$237,500
SOLD JUN 26, 2025
Last list price

1229 Shirley Ridge Dr Unit 3C Saint Charles, MO 63304

2 Beds
1.5 Baths
1,088 Sq Ft
1,725 Sq Ft Lot

Recently Sold

$218 Per Sq Ft

1 Day on Market

Highlights

  • Waterfront
  • Community Lake
  • Ranch Style House
  • Central Elementary School Rated A-
  • Clubhouse
  • Community Pool

About This Home

As of June 2025

HURRY...CHARMING MEADOW RIDGE VILLA ON THE SERENE, SCENIC WATERFRONT * CONVENIENT LIVING, ALL ON ONE MAIN LEVEL * 2 BEDROOMS * 1.5 BATHS * THIS CLASSIC VILLA WILL SURPRISE YOU WITH AN OPEN FLOOR PLAN AND HUGE ROOMS * LIVING ROOM/DINING ROOM WITH VAULTED CEILING * KITCHEN INCLUDES GRANITE COUNTER TOPS, ALL APPLIANCES INCLUDED, OPEN COUNTER * MASTER BEDROOM 17 X 12 WITH VAULTED CEILING * TASTEFULLY REMODELED MAIN BATH * MAIN FLOOR LAUNDRY * STEP OUTSIDE AND RELAX ON THE "COVERED PATIO" THAT RUNS THE LENGTH OF THE UNIT & WATCH THE SUN GO DOWN OVER THE TRANQUIL LAKE * OVERSIZED 2 CAR GARAGE * MEADOW RIDGE AMMENITIES INCLUDE SWIMMING POOL, CLUB HOUSE FOR ENTERTAINING OR GATHERING WITH COMMUNITY NEIGHBORS AND IS BEAUTIFULLY LANDSCAPED *

Last Agent to Sell the Property

Carol Hamilton

Platinum Realty of St. Louis License #1999111182 Listed on: 05/24/2025

Platinum Realty of St. Louis

Last Buyer's Agent

Sara Lombardo

SCHNEIDER Real Estate License #2024245448

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,042

Year Built

  • Built in 1988

Lot Details

  • 1,725 Sq Ft Lot
  • Waterfront
  • Level Lot
  • Back Yard

HOA Fees

  • $280 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Front Facing Garage
  • Driveway

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Villa
  • Brick Veneer
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,088 Sq Ft Home
  • Living Room
  • Dining Room
  • Laminate Flooring

Kitchen

  • Gas Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Additional Features

  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 3-0120-6366-00-003C.0000000

Community Details

Overview

  • Association fees include clubhouse, insurance, common area maintenance, management, pool, roof, trash, water
  • Meadow Ridge Villas Association
  • On-Site Maintenance
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,042

Year Built

Built in 1988

Lot Details

0

HOA Fees

$280 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Property Sub-Type: Villa
  • ResoCommunityFeatures: Clubhouse, Lake, Pool
  • ResoLotFeatures: Back Yard, Level, Waterfront
  • Lot Size Acres: 0.0396
  • Road Surface Type: Concrete
  • Reso Association Amenities: Association Management, Clubhouse, Common Ground, Outside Management
  • Co List Office Phone: 888-220-0988
  • MLS Status: Closed
  • Subdivision Name: Meadow Ridge Villas #3
  • Above Grade Finished Sq Ft: 1088
  • Architectural Style: Patio, Ranch, Traditional
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • MIS_RoomFlooring: Laminate
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1088.00
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Laminate
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_EfficiencyYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Gas Oven, Refrigerator
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Main Level Bedrooms: 2
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: None
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Property Disclosure, Unknown
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Foundation Details: Slab

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Faces Front, Oversized

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Forced Air
  • Green Building Features: Patio
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 280
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: MEADOW RIDGE VILLAS

Fee Information

  • Association Fee Includes: Clubhouse, Insurance, Common Area Maintenance, Management, Pool, Roof, Trash, Water

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Bryan Middle

Lot Info

  • Development Status: Completed
  • Parcel Number: 3-0120-6366-00-003C.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2042

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2025
Closed on
Jun 26, 2025
Sold by
Mareschal Morgan E
Bought by
Lu Ann Petri Revocable Living Trust and Petri
Seller's Agent
Carol Hamilton
Platinum Realty of St. Louis
Buyer's Agent
Sara Lombardo
SCHNEIDER Real Estate
List Price
$237,500
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.97%
Original Mortgage
$190,000
Outstanding Balance
$189,676
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,113

Purchase Details

Listed on
May 24, 2025
Closed on
Jun 24, 2025
Sold by
Mareschal Steven J
Bought by
Mareschal Morgan E
Seller's Agent
Carol Hamilton
Platinum Realty of St. Louis
Buyer's Agent
Sara Lombardo
SCHNEIDER Real Estate
List Price
$237,500
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Outstanding Balance
$189,676
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,113

Purchase Details

Listed on
Jul 22, 2022
Closed on
Aug 19, 2022
Sold by
Gordan J Haarmann Family Trust
Bought by
Sturgess Margaret E
Seller's Agent
Christen Needham
EXP Realty, LLC
Buyer's Agent
Shellie Bratton
Bratton Realty
List Price
$199,950
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%

Purchase Details

Closed on
Feb 21, 2018
Sold by
Haarmann Gordan J
Bought by
Gordan J Haarmann Family Trust

Purchase Details

Closed on
Apr 12, 2007
Sold by
Pleis William and Pleis Susan
Bought by
Fink Harry M and Fink Maryann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Investors Title
Deed -- None Listed On Document
Warranty Deed -- Freedom Title
Interfamily Deed Transfer -- None Available
Warranty Deed $140,400 Emmons Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $190,000 New Conventional
Previous Owner $65,500 New Conventional
Previous Owner $90,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Sold -- -- --
05/26/2025 05/26/25 Pending -- -- --
05/24/2025 05/24/25 For Sale $237,500 +18.8% $218 / Sq Ft
08/19/2022 08/19/22 Sold -- -- --
07/25/2022 07/25/22 Pending -- -- --
07/22/2022 07/22/22 For Sale $199,950 -- $184 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,042 $37,383 -- --
2024 $2,042 $33,973 -- --
2023 $2,041 $33,973 $0 $0
2022 $1,813 $27,993 $0 $0
2021 $1,815 $27,993 $0 $0
2020 $1,638 $24,423 $0 $0
2019 $1,631 $24,423 $0 $0
2018 $1,355 $19,335 $0 $0
2017 $1,344 $19,335 $0 $0
2016 $1,211 $16,732 $0 $0
2015 $1,180 $16,732 $0 $0
2014 $1,306 $17,961 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25035109

MARIS MLS

APN: 3-0120-6366-00-003C.0000000