$87,000
SOLD DEC 3, 2025

123 Ruggles St Dunkirk, NY 14048

4 Beds
2 Baths
2,146 Sq Ft
6,000 Sq Ft Lot

Recently Sold

$41 Per Sq Ft

10% Below List Price

42 Days on Market

Highlights

  • Wood Flooring
  • Baseboard Heating
  • Rectangular Lot
  • Forced Air Heating System
  • 2 Car Garage

About This Home

As of December 2025

Take charge of your future and invest in this 2-unit home with great rental income!! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice creates cash flow!!! Make the move!!!

Last Agent to Sell the Property

Renee Pchelka

Listing by Howard Hanna Holt - Fredonia Brokerage Phone: 716-680-3397 License #40PC0570727 Listed on: 08/20/2025

Howard Hanna Holt - Fredonia

Last Buyer's Agent

Tammy Martous-Wilcox

Listing by Howard Hanna Holt - Lakewood License #10401395229

Howard Hanna Holt - Lakewood

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,888

Year Built

  • Built in 1893

Lot Details

  • 6,000 Sq Ft Lot
  • Lot Dimensions are 60x100
  • Rectangular Lot

Parking

  • 2 Car Garage

Home Design

  • Siding

Interior Spaces

  • 2,146 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Schools

  • Dunkirk Middle School
  • Dunkirk Senior High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Baseboard Heating
  • Gas Water Heater

Community Details

  • 2 Units
  • 2 Separate Gas Meters

Listing and Financial Details

  • Rent includes trash collection
  • Tax Lot 15
  • Assessor Parcel Number 060300-079-019-0003-015-000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,888

Year Built

Built in 1893

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Trash Collection
  • Year Built: 1893
  • Attribution Contact: 716-680-3397
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Flooring: Ceramic Tile, Hardwood, Tile, Varies
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.1377
  • Waterfront: No
  • Construction Type: Composite Siding

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage

Utilities

  • Heating: Gas, Baseboard, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Dunkirk
  • Ninth Grade High School: Dunkirk Senior High
  • Middle Or Junior School: Dunkirk Middle

Lot Info

  • Parcel Number: 060300-079-019-0003-015-000
  • Lot Dimensions: 60X100
  • Lot Size Sq Ft: 6000.0
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential 2 Unit

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 2888.0
  • Tax Lot: 15

MLS Schools

  • Elementary School: Other - See Remarks

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2025
Closed on
Nov 25, 2025
Sold by
Miernik Jared L
Bought by
Richter Patricia L
Seller's Agent
Renee Pchelka
Howard Hanna Holt - Fredonia
Buyer's Agent
Tammy Martous-Wilcox
Howard Hanna Holt - Lakewood
List Price
$97,000
Sold Price
$87,000
Premium/Discount to List
-$10,000
-10.31%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
148.23%
Original Mortgage
$65,250
Outstanding Balance
$65,250
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$31,779

Purchase Details

Closed on
Feb 4, 2025
Sold by
Pendl Douglas and Pendl Jonathon
Bought by
Miernik Jared L

Purchase Details

Closed on
Mar 10, 2016
Sold by
Pendl Christopher
Bought by
Pendl Douglas

Purchase Details

Closed on
Feb 12, 2015
Sold by
Pucciarelli Gioconda
Bought by
Pendl Douglas
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $87,000 None Listed On Document
Quit Claim Deed $25,000 None Listed On Document
Interfamily Deed Transfer $40,500 --
Deed $22,500 Donna Marie Hartnett
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $65,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2025 12/03/25 Sold $87,000 -10.3% $41 / Sq Ft
10/01/2025 10/01/25 Pending -- -- --
08/20/2025 08/20/25 For Sale $97,000 -- $45 / Sq Ft
Source: Chautauqua-Cattaraugus Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,570 $39,000 $3,000 $36,000
2023 $1,534 $39,000 $3,000 $36,000
2022 $1,354 $39,000 $3,000 $36,000
2021 $1,356 $39,000 $3,000 $36,000
2020 $1,345 $39,000 $3,000 $36,000
2019 $1,362 $39,000 $3,000 $36,000
2018 $1,362 $39,000 $3,000 $36,000
2017 $1,336 $39,000 $3,000 $36,000
2016 $1,300 $39,000 $3,000 $36,000
2015 -- $39,000 $3,000 $36,000
2014 -- $39,000 $3,000 $36,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chautauqua-Cattaraugus Board of REALTORS®

MLS Number: R1629658

Chautauqua-Cattaraugus Board of REALTORS®

APN: 060300-079-019-0003-015-000