NOT LISTED FOR SALE

123 W Cayuga St Oswego, NY 13126

Estimated Value: $158,000 - $175,964

4 Beds
2 Baths
1,884 Sq Ft
$89/Sq Ft Est. Value

Last Sold August 20, 2021

Last sale price $129,214 $69 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,082/month

16 Days on Market

Highlights

  • Colonial Architecture
  • L-Shaped Dining Room
  • Country Kitchen
  • Bonus Room
  • Thermal Windows
  • Porch

About This Home

As of August 2021

This 4-bed, 2-bath colonial is nicely situated on a larger-than-normal city lot. Just moments from Lake Ontario, Franklin Park and the shops & restaurants in downtown Oswego, this home has many new features, some of which include newer roof and windows along with a new furnace and central AC. The driveway provides extra off-street parking. In the backyard there is a deck, along with a concrete patio and storage shed. In the front of the house there is a nice front porch that you can enjoy to watch the world go by. There are also 6-panel hardwood doors throughout the house. Kitchen appliances include a refrigerator, oven/range and dishwasher. The back room on the main floor could be used as an office, playroom, or even a 5th bedroom.

Last Agent to Sell the Property

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 06/16/2021

Century 21 Galloway Realty

Last Buyer's Agent

Melissa Richardson

Listing by Empire Realty Group License #10301223024

Empire Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,676

Year Built

  • Built in 1900

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 198 x 33
  • Partially Fenced Property

Parking

  • No Garage

Home Design

  • Colonial Architecture
  • Block Foundation
  • Stone Foundation
  • Brick Frame
  • Asphalt Roof

Interior Spaces

  • 1,884 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Thermal Windows
  • ENERGY STAR Qualified Windows
  • Drapes & Rods
  • Living Room
  • L-Shaped Dining Room
  • Bonus Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Country Kitchen
  • Free-Standing Range
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Forced Air Cooling System
  • ENERGY STAR Qualified Air Conditioning
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • ENERGY STAR Qualified Equipment for Heating
  • Property is near a bus stop

Listing and Financial Details

  • Tax Lot 40
  • Assessor Parcel Number 351200-128-053-0004-040-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,676

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Additional Structures: Shed/Storage
  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 62000
  • Foundation Description: Block, Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 198
  • Lot Dimension Front: 33
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Number: 40
  • Nearest Cross Street: NW 9th St.
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 861426.67
  • Ratio Close Price By Sq Ft: 68.58
  • Ratio List Price By Acres: 832666.67
  • Ratio List Price By Sq Ft: 66.30
  • Regional Board Code: Syracuse
  • Roof Description: Asphalt
  • School Tax: 1166
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 6534
  • Age of Building: 122
  • Year Built: 1900
  • Above Grade Finished Sq Ft: 1884
  • Directions To Property: From Oswego: Located on W Cayuga St. between NW 9th St. & Ontario St.
  • Sq Ft Total Pub: 1884
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1900

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Ceiling Fan, Circuit Breakers - Some, Drapes - Some, Natural Woodwork - some
  • Additional Rooms: Bonus Room, Living Room, Porch - Open
  • Attic Description: Crawl Space
  • Basement Description: Full
  • Floor Description: Laminate-Some, Wall To Wall Carpet-Some
  • Kitchen Appliances Included: Dishwasher, Oven/Range Freestanding, Refrigerator
  • Kitchen Dining Description: Country Kitchen, Dining L
  • Number of Bedrooms 2nd Floor: 4
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 12
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4
  • Total Sq Ft: 1884

Exterior Features

  • Construction: Brick and Frame
  • Additional Exterior Features: Cable TV Available, High Speed Internet, Partially Fenced Yard, Patio, Thermal Windows - Some
  • Number of Acres: 0.1500

Garage/Parking

  • Driveway Description: Concrete
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: AC-Central, Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Green Features

  • Energystar: Cooling, Heating, Windows

Lot Info

  • Parcel Number: 351200-128-053-0004-040-000-0000

Tax Info

  • Total Taxes: 2676

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2021
Closed on
Jul 29, 2021
Sold by
Mchale A Colleen
Bought by
Baker Haley Victoria
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Melissa Richardson
Empire Realty Group
List Price
$124,900
Sold Price
$129,214
Premium/Discount to List
$4,314
3.45%
Current Estimated Value
$167,741

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,527
Avg. Annual Appreciation
6.71%
Original Mortgage
$126,873
Outstanding Balance
$115,445
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$52,296

Purchase Details

Closed on
Sep 19, 2016
Sold by
Mchale Doris and Mchale John F
Bought by
Mchale A Colleen
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baker Haley Victoria $129,500 None Available
Mchale A Colleen $500 None Available
Mchale A Colleen $500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baker Haley Victoria $126,873
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2021 08/20/21 Sold $129,214 +3.5% $69 / Sq Ft
07/02/2021 07/02/21 Pending -- -- --
06/16/2021 06/16/21 For Sale $124,900 -- $66 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,221 $155,000 $23,500 $131,500
2023 $2,755 $105,800 $12,100 $93,700
2022 $2,417 $105,800 $12,100 $93,700
2021 $1,665 $62,000 $12,100 $49,900
2020 $1,176 $62,000 $12,100 $49,900
2019 $948 $62,000 $12,100 $49,900
2018 $1,929 $62,000 $12,100 $49,900
2017 $2,878 $62,000 $12,100 $49,900
2016 $596 $62,000 $12,100 $49,900
2015 -- $62,000 $12,100 $49,900
2014 -- $62,000 $12,100 $49,900
Source: Public Records

Agents Affiliated with this Home

  • Ed Fayette

    Seller's Agent in 2021

    Ed Fayette

    Century 21 Galloway Realty

    (315) 402-3655

    196 in this area

    349 Total Sales

    Ed Fayette
    Section Image

  • M

    Buyer's Agent in 2021

    Melissa Richardson

    Empire Realty Group

    (910) 386-3713

    28 in this area

    122 Total Sales

    Melissa Richardson
    Section Image
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Map

Source: Central New York Information Services

MLS Number: S1345221

Central New York Information Services

APN: 351200-128-053-0004-040-000-0000

New York Oswego County Oswego 13126

123 W Cayuga St, Oswego, NY

This home is located at 123 W Cayuga St, Oswego, NY 13126 since 16 June 2021 and is currently estimated at $167,741, approximately $89 per square foot. This property was built in 1900. 123 W Cayuga St is a home located in Oswego County with nearby schools including Leighton Elementary School, Oswego Middle School, and Oswego High School.

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