$199,950
SOLD AUG 19, 2022
Last list price

1229 Shirley Ridge Dr Unit 3C Saint Charles, MO 63304

2 Beds
1.5 Baths
1,088 Sq Ft
$250/mo HOA Fee

Recently Sold

$184 Per Sq Ft

2 Days on Market

Highlights

  • Water Views
  • In Ground Pool
  • Clubhouse
  • Central Elementary School Rated A-
  • Open Floorplan
  • Lake, Pond or Stream

About This Home

As of June 2025

Welcome home to maintenance free living on the lake! Outstanding, move in ready villa boasts 2 spacious bedrooms and 1.5 baths. Open floor plan, vaulted ceilings, hardwood floors throughout AND an updated kitchen w/ stainless appliances, granite, breakfast bar, two toned cabinets w/ new hardware & under cabinet lighting! Bathrooms have both been updated w/newer vanities, hardware & a walk in, oversize shower. The list goes on w/a newer roof (2016), thermal storm doors, rubbed bronze hardware throughout, updated lighting, central vac, furnace & A/C (2015) & newer window treatments. Two car garage offers closet w/ shelving, ceiling fan, insulated garage door plus shelves & lighting in attic for extra storage. Step outside to the meticulously maintained yard & LAKEVIEW! Enjoy the ceiling fan breeze and large covered patio while taking in the view. Enjoy the walking trails, pool & clubhouse since your exterior maintenance is done for you! Great location-this one will go quick!

Last Agent to Sell the Property

Christen Needham

EXP Realty, LLC License #2018044016 Listed on: 07/22/2022

EXP Realty, LLC

Last Buyer's Agent

Shellie Bratton

Bratton Realty License #2000174160

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,042

Year Built

  • Built in 1988

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Villa
  • Vinyl Siding

Interior Spaces

  • 1,088 Sq Ft Home
  • Open Floorplan
  • Central Vacuum
  • Vaulted Ceiling
  • Insulated Windows
  • Great Room
  • Combination Dining and Living Room
  • Water Views

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Outdoor Features

  • In Ground Pool
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Backs To Open Common Area
  • Ground Level Unit

Listing and Financial Details

  • Assessor Parcel Number 3-0120-6366-00-003C.0000000

Community Details

Overview

  • 4 Units

Amenities

  • Clubhouse

Recreation

  • Trails

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,042

Year Built

Built in 1988

Lot Details

0

HOA Fees

$250 per month

Parking

2

Listing Details

  • Property Type: Condo/Coop/Villa
  • Type: Condo, Villa
  • Style: 1 Story
  • Style Description: Villa
  • Municipality Township: St. Charles
  • Special Areas: Great Room
  • Unit Location: Ground Level
  • Age: 34
  • Ownership: Private
  • Year Built: 1988
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Bedroom Types: Main Floor Master
  • Dining Room: Dining/Living Rm Cmb
  • Interior Amenities: Open Floor Plan, Vaulted Ceiling
  • Kitchen: Breakfast Bar
  • Main Level Bedrooms: 2
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Misc Features: Porch-Covered
  • Total Living Area: 1088.00
  • Windows/Doors: Some Insulated Wndws
  • Appliances: Central Vacuum, Dishwasher, Microwave, Range/Oven-Electric
  • Bathrooms: 2.00
  • Bedrooms: 2.00
  • Room Cnt: 4
  • Square Footage: 1088
  • Total Full Baths: 1
  • Total Half Baths: 1

Exterior Features

  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Monthly
  • Amenities: Clubhouse/Comm. Room, Inground Pool, Walking Trail, Water View
  • Total Number of Units: 4.00

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Pond/Lake, Water View
  • Lot Sq Ft: 1725
  • Acres: 0.0396

Tax Info

  • Taxes Paid: 1815
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0120-6366-00-003C.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2025
Closed on
Jun 26, 2025
Sold by
Mareschal Morgan E
Bought by
Lu Ann Petri Revocable Living Trust and Petri
Seller's Agent
Carol Hamilton
Platinum Realty of St. Louis
Buyer's Agent
Sara Lombardo
SCHNEIDER Real Estate
List Price
$237,500
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.97%
Original Mortgage
$190,000
Outstanding Balance
$189,676
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,113

Purchase Details

Listed on
May 24, 2025
Closed on
Jun 24, 2025
Sold by
Mareschal Steven J
Bought by
Mareschal Morgan E
Seller's Agent
Carol Hamilton
Platinum Realty of St. Louis
Buyer's Agent
Sara Lombardo
SCHNEIDER Real Estate
List Price
$237,500
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Outstanding Balance
$189,676
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,113

Purchase Details

Listed on
Jul 22, 2022
Closed on
Aug 19, 2022
Sold by
Gordan J Haarmann Family Trust
Bought by
Sturgess Margaret E
Seller's Agent
Christen Needham
EXP Realty, LLC
Buyer's Agent
Shellie Bratton
Bratton Realty
List Price
$199,950
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%

Purchase Details

Closed on
Feb 21, 2018
Sold by
Haarmann Gordan J
Bought by
Gordan J Haarmann Family Trust

Purchase Details

Closed on
Apr 12, 2007
Sold by
Pleis William and Pleis Susan
Bought by
Fink Harry M and Fink Maryann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Investors Title
Deed -- None Listed On Document
Warranty Deed -- Freedom Title
Interfamily Deed Transfer -- None Available
Warranty Deed $140,400 Emmons Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $190,000 New Conventional
Previous Owner $65,500 New Conventional
Previous Owner $90,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Sold -- -- --
05/26/2025 05/26/25 Pending -- -- --
05/24/2025 05/24/25 For Sale $237,500 +18.8% $218 / Sq Ft
08/19/2022 08/19/22 Sold -- -- --
07/25/2022 07/25/22 Pending -- -- --
07/22/2022 07/22/22 For Sale $199,950 -- $184 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,042 $37,383 -- --
2024 $2,042 $33,973 -- --
2023 $2,041 $33,973 $0 $0
2022 $1,813 $27,993 $0 $0
2021 $1,815 $27,993 $0 $0
2020 $1,638 $24,423 $0 $0
2019 $1,631 $24,423 $0 $0
2018 $1,355 $19,335 $0 $0
2017 $1,344 $19,335 $0 $0
2016 $1,211 $16,732 $0 $0
2015 $1,180 $16,732 $0 $0
2014 $1,306 $17,961 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS22048473

MARIS MLS

APN: 3-0120-6366-00-003C.0000000