Last list price
1226 Oak St N Fargo, ND 58102
Horace Mann Neighborhood
4
Beds
2
Baths
2,914
Sq Ft
0.31
Acres
Highlights
- 0.31 Acre Lot
- Engineered Wood Flooring
- Bonus Room
- North High School Rated A-
- 2 Fireplaces
- No HOA
About This Home
As of February 2025Discover your dream home in the heart of North Fargo! This spacious 4-bedroom, 2-bath gem offers over 2,800 sq. ft. of living space on a generous 13,500 sq. ft. lot. The main level boasts granite counters in the kitchen, an updated full bath with stone counters and subway tile, and a cozy gas fireplace. Enjoy the bonus room addition off the main with new windows and a perfect spot for entertaining or enjoying your morning coffee.
The basement, updated in 2018, features a large living room with another gas fireplace, a tiled 3⁄4 bath, and plenty of storage. Modern upgrades include new windows on main in 2023, new water heater, furnace and electrical updates in 2018, and stylish modern upgrades and touches throughout.
Outside, enjoy the brick exterior, a shed with a concrete floor, and included Christmas lights for a festive touch. With a two-stall garage, swing set, and ample yard space, this home is ready for you. Don’t miss this one—schedule your showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,918
Year Built
- Built in 1967
Lot Details
- 0.31 Acre Lot
- Lot Dimensions are 90' x 150'
- Property is Fully Fenced
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Poured Concrete
Interior Spaces
- 1-Story Property
- Ceiling Fan
- 2 Fireplaces
- Family Room
- Living Room
- Bonus Room
- Bedroom in Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Kitchen Island
- The kitchen features windows
Flooring
- Engineered Wood
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 4 Bedrooms
Schools
- Fargo North High School
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
Community Details
- No Home Owners Association
- Bernard Holes 2Nd Subdivision
Listing and Financial Details
- Exclusions: Washer/Dryer; Storage Room Refrigerator
- Assessor Parcel Number 01132000080000
- $7,905 per year additional tax assessments
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 10, 2024
Closed on
Feb 7, 2025
Sold by
French Ryan and French Krista
Bought by
Banley Thomas and Banley Katie
Seller's Agent
Erik Wall
eXp Realty (3523 FGO)
Buyer's Agent
Nikki Lamb
REALTY XPERTS
List Price
$454,900
Total Days on Market
23
Views
53
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.58%
Original Mortgage
$406,500
Outstanding Balance
$405,812
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$54,384
Purchase Details
Closed on
Jan 15, 2013
Sold by
Kartenson Beatrice E and Kartenson Gordon
Bought by
French Ryan and French Krista
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,920
Interest Rate
2.75%
Mortgage Type
FHA
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $466,500 | None Listed On Document | |
| Warranty Deed | $170,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $406,500 | VA | |
| Previous Owner | $135,000 | Credit Line Revolving | |
| Previous Owner | $85,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $50,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $46,000 | New Conventional | |
| Previous Owner | $166,920 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/29/2025 05/29/25 | Off Market | -- | -- | -- |
| 02/07/2025 02/07/25 | Sold | -- | -- | -- |
| 01/02/2025 01/02/25 | Pending | -- | -- | -- |
| 12/10/2024 12/10/24 | For Sale | $454,900 | -- | $156 / Sq Ft |
Source: Fargo-Moorhead Area Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,196 | $201,100 | $45,450 | $155,650 |
| 2023 | $5,662 | $162,150 | $45,450 | $116,700 |
| 2022 | $5,225 | $142,150 | $45,450 | $96,700 |
| 2021 | $4,859 | $130,000 | $45,450 | $84,550 |
| 2020 | $4,643 | $130,000 | $45,450 | $84,550 |
| 2019 | $4,681 | $130,000 | $28,400 | $101,600 |
| 2018 | $3,093 | $116,700 | $28,400 | $88,300 |
| 2017 | $2,918 | $111,150 | $28,400 | $82,750 |
| 2016 | $2,443 | $101,050 | $28,400 | $72,650 |
| 2015 | $2,602 | $101,050 | $19,300 | $81,750 |
| 2014 | $2,559 | $96,900 | $19,300 | $77,600 |
| 2013 | $2,443 | $92,300 | $19,300 | $73,000 |
Source: Public Records
Agents Affiliated with this Home
-
E
Seller's Agent in 2025
Erik Wall
eXp Realty (3523 FGO)
(701) 361-6916
3 in this area
132 Total Sales
-
C
Seller Co-Listing Agent in 2025
Chris Mogard
eXp Realty (3523 FGO)
(605) 467-3815
1 in this area
27 Total Sales
-
N
Buyer's Agent in 2025
Nikki Lamb
REALTY XPERTS
(701) 429-8538
1 in this area
10 Total Sales
Map
Source: Fargo-Moorhead Area Association of REALTORS®
MLS Number: 6638547
APN: 01-1320-00080-000
Nearby Homes