$699,000
PENDING $61K PRICE DROP

124 Merganser Ct Georgetown, KY 40324

Estimated payment $4,253/month

Total Views 4,028
5 Beds
5 Baths
5,450 Sq Ft
$128 Price per Sq Ft

Highlights

  • Private Dock
  • Home Theater
  • Waterfront
  • Private Water Access
  • Lake View
  • Fireplace in Primary Bedroom

About This Home

VERY MOTIVATED SELLER! Wake up to breathtaking lake views every single day in this beautifully updated home, where nearly every room overlooks the water. Thoughtfully renovated with the intention of being a forever home, this property blends comfort, style, and functionality throughout. Since purchasing in December 2025, the sellers have made extensive improvements (see full list in disclosures), including a fully updated kitchen, refreshed bathrooms, new flooring, and fresh paint; move-in-ready. The home features a highly desirable main-level primary suite, along with an additional bedroom on the main floor. Upstairs, you'll find two spacious bedrooms, each with its own private bathroom, offering ideal accommodations for family or guests. The finished lower level expands your living space with a fully equipped mother-in-law suite, complete with its own kitchen, perfect for extended stays or multi-generational living. You'll also enjoy a theater room, game room, and a dedicated exercise space with stunning lake views. Outside, take full advantage of lake living with your private dock and what many consider one of the best views on the lake. A newer 6-year-old roof adds peace of mind. While the sellers fell in love with this home and invested in making it exceptional, they've decided to move to accommodate a flatter backyard for their growing family's needs. Take a tour of Mallard Point and experience its natural beauty, enhanced by amenities such as three fully stocked private fishing lakes, pontoon and kayak access, paddleboards, canoes, and a park with basketball, tennis, and pickleball courts; a playground; and a covered pavilion with picnic tables. Residents also enjoy high speed fiber optic internet and wooded areas teeming with wildlife. The peaceful country setting—complete with open green spaces for walking and star filled night skies—creates an atmosphere our homeowners truly cherish.

Listing Agent

Bret Halverson

Coldwell Banker McMahan License #221483 Listed on: 05/21/2026

Coldwell Banker McMahan

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 30,928 Sq Ft Lot
  • Waterfront
  • Partially Fenced Property
  • Wire Fence

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Brick Veneer
  • Dimensional Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 1.5-Story Property
  • Home Theater Equipment
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Window Screens
  • Insulated Doors
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Home Theater
  • Home Office
  • Recreation Room
  • Lower Floor Utility Room
  • Utility Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 5 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Gas Dryer Hookup

Attic

  • Attic Floors
  • Storage In Attic
  • Walk-In Attic

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Outdoor Features

  • Private Water Access
  • Private Dock
  • Docks
  • Deck
  • Wrap Around Porch
  • Patio

Schools

  • Northern Elementary School
  • Scott Co Middle School
  • Scott Co High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Air Source Heat Pump
  • Propane
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 131-00-089.000

Community Details

Overview

  • Association fees include ground maintenance
  • Mallard Point Subdivision
  • Mandatory home owners association

Recreation

  • Tennis Courts
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0.71 Acres

HOA Fees

$60 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 3445.0
  • Levels: One and One Half
  • Building: Home Warranty YN: No
  • Lot: View YN: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: Yes
  • AssociationCommunity: Association Mandatory YN: Yes
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: Yes
  • Room Types: Utility Room Level: Lower
  • Room Types: Great Room Level: First
  • Room Types: Office Level: First
  • Room Types: Recreation Room Level: Lower
  • Construction Materials:Construction Materials: Brick Veneer, Stone
  • Cooling:Cooling: Electric, Heat Pump, Zoned
  • Fireplace Features:Fireplace Features: Gas Log, Gas Starter, Living Room, Primary Bedroom
  • Foundation Details:Foundation Details: Concrete Perimeter
  • Levels:Levels: One and One Half
  • Patio And Porch Details:Patio And Porch Details: Covered Patio, Rear Patio, Wrap Around Deck
  • Patio And Porch Features:Patio And Porch Features: Deck, Patio
  • Sewer:Sewer: Private Sewer
  • Structure Type:Structure Type: House
  • View:View: Lake, Water
  • Water Heater:Water Heater: Electric
  • Association Fee Includes:Association Fee Includes: Maintenance Grounds
  • Water Body Access Type: Owned, Private Access
  • Water Body Features: Boat Dock, Private Dock
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Cooktop, Oven, Range
  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, In-Law Floorplan, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Flooring: Carpet, Tile, Luxury Vinyl
  • Full Bathrooms: 5
  • Total Bathrooms: 5
  • Basement: Concrete, Finished, Full, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2005.0
  • Fireplace Features: Gas Log, Gas Starter, Living Room, Primary Bedroom
  • Fireplace: Yes
  • Total Fireplaces: 2
  • LivingArea: 5450.0
  • Lot Size Area: 0.71
  • Other Equipment: Home Theater
  • Window Features: Insulated Windows, Window Treatments, Blinds, Screens
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: Yes
  • Room Types: Living Room Level: Second
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bedroom 1 Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bedroom 2 Level: Second
  • Room Types: Bathroom 3 Level: Second
  • Room Types: Bathroom 4 Level: Second
  • Room Types: Bedroom 3 Level: Second
  • Room Types: Bedroom 4 Level: Lower
  • Room Types: Bathroom 5 Level: Lower
  • Attic Features:Attic Features: Floored, Storage Only, Walk-In Attic
  • Interior Features:Interior Features: Breakfast Bar, Eat-in Kitchen, In-Law Floorplan, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup
  • Window Features:Window Features: Insulated Windows, Window Treatments, Blinds, Screens
  • Other Equipment: Home Theater

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Brick Veneer, Stone
  • Fencing: Partial, Wood
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 699000.0
  • Pool Private: No
  • View: Lake, Water
  • View YN: Yes
  • Water Body Name: Other
  • Waterfront: Yes
  • Lot: Waterfront YN: Yes
  • Lot: Pool Private YN: No
  • Roof:Roof: Dimensional Style

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Off Street
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Private Sewer
  • Heating: Electric, Forced Air, Heat Pump, Zoned
  • Cooling: Electric, Heat Pump, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Water Connected, Propane
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Water Connected, Propane
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Playground, Tennis Court(s), Recreation Facilities
  • Association Fee: 180.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Community Features: Park, Tennis Court(s), Pickleball

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Northern
  • High School: Scott Co
  • Middle or Junior School: Scott Co

Lot Info

  • Lot Size Acres: 0.71
  • Lot Size Sq Ft: 30927.63
  • Parcel Number: 131-00-089.000

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,094 $571,900 $0 $0
2024 $4,502 $500,600 $0 $0
2023 $4,329 $477,500 $89,000 $388,500
2022 $3,911 $460,001 $70,001 $390,000
2021 $4,034 $460,001 $70,001 $390,000
2020 $3,700 $470,001 $70,001 $400,000
2019 $3,860 $481,501 $0 $0
2018 $3,037 $387,600 $0 $0
2017 $3,052 $387,600 $0 $0
2016 $3,121 $387,600 $0 $0
2015 $3,101 $387,600 $0 $0
2014 $2,962 $387,600 $0 $0
2011 $3,031 $416,936 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/12/2026 06/12/26 Pending -- -- --
06/05/2026 06/05/26 Price Changed $699,000 -5.5% $128 / Sq Ft
06/02/2026 06/02/26 Price Changed $740,000 -2.6% $136 / Sq Ft
05/21/2026 05/21/26 For Sale $760,000 +65.2% $139 / Sq Ft
06/05/2020 06/05/20 Sold $460,000 -3.3% $84 / Sq Ft View Prior Sale
04/09/2020 04/09/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $475,711 0.0% $87 / Sq Ft
03/08/2020 03/08/20 Pending -- -- --
02/08/2019 02/08/19 For Sale $475,711 -- $87 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $640,000 None Listed On Document
Warranty Deed $460,000 Brb Trust Title Agency Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $414,000 New Conventional
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26011602

ImagineMLS (Bluegrass REALTORS®)

APN: 131-00-089.000

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