$1,150,000

1240 Willowgate Ln Saint Charles, IL 60174

Southwest Saint Charles Neighborhood

Estimated payment $8,511/month

Total Views 1,516
3 Beds
3.5 Baths
3,636 Sq Ft
$316 Price per Sq Ft

Highlights

  • River Front
  • Property is near forest
  • Recreation Room
  • Williamsburg Elementary School Rated A-
  • Family Room with Fireplace
  • Vaulted Ceiling

About This Home

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

Listing Agent

Cory Jones

eXp Realty - St. Charles Brokerage Phone: (630) 400-9009 License #475122035 Listed on: 07/08/2026

eXp Realty - St. Charles

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $20,110

Year Built

  • Built in 1993

Lot Details

  • Lot Dimensions are 37x115
  • River Front
  • End Unit
  • Cul-De-Sac

HOA Fees

  • $623 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Half Duplex
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,636 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Family Room Downstairs
  • Sitting Room
  • Combination Dining and Living Room
  • Den
  • Recreation Room

Kitchen

  • Double Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • No Tub in Bathroom
  • Steam Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Fireplace in Basement
  • Finished Basement Bathroom

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Additional Features

  • Patio
  • Property is near forest

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 2 Units
  • Brian Schumacher Association, Phone Number (630) 402-6885
  • Property managed by Northwest Prop. & Financial Man. Co.

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Common Area
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$20,110

Year Built

Built in 1993

Lot Details

0 Sq Ft Lot

HOA Fees

$623 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Water Body Name: FOX RIVER
  • Year Built: 1993
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Active
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (630) 400-9009
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned
  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom
  • LivingArea: 3636
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Room Type: Den, Recreation Room, Sitting Room, Foyer, Family Room
  • Stories Total: 2
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Steam Shower,No Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Brick
  • Foundation Details: Concrete Perimeter
  • Lot Features: Common Grounds, Cul-De-Sac, Forest Preserve Adjacent
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 623
  • Association Fee Frequency: Monthly
  • Management: Self-Management
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Northwest Prop. & Financial Man. Co.
  • Management Contact Name: Brian Schumacher
  • Management Phone: 630-402-6885

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Lot Dimensions: 37x115
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 20110
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19,497 $252,209 $65,170 $187,039
2023 $18,799 $225,731 $58,328 $167,403
2022 $19,385 $226,968 $64,562 $162,406
2021 $18,703 $216,345 $61,540 $154,805
2020 $16,634 $193,244 $60,393 $132,851
2019 $16,480 $189,418 $59,197 $130,221
2018 $16,221 $186,115 $56,946 $129,169
2017 $15,852 $179,752 $54,999 $124,753
2016 $15,558 $173,438 $53,067 $120,371
2015 -- $161,723 $52,495 $109,228
2014 -- $155,965 $52,495 $103,470
2013 -- $159,228 $53,020 $106,208
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/08/2026 07/08/26 For Sale $1,150,000 -- $316 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $580,000 First American Title Ins Co
Interfamily Deed Transfer -- Republic Title
Interfamily Deed Transfer -- --
Trustee Deed -- Lawyers Title Insurance Corp
Warranty Deed $464,000 Chicago Title Insurance Co
Warranty Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $443,000 Credit Line Revolving
Closed $359,650 Credit Line Revolving
Closed $300,000 Credit Line Revolving
Previous Owner $448,000 Unknown
Previous Owner $112,000 Stand Alone Second
Previous Owner $40,125 Unknown
Previous Owner $498,400 Unknown
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12694179

Midwest Real Estate Data (MRED)

APN: 09-34-482-033

Illinois Kane County Saint Charles 60174 Southwest Saint Charles

1240 Willowgate Ln, Saint Charles, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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Cory Jones
Listing Agent
Cory Jones
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eXp Realty - St. Charles
(630) 400-9009
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