Seller's Agent in 2025
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
(319) 415-1188
95 Total Sales
124 Ruby Dr Waterloo, IA 50702
Estimated Value: $175,000 - $198,000
3
Beds
2
Baths
1,104
Sq Ft
$170/Sq Ft
Est. Value
About This Home
As of October 2025Welcome to 124 Ruby Drive in Waterloo! Step inside this inviting 3-bedroom, 2 and 3⁄4 bath home, perfectly tucked into a peaceful neighborhood. From the moment you walk in, you’ll notice the comfortable layout that makes this house feel like home. The main floor offers bright living spaces, a functional kitchen with a dining space, and plenty of room for everyday living or entertaining. Each bedroom is well-sized, giving everyone their own corner of comfort. Downstairs, you’ll find a full finishable basement—the perfect opportunity to create extra living space, a home gym, or the family rec room you’ve always dreamed about. Out back, enjoy a partially fenced yard that balances privacy with openness. Whether you’re hosting summer cookouts, letting pets play, or gardening, this backyard has space to make it yours. A single-stall garage with a carport adds extra storage for tools, bikes, or hobbies. This home blends solid, traditional features with potential for modern updates, making it a wonderful option whether you’re starting out, growing, or downsizing.
Last Agent to Sell the Property
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/06/2025
Last Buyer's Agent
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,473
Year Built
- Built in 1958
Lot Details
- 14,400 Sq Ft Lot
- Lot Dimensions are 90 x 160
Home Design
- 1,104 Sq Ft Home
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- 1 Car Garage
- Carport
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Laundry on lower level
- Central Air
- Basement
Listing and Financial Details
- Assessor Parcel Number 881207153028
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2025
Closed on
Oct 27, 2025
Sold by
Bought by
Seller's Agent
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
Buyer's Agent
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
List Price
$185,000
Sold Price
$178,000
Premium/Discount to List
-$7,000
-3.78%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,377
Avg. Annual Appreciation
8.35%
Original Mortgage
$177,550
Outstanding Balance
$177,550
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
$9,827
Purchase Details
Closed on
Apr 30, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,350
Interest Rate
6.18%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 24, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
5.87%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| $113,000 | None Available | ||
| $115,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $177,550 | ||
| Previous Owner | $107,350 | ||
| Previous Owner | $77,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $178,000 | -3.8% | $161 / Sq Ft |
| 09/21/2025 09/21/25 | Pending | -- | -- | -- |
| 09/06/2025 09/06/25 | For Sale | $185,000 | -- | $168 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,474 | $161,960 | $23,400 | $138,560 |
| 2024 | $3,474 | $160,100 | $23,400 | $136,700 |
| 2023 | $2,860 | $160,190 | $23,400 | $136,790 |
| 2022 | $2,592 | $130,190 | $23,400 | $106,790 |
| 2021 | $2,602 | $130,190 | $23,400 | $106,790 |
| 2020 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2019 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2018 | $2,560 | $123,520 | $18,720 | $104,800 |
| 2017 | $2,640 | $123,520 | $18,720 | $104,800 |
| 2016 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2015 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2014 | $2,552 | $119,100 | $18,720 | $100,380 |
Source: Public Records
Agents Affiliated with this Home
-
Janae Ohrt
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20254381
APN: 8812-07-153-028
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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