1226 Bancroft Ave Colonial Beach, VA 22443
Colonial Beach AreaEstimated payment $3,913/month
Highlights
- Water Views
- Home fronts navigable water
- Taxi Service
- Pier or Dock
- Water Access
- Gourmet Kitchen
About This Home
PRICE IMPROVEMENT! ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERS—an incredible opportunity to secure a below-market interest rate while enjoying one of Colonial Beach’s most desirable neighborhoods. Receive a 1% lender credit when you finance your purchase through our preferred lender and close with our preferred title company. Welcome to The Point, Colonial Beach’s vibrant golf cart community where coastal charm, waterfront living, and small-town hospitality come together. Just two blocks from both the Potomac River and Monroe Bay, you’ll enjoy easy access to beaches, marinas, waterfront restaurants, boutique shopping, breweries, the boardwalk, and year-round community events—all just a golf cart ride away. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home offers exceptional space rarely found in this location. The expansive living room addition creates incredible flexibility for entertaining, a second family room, formal dining, a game room, or a home office. Hardwood floors, a cozy propane fireplace, and an open, inviting floor plan make this home ideal for everyday living. The recently updated kitchen and bathrooms blend timeless style with modern finishes. Upstairs, the oversized primary suite features a walk-in closet and a relaxing jetted soaking tub. Outside, enjoy the low-maintenance Trex front porch, screened rear porch, oversized fenced yard, and oversized two-car garage with plenty of room for storage, hobbies, or your golf cart. Best of all—there’s no HOA. Whether you’re searching for a full-time residence, a weekend retreat, or an investment in one of Virginia’s favorite waterfront towns, this home offers a rare combination of location, lifestyle, space, and financing opportunities. Schedule your private showing today and discover why so many people fall in love with life in Colonial Beach.
Listing Agent
(540) 374-1111 teamunited@urepva.com United Real Estate Premier Brokerage Phone: 5403741111 Listed on: 02/21/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,124
Year Built
- Built in 2009
Lot Details
- 7,500 Sq Ft Lot
- Home fronts navigable water
- Back Yard Fenced
- Chain Link Fence
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Surface Parking
Home Design
- Contemporary Architecture
- Vinyl Siding
Interior Spaces
- 2,650 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Gas Fireplace
- Water Views
- Crawl Space
Kitchen
- Gourmet Kitchen
- Electric Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Soaking Tub
Laundry
- Laundry on upper level
- Electric Dryer
- Washer
Outdoor Features
- Water Access
- River Nearby
- Stream or River on Lot
- Screened Patio
- Porch
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 2
- Assessor Parcel Number 3A1 2 16 2
Community Details
Overview
- No Home Owners Association
- The Point Subdivision
Amenities
- Taxi Service
- Picnic Area
- Community Center
Recreation
- Pier or Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,793 | $427,000 | $47,500 | $379,500 |
| 2024 | $1,793 | $427,000 | $47,500 | $379,500 |
| 2023 | $1,708 | $427,000 | $47,500 | $379,500 |
| 2022 | $1,708 | $427,000 | $47,500 | $379,500 |
| 2021 | $1,674 | $330,600 | $47,500 | $283,100 |
| 2020 | $1,554 | $330,600 | $47,500 | $283,100 |
| 2018 | $1,322 | $330,600 | $47,500 | $283,100 |
| 2017 | -- | $330,600 | $47,500 | $283,100 |
| 2016 | $1,289 | $330,600 | $47,500 | $283,100 |
| 2015 | -- | $291,500 | $47,500 | $244,000 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $291,500 | $47,500 | $244,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/25/2026 07/25/26 | Price Changed | $634,900 | -2.3% | $240 / Sq Ft |
| 05/15/2026 05/15/26 | Price Changed | $649,900 | -2.3% | $245 / Sq Ft |
| 04/17/2026 04/17/26 | Price Changed | $665,000 | -0.7% | $251 / Sq Ft |
| 02/21/2026 02/21/26 | For Sale | $670,000 | -- | $253 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $276,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $35,000 | Credit Line Revolving | |
| Closed | $35,000 | Credit Line Revolving | |
| Open | $226,800 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $248,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $271,000 | FHA | |
| Previous Owner | $228,000 | Credit Line Revolving |
Source: Bright MLS
MLS Number: VAWE2010528
APN: 3A1-2-16-2
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