G
Seller's Agent in 2025
Gary McCormick
eXp Realty, LLC
(859) 462-4431
1 in this area
98 Total Sales
1225 Garrard St Covington, KY 41011
Eastside NeighborhoodEstimated Value: $198,000 - $209,754
3
Beds
2.5
Baths
1,400
Sq Ft
$146/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Fireplace
- Bathtub with Shower
- No HOA
- Walk-In Closet
- Living Room
About This Home
As of December 2025Come check out this lovely, fully renovated 3BR 2BA home in the heart of Covington! The first level offers an open floor plan with a new kitchen featuring quartz countertops and stainless steel appliances, a well appointed half bath, and convenient laudry. Upstairs provides two BR's, guest full bath, and a primary suite with full bath and walk in closet.
Nothing left to do in this home but move in!
Last Agent to Sell the Property
eXp Realty, LLC License #268470 Listed on: 03/29/2025
Home Details
Home Type
- Single Family
Lot Details
- 2,182 Sq Ft Lot
- Lot Dimensions are 23x95
- Cleared Lot
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Vinyl Plank Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
Kitchen
- Electric Range
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Shower Only
Laundry
- Laundry on lower level
- Electric Dryer Hookup
Parking
- Driveway
- On-Street Parking
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
Dec 23, 2025
Sold by
Bought by
Seller's Agent
Gary McCormick
eXp Realty, LLC
Buyer's Agent
Kyle Sticklen
Sibcy Cline, REALTORS-Florence
List Price
$225,000
Sold Price
$206,500
Premium/Discount to List
-$18,500
-8.22%
Views
299
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,561
Avg. Annual Appreciation
-1.51%
Original Mortgage
$196,175
Outstanding Balance
$195,988
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$8,951
Purchase Details
Listed on
Aug 15, 2023
Closed on
Sep 26, 2023
Sold by
Bought by
Seller's Agent
Mark Erwin
eXp Realty, LLC
Buyer's Agent
Michele Mamo
eXp Realty, LLC
List Price
$120,000
Sold Price
$112,000
Premium/Discount to List
-$8,000
-6.67%
Views
107
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.41%
Original Mortgage
$157,003
Interest Rate
7.23%
Mortgage Type
Balloon
Purchase Details
Closed on
Aug 31, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,390
Interest Rate
2.7%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 26, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,390
Interest Rate
2.7%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 4, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,350
Interest Rate
10.25%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $206,500 | None Listed On Document | ||
| $112,000 | Absolute Title | ||
| $42,000 | Chicago Title Company Llc | ||
| $25,000 | None Available | ||
| $41,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $196,175 | ||
| Previous Owner | $157,003 | ||
| Previous Owner | $134,390 | ||
| Previous Owner | $24,350 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/23/2025 12/23/25 | Sold | $206,500 | -8.2% | $148 / Sq Ft | |
| 11/12/2025 11/12/25 | Pending | -- | -- | -- | |
| 10/28/2025 10/28/25 | For Sale | $225,000 | 0.0% | $161 / Sq Ft | |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $225,000 | +9.0% | $161 / Sq Ft | |
| 09/30/2025 09/30/25 | Off Market | $206,500 | -- | -- | |
| 09/06/2025 09/06/25 | Price Changed | $225,000 | 0.0% | $161 / Sq Ft | |
| 09/06/2025 09/06/25 | For Sale | $225,000 | +9.0% | $161 / Sq Ft | |
| 09/06/2025 09/06/25 | Off Market | $206,500 | -- | -- | |
| 08/31/2025 08/31/25 | Pending | -- | -- | -- | |
| 07/29/2025 07/29/25 | Price Changed | $230,000 | -2.1% | $164 / Sq Ft | |
| 07/07/2025 07/07/25 | Price Changed | $235,000 | -2.1% | $168 / Sq Ft | |
| 06/18/2025 06/18/25 | Price Changed | $240,000 | -4.0% | $171 / Sq Ft | |
| 06/15/2025 06/15/25 | For Sale | $250,000 | +21.1% | $179 / Sq Ft | |
| 06/06/2025 06/06/25 | Off Market | $206,500 | -- | -- | |
| 03/20/2025 03/20/25 | For Sale | $250,000 | +123.2% | $179 / Sq Ft | |
| 09/27/2023 09/27/23 | Sold | $112,000 | -6.7% | $51 / Sq Ft | View Prior Sale |
| 08/30/2023 08/30/23 | Pending | -- | -- | -- | |
| 08/15/2023 08/15/23 | For Sale | $120,000 | -- | $55 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,696 | $128,000 | $5,000 | $123,000 |
| 2024 | $1,473 | $112,000 | $5,000 | $107,000 |
| 2023 | $559 | $42,000 | $5,000 | $37,000 |
| 2022 | $619 | $42,000 | $5,000 | $37,000 |
| 2021 | $404 | $22,000 | $2,000 | $20,000 |
| 2020 | $402 | $22,000 | $2,000 | $20,000 |
| 2019 | $406 | $22,000 | $2,000 | $20,000 |
| 2018 | $413 | $22,000 | $2,000 | $20,000 |
| 2017 | $933 | $55,000 | $3,000 | $52,000 |
| 2015 | $2,062 | $55,000 | $3,000 | $52,000 |
| 2014 | $1,356 | $55,000 | $3,000 | $52,000 |
Source: Public Records
Agents Affiliated with this Home
-
Gary McCormick
-
Kyle Sticklen
Buyer's Agent in 2025
Kyle Sticklen
Sibcy Cline
(513) 646-9187
2 in this area
59 Total Sales
-
M
Seller's Agent in 2023
Mark Erwin
eXp Realty, LLC
-
Suzanne Willard
Seller Co-Listing Agent in 2023
Suzanne Willard
Keller Williams Advisors
(858) 776-7608
4 in this area
91 Total Sales
-
M
Buyer's Agent in 2023
Michele Mamo
eXp Realty, LLC
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 631080
APN: 054-24-26-010.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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