T
Seller's Agent in 2026
The Cindy Shetterly Team
Keller Williams Realty Service
(859) 240-0727
6 in this area
1,418 Total Sales
1232 Clark St Covington, KY 41011
Botany Hills Neighborhood
2
Beds
2
Baths
946
Sq Ft
4,792
Sq Ft Lot
Highlights
- Open Floorplan
- Ranch Style House
- High Ceiling
- Deck
- Wood Flooring
- Private Yard
About This Home
As of January 2026Charming 2-Bedroom Urban Gem Near Downtown Cincinnati! Discover the perfect blend of comfort and convenience in this updated 2 bed, 2 bath home just minutes from downtown Cincinnati. Featuring an open floor plan, this home offers great flow for entertaining or everyday living. The lower level is partially finished, adding extra living or flex space. Enjoy the privacy of a fully fenced backyard, plus the bonus of off-street parking and a 1-car detached garage. With a strong rental history, this property is ideal for both owner-occupants and investors alike. Don't miss this opportunity to own a home in a vibrant, accessible urban location for less than rent!
Last Agent to Sell the Property
Keller Williams Realty Service License #220012 Listed on: 11/24/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1928
Lot Details
- 4,792 Sq Ft Lot
- Wood Fence
- Private Yard
Parking
- Detached Garage
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 946 Sq Ft Home
- Open Floorplan
- Woodwork
- High Ceiling
- Ceiling Fan
- Fireplace
- Window Treatments
- Wood Frame Window
- Panel Doors
- Living Room
- Formal Dining Room
- Storage
- Neighborhood Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
- Solid Surface Countertops
Flooring
- Wood
- Laminate
- Tile
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
- Built-In Shower Bench
Laundry
- Laundry on lower level
- Washer
Basement
- Walk-Out Basement
- Basement Storage
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 24, 2025
Closed on
Jan 9, 2026
Sold by
Gillespie Lucas
Bought by
Disibio Rachel Teresa and Dickmann Steven
Seller's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
Buyer's Agent
Gabrielle Hodge
Ken Perry Realty
List Price
$215,000
Sold Price
$203,000
Premium/Discount to List
-$12,000
-5.58%
Views
6073
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.77%
Original Mortgage
$182,700
Outstanding Balance
$182,525
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$39,062
Purchase Details
Listed on
Sep 22, 2023
Closed on
Nov 27, 2023
Sold by
Knuckles Justin Dale and Knuckles Nicolette
Bought by
Gillespie Lucas
Seller's Agent
Tim Smith
Huff Realty - Ft. Mitchell
Buyer's Agent
Taylor Hays
Keller Williams Realty Service
List Price
$225,000
Sold Price
$225,000
Views
300
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.74%
Original Mortgage
$180,000
Interest Rate
7.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 4, 2018
Sold by
Dodson Martha Frances and Dodson Martha F
Bought by
Knuckles Justin Dale and Knuckles Justin D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,098
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 29, 2003
Sold by
Goble Melanie A and Emminger Dale Wade
Bought by
Dodson Raymond E and Dodson Martha F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,900
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 23, 2001
Sold by
O'Connor Mark
Bought by
Goble Melanie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.99%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $203,000 | 360 American Title | |
| Warranty Deed | $225,000 | None Listed On Document | |
| Warranty Deed | $225,000 | None Listed On Document | |
| Warranty Deed | $107,750 | Northwest Title Family | |
| Deed | $88,900 | Lighthouse Title Services | |
| Deed | $73,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $182,700 | New Conventional | |
| Previous Owner | $180,000 | New Conventional | |
| Previous Owner | $103,098 | FHA | |
| Previous Owner | $88,900 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/09/2026 01/09/26 | Sold | $203,000 | -5.6% | $215 / Sq Ft | |
| 12/09/2025 12/09/25 | Pending | -- | -- | -- | |
| 11/24/2025 11/24/25 | For Sale | $215,000 | -4.4% | $227 / Sq Ft | |
| 11/29/2023 11/29/23 | Sold | $225,000 | 0.0% | $238 / Sq Ft | View Prior Sale |
| 10/13/2023 10/13/23 | Pending | -- | -- | -- | |
| 09/22/2023 09/22/23 | For Sale | $225,000 | -- | $238 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,981 | $225,000 | $5,000 | $220,000 |
| 2024 | $2,959 | $225,000 | $5,000 | $220,000 |
| 2023 | $2,019 | $149,300 | $5,000 | $144,300 |
| 2022 | $2,008 | $149,300 | $5,000 | $144,300 |
| 2021 | $1,685 | $107,700 | $3,500 | $104,200 |
| 2020 | $1,677 | $107,700 | $3,500 | $104,200 |
| 2019 | $1,695 | $107,700 | $3,500 | $104,200 |
| 2018 | $1,458 | $90,000 | $3,500 | $86,500 |
| 2017 | $1,479 | $90,000 | $5,000 | $85,000 |
| 2015 | $1,814 | $90,000 | $5,000 | $85,000 |
| 2014 | $1,750 | $90,000 | $5,000 | $85,000 |
Source: Public Records
Agents Affiliated with this Home
-
The Cindy Shetterly Team
-
Gabrielle Hodge
G
Buyer's Agent in 2026
Gabrielle Hodge
Ken Perry Realty
(513) 417-3709
1 in this area
62 Total Sales
-
T
Seller's Agent in 2023
Tim Smith
Huff Realty - Ft. Mitchell
-
Taylor Hays
Buyer's Agent in 2023
Taylor Hays
Keller Williams Realty Service
(513) 252-3265
1 in this area
11 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638218
APN: 040-14-14-017.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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