12403 Spruces Ln SE Cumberland, MD 21502
Estimated payment $805/month
Total Views
3,975
3
Beds
2
Baths
1,228
Sq Ft
$102
Price per Sq Ft
Highlights
- Mountain View
- 2 Car Detached Garage
- Concrete Flooring
- No HOA
- Central Air
- Heat Pump System
About This Home
10K PRICE DROP, this property may also be marketed via an online auction event. The Seller will review all offers submitted through the auction site as well as through the listing agent. Please read the attached offer guidelines before submitting any offers. Please read attached offer guidelines before submitting all auction and traditional offers.
Investor’s Dream! 3-Bed, 2-Bath REO Property on 1⁄2 Acre Lot with Endless Potential.
Welcome to your next opportunity! This 3-bedroom, 2-bathroom REO (Real Estate Owned) property sits on a generous half-acre lot, offering the perfect canvas for renovation, expansion, or investment. Whether you're a seasoned rehabber or a first-time buyer looking to build equity, this home is brimming with possibilities.
Property Highlights:
Spacious 3-bedroom, 2-bath layout with functional floor plan
Large 1⁄2 acre lot—ideal for outdoor living, gardening, or future additions
Quiet, established neighborhood with easy access to local amenities
Solid bones and classic charm ready for your personal touch
REO status means motivated seller—bring your vision and make it shine!
IMPORTANT NOTICE – PROPERTY LISTED "SIGHT UNSEEN" NO SHOWINGS ALLOWED
Due to health and safety concerns, this property is being sold strictly "Sight Unseen."
No showings are permitted, and no interior access will be granted under any circumstances.
The seller makes no disclosures regarding the property's condition. Buyers are strongly encouraged to conduct their own due diligence using available public records and exterior assessments only.
Please do not request access to the property.
All offers must be submitted with the full understanding that the sale is as-is, and the property is being sold without any interior inspections or walkthroughs.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,550
Year Built
- Built in 1941
Lot Details
- 0.5 Acre Lot
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Driveway
Home Design
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,228 Sq Ft Home
- Property has 2 Levels
- Concrete Flooring
- Mountain Views
Bedrooms and Bathrooms
Schools
- South Penn Elementary School
- Washington Middle School
- Fort Hill High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Municipal Trash
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 0116006726
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,404 | $122,167 | $0 | $0 |
| 2024 | $1,404 | $115,400 | $29,600 | $85,800 |
| 2023 | $1,087 | $99,967 | $0 | $0 |
| 2022 | $1,029 | $84,533 | $0 | $0 |
| 2021 | $833 | $69,100 | $29,600 | $39,500 |
| 2020 | $839 | $68,900 | $0 | $0 |
| 2019 | $836 | $68,700 | $0 | $0 |
| 2018 | $834 | $68,500 | $22,600 | $45,900 |
| 2017 | $827 | $68,500 | $0 | $0 |
| 2016 | -- | $68,500 | $0 | $0 |
| 2015 | -- | $72,600 | $0 | $0 |
| 2014 | -- | $72,600 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2025 09/04/25 | Price Changed | $124,900 | -7.4% | $102 / Sq Ft |
| 08/01/2025 08/01/25 | For Sale | $134,900 | -2.2% | $110 / Sq Ft |
| 01/06/2022 01/06/22 | Sold | $138,000 | +2.3% | $112 / Sq Ft |
| 11/10/2021 11/10/21 | Pending | -- | -- | -- |
| 09/15/2021 09/15/21 | For Sale | $134,900 | -- | $110 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Trustee Deed | $92,400 | None Listed On Document | |
| Trustee Deed | $92,400 | None Listed On Document | |
| Deed | $28,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Similar Homes in Cumberland, MD
Source: Bright MLS
MLS Number: MDAL2012494
APN: 16-006726
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