Luis Rivas
United Real Estate Richmond
(804) 251-2880
29 Total Sales
2 in Bermuda Hundred
$217K - $410K Price Range
12313 Declaration Ave Chester, VA 23836
Bermuda Hundred NeighborhoodEstimated Value: $625,000 - $714,424
5
Beds
3.5
Baths
4,200
Sq Ft
$155/Sq Ft
Est. Value
Highlights
- Lake Front
- Water Access
- Pool House
- Community Boat Dock
- Fitness Center
- Community Lake
About This Home
As of January 2026Stunning Lakeview home in sought after Riverfront community 5 bedrooms 3.5 baths 4200sq ft Welcome to the home you've been waiting for! This impeccably maintained beauty offers elegant living w/breathtaking views of the lake & fountain. Step inside to a grand foyer flanked by a formal dining room & living room w stately columns. The private study has French doors. Open floor plan leads to the spacious eat in kitchen featuring a large center island, granite counter tops, ss appliances & pantry. The adjoining morning room is filled w natural light & provides seamless access to the beautifully landscaped back yard w both a deck and stamp concrete patio. Upstairs the luxurious primary suite is a true retreat, complete w a sitting area, his & her walk in closets a spa like ensuite bath w double vanities, garden tub & separate shower. Large secondary bedrooms including 2 with ensuites w nicely appointed baths. You'll love the theater room w wet bar near the secondary staircase that leads to the den w a gorgeous fireplace. Large 2 car garage with shelving and a Private exercise room. This home truly has it ALL! Space, elegance & stunning water views and more! Don't miss the clubhouse with exercise room and stunning pool. Too many great features to list! Don't miss your chance to tour this exceptional property. Schedule your private showing today!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,859
Year Built
- Built in 2013
Lot Details
- Lake Front
HOA Fees
- $97 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Contemporary Architecture
- Modern Architecture
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 4,200 Sq Ft Home
- 2-Story Property
- Wet Bar
- Wired For Data
- Wainscoting
- Tray Ceiling
- High Ceiling
- Recessed Lighting
- Electric Fireplace
- French Doors
- Formal Dining Room
- Water Views
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Induction Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- Double Vanity
- Soaking Tub
Home Security
- Storm Doors
- Fire and Smoke Detector
Pool
- Pool House
- In Ground Pool
Outdoor Features
- Water Access
- Walking Distance to Water
- Deck
- Rear Porch
Schools
- Enon Elementary School
- Elizabeth Davis Middle School
- Thomas Dale High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Tankless Water Heater
- High Speed Internet
Listing and Financial Details
- Exclusions: small refrigerator receiver in theater room
- Assessor Parcel Number RES
Community Details
Overview
- Mount Blanco On The James Subdivision
- Community Lake
- Pond in Community
Amenities
- Community Deck or Porch
- Common Area
- Clubhouse
Recreation
- Community Boat Dock
- Community Boat Facilities
- Community Playground
- Fitness Center
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 17, 2025
Closed on
Dec 18, 2025
Sold by
Bought by
Seller's Agent
Melody Matthews
MM&A LLC
Buyer's Agent
Dennis Ross
Real Broker LLC
List Price
$700,000
Sold Price
$630,000
Premium/Discount to List
-$70,000
-10%
Views
190
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,106
Avg. Annual Appreciation
6.41%
Original Mortgage
$602,563
Outstanding Balance
$599,001
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$52,105
Purchase Details
Closed on
Dec 16, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$392,015
Interest Rate
4.35%
Mortgage Type
VA
Purchase Details
Closed on
Aug 30, 2013
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bermuda Hundred, VA
-
Luis Rivas
-
Riggolette Leeper
Riggolette Leeper
United Real Estate Richmond
(804) 999-4743
217 Total Sales
3 in Bermuda Hundred
$463K - $545K Price Range
-
Joyce Cooper
Joyce Cooper
Cooper Realty Group LLC
(804) 609-3995
108 Total Sales
1 in Bermuda Hundred
$330,000 Price
-
Shayna Reavis
Shayna Reavis
Responds QuicklyICON Realty Group, ERA Powered
(804) 348-1209
35 Total Sales
1 in Bermuda Hundred
$405,000 Price
-
Charles Futrell
Charles Futrell
Samson Properties
(804) 944-8740
73 Total Sales
1 in Bermuda Hundred
$525,000 Price
-
Tonya Leeper
Tonya Leeper
Keller Williams Realty
(804) 409-3780
54 Total Sales
1 in Bermuda Hundred
$690,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $630,000 | Fidelity National Title | ||
| $399,765 | -- | ||
| $72,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $602,563 | ||
| Previous Owner | $392,015 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/21/2026 01/21/26 | Sold | $630,000 | -3.1% | $150 / Sq Ft |
| 11/19/2025 11/19/25 | Pending | -- | -- | -- |
| 10/19/2025 10/19/25 | Price Changed | $649,999 | -4.4% | $155 / Sq Ft |
| 08/12/2025 08/12/25 | Price Changed | $679,990 | -2.9% | $162 / Sq Ft |
| 06/17/2025 06/17/25 | For Sale | $700,000 | -- | $167 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,110 | $607,300 | $99,000 | $508,300 |
| 2025 | $5,110 | $576,500 | $94,000 | $482,500 |
| 2024 | $25 | $539,900 | $92,000 | $447,900 |
| 2023 | $4,699 | $516,400 | $88,000 | $428,400 |
| 2022 | $4,183 | $454,700 | $78,000 | $376,700 |
| 2021 | $25 | $430,400 | $75,000 | $355,400 |
| 2020 | $3,931 | $413,800 | $75,000 | $338,800 |
| 2019 | $25 | $413,800 | $75,000 | $338,800 |
| 2018 | $25 | $413,800 | $75,000 | $338,800 |
| 2017 | $25 | $413,800 | $75,000 | $338,800 |
| 2016 | -- | $413,800 | $75,000 | $338,800 |
| 2015 | -- | $397,700 | $75,000 | $322,700 |
| 2014 | $3,638 | $376,400 | $72,000 | $304,400 |
Source: Public Records
Agents Affiliated with this Home
-
Melody Matthews
Seller's Agent in 2026
Melody Matthews
MM&A LLC
(757) 813-1828
1 in this area
64 Total Sales
-
Dennis Ross
D
Buyer's Agent in 2026
Dennis Ross
Real Broker LLC
(804) 601-4960
1 in this area
57 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2517149
APN: 827-65-81-65-300-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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