M
Seller's Agent in 2025
Mark Hiller
EXP Realty LLC
(850) 739-5478
1 in this area
4 Total Sales
124 Gulf Terrace Ln Port St. Joe, FL 32456
Saint Joe Beach Neighborhood
3
Beds
2
Baths
1,488
Sq Ft
0.25
Acres
Highlights
- Florida Architecture
- Screened Porch
- Breakfast Bar
- No HOA
- Interior Lot
- Recessed Lighting
About This Home
As of July 2025Preferred lender offering interest rates in the high 4's or low 5's—contact us for details! This newly built modern Florida cottage offers the perfect blend of style, durability, and coastal charm. Nestled just three blocks from St. Joe Beach on a quarter-acre X Flood Zone lot, this stunning home is located in a short-term rental-friendly neighborhood with no HOA fees. From the moment you arrive, the home's curb appeal stands out with board and batten Hardie siding, a welcoming screened-in front porch, and ample parking. Inside, you'll find a beautifully designed open-concept living space with vaulted ceilings, LVP flooring throughout, and a sleek kitchen featuring stainless steel appliances, quartz countertops, and ample cabinetry. The huge fenced backyard offers endless possibilities—whether you envision adding a pool, pickleball court, or creating your own private retreat. With a spacious layout ideal for entertaining and high-end finishes that enhance both style and function, this home is move-in ready for full-time living, a vacation getaway, or an investment property. Conveniently located just 12 minutes from Port St. Joe, 10 minutes from Mexico Beach, and 30 minutes from Cape San Blas, you'll enjoy easy access to some of Florida's most beautiful coastal destinations. St. Joe Beach is dog-friendly, with pristine, sugar-white sand perfect for relaxing or enjoying the Gulf waters. Don't miss this opportunity to own a stylish, well-built coastal home in a prime location!
Last Agent to Sell the Property
EXP Realty LLC Brokerage Phone: 8888838509 License #3280082 Listed on: 03/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,063
Year Built
- Built in 2024
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 52 x 208
- Privacy Fence
- Back Yard Fenced
- Interior Lot
Home Design
- Florida Architecture
- Slab Foundation
- Composition Roof
- HardiePlank Type
Interior Spaces
- 1,488 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Recessed Lighting
- Screened Porch
- Washer and Dryer Hookup
Kitchen
- Breakfast Bar
- Electric Oven
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 4 Parking Spaces
- Driveway
- Open Parking
Outdoor Features
- Patio
Utilities
- Central Heating
- Tankless Water Heater
- Internet Available
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 03816655R
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 4, 2025
Closed on
Jul 3, 2025
Sold by
Realtyfire Panama City 1 Llc
Bought by
Holbrook Christopher Wesley and Holbrook Allison Richey
Seller's Agent
Mark Hiller
EXP Realty LLC
Buyer's Agent
Lisa Forehand
Beach Properties Real Estate Group
List Price
$469,900
Sold Price
$425,000
Premium/Discount to List
-$44,900
-9.56%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
67.17%
Original Mortgage
$255,000
Outstanding Balance
$254,569
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$216,431
Purchase Details
Closed on
Jul 21, 2023
Sold by
Heard William H and Heard Wendy F
Bought by
Realtyfire Panama City 1 Llc
Purchase Details
Closed on
Mar 14, 2005
Sold by
Highland Coastal Properties Llc
Bought by
Heard William H and Heard Wendy F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,900
Interest Rate
5.54%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $425,000 | Homelight Title Llc | |
| Warranty Deed | $425,000 | Homelight Title Llc | |
| Warranty Deed | $102,500 | None Listed On Document | |
| Warranty Deed | $169,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,000 | New Conventional | |
| Closed | $255,000 | New Conventional | |
| Previous Owner | $291,500 | New Conventional | |
| Previous Owner | $152,900 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $425,000 | -9.6% | $286 / Sq Ft |
| 05/16/2025 05/16/25 | Pending | -- | -- | -- |
| 03/04/2025 03/04/25 | For Sale | $469,900 | -- | $316 / Sq Ft |
Source: Forgotten Coast REALTOR® Association
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,063 | $90,000 | $90,000 | -- |
| 2023 | $689 | $42,871 | $0 | $0 |
| 2022 | $609 | $57,000 | $57,000 | $0 |
| 2021 | $570 | $50,000 | $50,000 | $0 |
| 2020 | $559 | $50,000 | $50,000 | $0 |
| 2019 | $481 | $40,000 | $40,000 | $0 |
| 2018 | $389 | $28,000 | $0 | $0 |
| 2017 | $371 | $28,000 | $0 | $0 |
| 2016 | $362 | $27,000 | $0 | $0 |
| 2015 | $305 | $20,000 | $0 | $0 |
| 2014 | $287 | $20,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mark Hiller
-
Lisa Forehand
Buyer's Agent in 2025
Lisa Forehand
Beach Properties Real Estate Group
(850) 227-6489
27 in this area
296 Total Sales
Map
Source: Forgotten Coast REALTOR® Association
MLS Number: 322095
APN: 03816-655R
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Property information provided by the FCRA MLS – a service of the Forgotten Coast REALTOR® Association.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.
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