$245,000
SOLD JUN 30, 2025

1238 Saddle Back Ln Chesterton, IN 46304

3 Beds
2.5 Baths
1,638 Sq Ft
$230/mo HOA Fee

Recently Sold

$150 Per Sq Ft

2% Above List Price

104 Days on Market

Highlights

  • Corner Lot
  • Covered Patio or Porch
  • Living Room
  • Newton Yost Elementary School Rated A-
  • Views
  • Landscaped

About This Home

As of June 2025

Beautiful move-in ready 3 bedroom, 2 bath townhome nestled in Summer Tree that is just minutes away from the Dunes, south shore, Seven Peaks Waterpark and highways. This home has a large eat-in kitchen with gorgeous cabinets, lots of counter space and stainless steel appliances. The large, open concept living/dining is perfect for entertaining. The upper level features 2 large bedrooms, full bath, laundry area and Master Suite. The Master has a large walk-in closet and attached full bath. All exterior maintenance (lawn care, snow removal, driveway, exterior doors, siding, windows, landscaping, etc.....) is included in your HOA. This home is maintenance free and ready to go. (taxes do not have a homestead exemption)

Last Agent to Sell the Property

Celina Nunez

Realty of America LLC License #RB24001657 Listed on: 02/17/2025

Realty of America LLC

Last Buyer's Agent

Brenda Wisniewski

Ginter Realty License #RB14039358

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,430

Year Built

  • Built in 2006

Lot Details

  • 2,657 Sq Ft Lot
  • Landscaped

HOA Fees

  • $230 Monthly HOA Fees

Parking

  • 1 Car Garage

Interior Spaces

  • 1,638 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Carpet
  • Property Views

Kitchen

  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Summer Tree Property Owners Assc Association, Phone Number (219) 464-3536
  • Summer Tree Pud Subdivision

Listing and Financial Details

  • Assessor Parcel Number 640326277038000026

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,430

Year Built

Built in 2006

Lot Details

0

HOA Fees

$230 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Reso Property Sub Type: Townhouse
  • ResoLotFeatures: Corner Lot, Paved, Landscaped
  • Reso View: Other
  • Reso Association Amenities: None
  • Reso Association Fee Includes: None
  • Co List Office Mls Id: NRA2381
  • Subdivision Name: Summer Tree PUD
  • Above Grade Finished Sq Ft: 1638
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Financial Info Electric: 100 Amp Service
  • AuctionYN: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Washer, Refrigerator, Range Hood, Microwave, Gas Water Heater, Gas Range, Dryer
  • Interior Amenities: Other
  • Flooring: Carpet, Other
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Exterior Features: None
  • Acres: 0.061
  • Waterfront: No
  • Patio And Porch Features: Covered

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 230
  • Association Fee Frequency: Monthly
  • Association Name: Summer Tree Property Owners Assc
  • Phone: 2194643536
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 2657.16
  • Parcel #: 640326277038000026

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4430

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2025
Closed on
Jun 30, 2025
Sold by
Summers Timothy
Bought by
Throw Monica K
Seller's Agent
Celina Nunez
Realty of America LLC
Buyer's Agent
Brenda Wisniewski
Ginter Realty
List Price
$240,000
Sold Price
$245,000
Premium/Discount to List
$5,000
2.08%
Views
204
Current Estimated Value
$245,645

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$645
Avg. Annual Appreciation
0.60%
Original Mortgage
$232,750
Outstanding Balance
$232,353
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$13,292

Purchase Details

Closed on
Jul 20, 2022
Sold by
Steven Henley
Bought by
Summers Timothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
5.81%
Mortgage Type
VA

Purchase Details

Listed on
Nov 8, 2016
Closed on
Jun 26, 2017
Sold by
Christie Wester
Bought by
Steven Henley
Seller's Agent
Tonia Dragon
Better Homes and Gardens Real
Buyer's Agent
Margie Mattix
Coldwell Banker Realty
List Price
$143,000
Sold Price
$143,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$143,000
Interest Rate
4.02%
Mortgage Type
VA

Purchase Details

Closed on
Nov 25, 2009
Sold by
Flores Vincent P and Flores Mary Sue
Bought by
Lovings Christie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,920
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 26, 2005
Sold by
Fox Chase Development Group
Bought by
Flores Vincent P and Flores Mary Sue

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,500
Interest Rate
7.95%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Meridian Title
Warranty Deed -- Fidelity National Title
Deed $143,000 --
Warranty Deed $143,000 Liberty Title & Escrow
Warranty Deed -- Ticor Title Insurance
Corporate Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,750 New Conventional
Previous Owner $203,000 VA
Previous Owner $143,000 VA
Previous Owner $119,920 New Conventional
Previous Owner $139,500 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $245,000 +2.9% $150 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
05/12/2025 05/12/25 Price Changed $238,000 -0.8% $145 / Sq Ft
02/17/2025 02/17/25 For Sale $240,000 +67.8% $147 / Sq Ft
06/26/2017 06/26/17 Sold $143,000 0.0% $87 / Sq Ft View Prior Sale
05/20/2017 05/20/17 Pending -- -- --
11/08/2016 11/08/16 For Sale $143,000 -- $87 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,450 $209,000 $6,600 $202,400
2023 $4,430 $199,700 $6,100 $193,600
2022 $1,610 $187,100 $6,100 $181,000
2021 $3,739 $170,300 $6,100 $164,200
2020 $3,493 $159,200 $5,300 $153,900
2019 $2,916 $133,200 $5,300 $127,900
2018 $2,827 $129,200 $5,300 $123,900
2017 $713 $131,500 $5,300 $126,200
2016 $1,304 $130,600 $5,700 $124,900
2014 $1,199 $120,200 $5,100 $115,100
2013 -- $114,600 $5,200 $109,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 816955

Northwest Indiana Association of REALTORS®

APN: 64-03-26-277-038.000-026