NOT LISTED FOR SALE

1226 Cumberland Trail Monroe, GA 30656

Estimated Value: $292,000 - $345,000

3 Beds
2 Baths
1,436 Sq Ft
$224/Sq Ft Est. Value

Last Sold November 13, 2023

Last sale price $315,000 $219 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,977/month

33 Days on Market

Highlights

  • Private Lot
  • Ranch Style House
  • Breakfast Room
  • Wooded Lot
  • No HOA
  • Double Vanity

About This Home

As of November 2023

Stepless Ranch 3 bedroom 2 bath on over half acre and NO HOA! New Roof 2022. Kitchen with oversized breakfast room. New carpet and paint throughout entire home. Very private lot. Large master bedroom with oversized walk-in closet. Master bath with separate tub/shower and dual vanities. Good size secondary bedrooms with walk in closets. Home is move in ready and just minutes from hwy 11, hwy 78 and the new Publix shopping center!

Last Agent to Sell the Property

Elizabeth Camp

Re/Max Tru, Inc. License #334143 Listed on: 09/05/2023

Re/Max Tru, Inc.

Last Buyer's Agent

Jody Swords

Southern Classic Realtors License #211212

Southern Classic Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,519

Year Built

  • Built in 2001

Lot Details

  • 0.54 Acre Lot
  • Wood Fence
  • Private Lot
  • Level Lot
  • Wooded Lot

Home Design

  • Ranch Style House
  • Slab Foundation
  • Composition Roof
  • Stone Siding
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,436 Sq Ft Home
  • Factory Built Fireplace
  • Family Room
  • Breakfast Room
  • Formal Dining Room
  • Pull Down Stairs to Attic

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry in Hall

Parking

  • Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Outdoor Features

  • Patio
  • Outbuilding

Schools

  • Walker Park Elementary School
  • Carver Middle School
  • Monroe Area High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Mountain Creek Subdivision

Listing and Financial Details

  • Tax Lot 39

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,519

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • ArchitecturalStyle: Ranch
  • Financing Type: FHA
  • Levels: One
  • Lot Size Acres: .54
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1436
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator
  • Bedrooms: 3
  • Dining Room Features: Separate Room
  • Basement: None
  • Total Finished Sq Ft: 1436
  • Above Grade Finished Sq Ft: 1436
  • Interior Amenities: Double Vanity, Pulldown Attic Stairs, Master On Main Level
  • Full Bathrooms: 2
  • Fireplace Features: Factory Built
  • Flooring: Carpet, Laminate
  • Kitchen Features: Breakfast Room, Pantry
  • Price Per Square Foot: 219.359

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Stone, Vinyl Siding
  • Fencing: Wood
  • Foundation Details: Slab
  • Lot Features: Level, Private
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Attached, Garage Door Opener, Garage, Kitchen Level

Utilities

  • Cooling: Electric, Central Air
  • Heating: Electric, Central
  • Laundry Features: In Hall
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Natural Gas Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Walker Park
  • High School: Monroe Area
  • High School Bus: Yes
  • Middle School: Carver
  • Middle School Bus: Yes
  • Elementary School: Walker Park
  • Middle School: Carver
  • High School: Monroe Area

Lot Info

  • Land Lot: 95
  • Lot: 39
  • Plat Book: 87
  • Plat Page: 22

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2519

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2023
Closed on
Nov 13, 2023
Sold by
Switzer Howard Douglas
Bought by
Switzer Mark J
Seller's Agent
Elizabeth Camp
Re/Max Tru, Inc.
Buyer's Agent
Jody Swords
Southern Classic Realtors
List Price
$334,900
Sold Price
$315,000
Premium/Discount to List
-$19,900
-5.94%
Views
169
Current Estimated Value
$321,268

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,268
Avg. Annual Appreciation
1.05%
Original Mortgage
$309,294
Outstanding Balance
$303,970
Interest Rate
7.57%
Mortgage Type
FHA
Estimated Equity
$17,298

Purchase Details

Closed on
Nov 22, 2022
Sold by
Switzer Howard Douglas
Bought by
Corporate Endeavors Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
7.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2021
Sold by
Switzer Claudia Moore Estate
Bought by
Switzer Howard Douglas

Purchase Details

Closed on
Dec 19, 2014
Sold by
Switzer Mark J
Bought by
Switzer Howard D and Switzer Claudia

Purchase Details

Listed on
Jul 4, 2012
Closed on
Aug 2, 2012
Sold by
Secretary Of Housing And U
Bought by
Switzer Mark J
Seller's Agent
ANITA PETERS
NOT A VALID MEMBER
Buyer's Agent
Bettie Hodges
NOT A VALID MEMBER
List Price
$60,000
Sold Price
$62,099
Premium/Discount to List
$2,099
3.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.28%
Original Mortgage
$62,099
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 3, 2012
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing And Urban

Purchase Details

Closed on
Jun 25, 2003
Sold by
Browning Katy S
Bought by
Mcgowan Katy and Mcgowan Sean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,150
Interest Rate
5.3%
Mortgage Type
FHA

Purchase Details

Closed on
May 24, 2002
Sold by
Tri-G Properties
Bought by
Browning Katy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,900
Interest Rate
6.98%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Switzer Mark J -- --
Corporate Endeavors Inc -- --
Stephens John $315,000 --
Corporate Endeavors Inc $250,000 --
Switzer Howard Douglas -- --
Switzer Howard D -- --
Switzer Mark J $62,099 --
Secretary Of Housing And Urban -- --
Wells Fargo Bank Na $56,000 --
Mcgowan Katy -- --
Browning Katy S $123,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stephens John $309,294
Previous Owner Corporate Endeavors Inc $250,000
Previous Owner Switzer Mark J $62,099
Previous Owner Mcgowan Katy $126,150
Previous Owner Browning Katy S $121,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2023 11/13/23 Sold $315,000 0.0% $219 / Sq Ft
10/08/2023 10/08/23 Pending -- -- --
09/27/2023 09/27/23 Price Changed $315,000 -4.5% $219 / Sq Ft
09/15/2023 09/15/23 Price Changed $329,900 -1.5% $230 / Sq Ft
09/05/2023 09/05/23 For Sale $334,900 +439.3% $233 / Sq Ft
08/02/2012 08/02/12 Sold $62,099 +3.5% $43 / Sq Ft
07/04/2012 07/04/12 For Sale $60,000 -- $42 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,282 $111,320 $20,000 $91,320
2023 $2,778 $91,600 $18,000 $73,600
2022 $2,519 $79,680 $16,000 $63,680
2021 $2,213 $67,920 $14,000 $53,920
2020 $2,200 $65,840 $14,000 $51,840
2019 $1,970 $50,640 $10,000 $40,640
2018 $1,693 $50,640 $10,000 $40,640
2017 $1,745 $50,640 $10,000 $40,640
2016 $1,487 $43,800 $10,000 $33,800
2015 $1,460 $42,320 $10,000 $32,320
2014 $1,007 $32,880 $8,000 $24,880
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10199387

Georgia MLS

APN: N086F00000039000