NOT LISTED FOR SALE

1226 Cave Spring Rd Owens Cross Roads, AL 35763

Estimated Value: $160,000 - $208,000

3 Beds
1 Bath
1,290 Sq Ft
$142/Sq Ft Est. Value

About This Home

This home is located at 1226 Cave Spring Rd, Owens Cross Roads, AL 35763 and is currently estimated at $182,586, approximately $141 per square foot. 1226 Cave Spring Rd is a home located in Madison County with nearby schools including Owens Cross Roads Elementary School and New Hope High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 16, 2023
Sold by
Kelly Jill
Bought by
Kelly Timothy D and Kelly Alexis J
Current Estimated Value
$182,586

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,115
Outstanding Balance
$156,966
Interest Rate
7.12%
Estimated Equity
$25,620

Purchase Details

Closed on
Jun 27, 2017
Sold by
Kelly Tim and Kelly Alexis Jade
Bought by
Kelly Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2015
Sold by
Kelly Timothy D and Kelly Jill P
Bought by
Kelly Timothy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,283
Interest Rate
3.88%
Mortgage Type
VA

Purchase Details

Closed on
Dec 27, 2010
Sold by
Fannie Mae
Bought by
Kelly Timothy D and Kelly Jill P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,325
Interest Rate
4.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 2005
Sold by
Hendricks Rachel Jill and Felton Rachael Jill
Bought by
Mavis Eric R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,500
Interest Rate
5.74%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kelly Timothy D $155,000 Valley Title
Kelly Jill -- None Available
Kelly Timothy D -- None Available
Kelly Timothy D -- --
Mavis Eric R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kelly Timothy D $160,115
Previous Owner Kelly Jill $112,000
Previous Owner Kelly Timothy D $107,283
Previous Owner Kelly Timothy D $41,325
Previous Owner Mavis Eric R $74,500
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $601 $16,800 $4,000 $12,800
2023 $601 $16,420 $4,000 $12,420
2022 $484 $13,420 $2,080 $11,340
2021 $449 $12,480 $2,080 $10,400
2020 $429 $11,920 $2,080 $9,840
2019 $415 $11,540 $2,080 $9,460
2018 $403 $11,180 $0 $0
2017 $154 $5,600 $0 $0
2016 $154 $5,600 $0 $0
2015 $154 $5,600 $0 $0
2014 $148 $5,440 $0 $0
Source: Public Records

Map