$875,000

1237 S Cove Rd Mill Spring, NC 28756

Estimated payment $4,915/month

4 Beds
3.5 Baths
2,410 Sq Ft
$363 Price per Sq Ft

Highlights

  • Access To Lake
  • Waterfront
  • Deck
  • Spa
  • Open Floorplan
  • Wooded Lot

About This Home

Thistle Ridge is a stunning mountain lake home on Lake Adger that offers the splendor reserved for magazine pictorials! Offering four bedrooms, three full baths, and one-half bath, sleeps up to 8 comfortably and is awaiting you and your family. This home showcases some of the finest views and perfect sunset viewings from 2 large lake-facing covered porches.
Open concept living with a beautiful stone fireplace and hardwood flooring on the main level with a large primary suite with king bed. The lower level has super nice stained concrete flooring and three more bedrooms, one with a king bed and private bath, another with a king bed, and one with full and two twin-size beds. This level also has a gathering area with a large stone fireplace and a large Hot Tub on the back patio. There is also a really cool swing and hammock on the back patio to relax and enjoy the views!
Super comfortable throughout to kick back and enjoy your time at Lake Adger. This amazing home is 11.7 miles to Chimney Rock State Park, 11 miles to the Beach at Lake Lure, and 7.5 miles to the Tryon International Equestrian Center (TIEC).
If you are feeling energetic and looking for a fun activity, this home offers two kayaks and a flat-bottom boat for your use near the water, which has a deep-water boat dock. There is a new 4-seat pedal boat with a sun canopy, too! It takes a bit of energy getting back up to the house as it's 124 steps, but great exercise and has lots of pretty views to stop, catch your breath, and enjoy along the way. We've heard the fishing is pretty great at Lake Adger!
Get your family and friends cooking in the gourmet kitchen or go out on the large patio and grill under the stars. Relax on the deck, enjoy nature's sounds, and take in the incredible views.
Home is selling fully furnished and is currently on a Vacation Rental Program with Carolina Properties in Lake Lure.
Home is thought to have a four-bedroom septic permit; a septic operations permit has been ordered to verify, we are awaiting confirmation. Bedroom three on the lower level has a closet but no egress.

Listing Agent

Ashley Everhart

Carolina Properties Brokerage Email: ae@carolinaproperties.com License #210126 Listed on: 10/09/2025

Co-Listing Agent

Valerie Wrobel

Carolina Properties Brokerage Email: ae@carolinaproperties.com License #173359

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,311

Year Built

  • Built in 2006

Lot Details

  • Waterfront
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Wooded Lot
  • Property is zoned R1

Property Views

  • Water
  • Mountain

Home Design

  • Arts and Crafts Architecture
  • Stucco

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Insulated Windows
  • Window Screens
  • French Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Home Security System

Kitchen

  • Electric Oven
  • Self-Cleaning Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Interior and Exterior Basement Entry
  • Basement Storage
  • Natural lighting in basement

Parking

  • Garage
  • Attached Carport
  • Driveway
  • Open Parking

Outdoor Features

  • Spa
  • Access To Lake
  • Deck
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Sunnyview Elementary School
  • Polk Middle School
  • Polk High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Heat Pump System
  • Community Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Lake Adger Subdivision

Listing and Financial Details

  • Assessor Parcel Number P55-211

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,311

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts
  • Year Built: 2006
  • Restrictions: Architectural Review,Building,Deed,Subdivision
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 363.07
  • Geocode Confidence: High
  • Attribution Contact: ae@carolinaproperties.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Built-in Features, Entrance Foyer, Garden Tub, Hot Tub, Open Floorplan, Storage
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1275
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 140
  • Sq Ft Unheated Total: 140
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 1275
  • Has Basement: Daylight, Exterior Entry, Finished, Full, Interior Entry, Storage Space, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1135
  • Door Features: French Doors, Insulated Door(s), Screen Door(s)
  • Fireplace Features: Den, Gas, Gas Log, Living Room
  • Living Area: 2410
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Bedroom Basement: 3

Exterior Features

  • Exterior Features: Fire Pit, Hot Tub
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Mountain(s), Water, Year Round
  • Water Body Name: Lake Adger
  • Waterfront Features: Boat Ramp – Community, Other - See Remarks
  • Exclusions: n/a
  • Construction Type: Fiber Cement, Hard Stucco
  • Other Structures: Other - See Remarks
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch, Rear Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached Carport, Driveway

Utilities

  • Heating: Central, Electric, Forced Air, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Common Area, Electric Dryer Hookup, Mud Room, Inside, Laundry Room, Main Level
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Utilities: Electricity Connected, Satellite Internet Available
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Lake Access
  • Senior Community: No
  • Association: Yes

Schools

  • Middle Or Junior School: Polk
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Paved, Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: P55-211
  • Plat Book Slide: D/48
  • Land Included Yn: 1
  • Horse Amenities: None
  • Additional Parcels: No
  • Zoning Specification: R1

MLS Schools

  • Elementary School: Sunnyview
  • High School: Polk

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,311 $648,714 $187,500 $461,214
2024 $2,782 $434,842 $112,500 $322,342
2023 $2,782 $434,842 $112,500 $322,342
2022 $2,573 $434,842 $112,500 $322,342
2021 $2,599 $434,842 $112,500 $322,342
2020 $2,050 $319,461 $100,000 $219,461
2019 $2,050 $319,461 $100,000 $219,461
2018 $1,986 $319,461 $100,000 $219,461
2017 $1,938 $422,117 $195,000 $227,117
2016 $2,605 $422,117 $195,000 $227,117
2015 $2,444 $0 $0 $0
2014 $2,444 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/09/2025 10/09/25 For Sale $875,000 -- $363 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title
Warranty Deed $575,000 --
Warranty Deed $224,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $315,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4311139

Canopy MLS (Canopy Realtor® Association)

APN: P55-211