1240 Willowgate Ln Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated payment $8,511/month
Highlights
- River Front
- Property is near forest
- Recreation Room
- Williamsburg Elementary School Rated A-
- Family Room with Fireplace
- Vaulted Ceiling
About This Home
Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.
Listing Agent
eXp Realty - St. Charles Brokerage Phone: (630) 400-9009 License #475122035 Listed on: 07/08/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $20,110
Year Built
- Built in 1993
Lot Details
- Lot Dimensions are 37x115
- River Front
- End Unit
- Cul-De-Sac
HOA Fees
- $623 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Half Duplex
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,636 Sq Ft Home
- 2-Story Property
- Wet Bar
- Bar
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Family Room Downstairs
- Sitting Room
- Combination Dining and Living Room
- Den
- Recreation Room
Kitchen
- Double Oven
- Cooktop with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- No Tub in Bathroom
- Steam Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Fireplace in Basement
- Finished Basement Bathroom
Home Security
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Additional Features
- Patio
- Property is near forest
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 2 Units
- Brian Schumacher Association, Phone Number (630) 402-6885
- Property managed by Northwest Prop. & Financial Man. Co.
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Carbon Monoxide Detectors
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $19,497 | $252,209 | $65,170 | $187,039 |
| 2023 | $18,799 | $225,731 | $58,328 | $167,403 |
| 2022 | $19,385 | $226,968 | $64,562 | $162,406 |
| 2021 | $18,703 | $216,345 | $61,540 | $154,805 |
| 2020 | $16,634 | $193,244 | $60,393 | $132,851 |
| 2019 | $16,480 | $189,418 | $59,197 | $130,221 |
| 2018 | $16,221 | $186,115 | $56,946 | $129,169 |
| 2017 | $15,852 | $179,752 | $54,999 | $124,753 |
| 2016 | $15,558 | $173,438 | $53,067 | $120,371 |
| 2015 | -- | $161,723 | $52,495 | $109,228 |
| 2014 | -- | $155,965 | $52,495 | $103,470 |
| 2013 | -- | $159,228 | $53,020 | $106,208 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/08/2026 07/08/26 | For Sale | $1,150,000 | -- | $316 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $580,000 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | Republic Title | |
| Interfamily Deed Transfer | -- | -- | |
| Trustee Deed | -- | Lawyers Title Insurance Corp | |
| Warranty Deed | $464,000 | Chicago Title Insurance Co | |
| Warranty Deed | -- | Chicago Title Insurance Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $443,000 | Credit Line Revolving | |
| Closed | $359,650 | Credit Line Revolving | |
| Closed | $300,000 | Credit Line Revolving | |
| Closed | $448,000 | Unknown | |
| Closed | $112,000 | Stand Alone Second | |
| Closed | $40,125 | Unknown | |
| Closed | $498,400 | Unknown |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12694179
APN: 09-34-482-033
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