$193,900
SOLD SEP 24, 2018

12418 Ridge Rd Lusby, MD 20657

3 Beds
2 Baths
960 Sq Ft
0.32 Acres

Recently Sold

$202 Per Sq Ft

3% Below List Price

Highlights

  • Community Lake
  • Rambler Architecture
  • Picnic Area
  • Clubhouse
  • Circular Driveway
  • Shed

About This Home

As of March 2025

This home is eligible for the USDA 100% loan. Freshly painted, new SS appliances, new carpet. Has pergo floors in kitchen, pantry, room for a table. Nice size living room with vaulted ceiling. master bedroom with bathroom closets are cedar lined. Lots of natural light Septic in 2013, main bathroom has tile, shed has electric, attic has walk up stairs with storage space, Ceiling fans

Last Agent to Sell the Property

Jan Kleponis

O'Brien Realty ERA Powered License #535259 Listed on: 05/21/2018

O'Brien Realty ERA Powered

Last Buyer's Agent

Belinda Taylor

EXP Realty, LLC License #662509

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,894

Year Built

  • Built in 1978

HOA Fees

  • $41 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Ceiling Fan
  • Family Room
  • Combination Kitchen and Dining Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Parking

  • Circular Driveway
  • Off-Street Parking

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Additional Features

  • Shed
  • 0.32 Acre Lot

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 0501099116

Community Details

Overview

  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,894

Year Built

Built in 1978

Lot Details

0

HOA Fees

$41 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2018-05-25
  • Year Built: 1978
  • Remarks Public: This home is eligible for the USDA 100% loan. Freshly painted, new SS appliances, new carpet. Has pergo floors in kitchen, pantry, room for a table. Nice size living room with vaulted ceiling. master bedroom with bathroom closets are cedar lined. Lots of natural light Septic in 2013, main bathroom has tile, shed has electric, attic has walk up stairs with storage space, Ceiling fans
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Microwave, Icemaker, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Combination Kitchen/Dining
  • Fireplace: No
  • Levels Count: 1
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room
  • Basement: No
  • Living Area Units: Square Feet
  • Street Number Modifier: 12418

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 489.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Club House, Lake, Picnic Area
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 84400.00
  • Land Assessed Value: 55200.00
  • Lot Size Acres: 0.32
  • Lot Size Area: 13939
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13939.00
  • Year Assessed: 2018
  • Zoning: R

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14947540
  • Tax Annual Amount: 1894.28
  • Assessor Parcel Number: 0501099116
  • Tax Lot: 16
  • Tax Total Finished Sq Ft: 960
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 09/24/2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
Mar 27, 2025
Sold by
Rosario Ryan
Bought by
Difatta Jordan
Seller's Agent
Belinda Taylor
EXP Realty, LLC
Buyer's Agent
Michelle Camaioni
RE/MAX One
List Price
$289,900
Sold Price
$290,900
Premium/Discount to List
$1,000
0.34%
Views
52
Current Estimated Value
$295,018

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,118
Avg. Annual Appreciation
3.17%
Original Mortgage
$282,173
Outstanding Balance
$280,973
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$14,045

Purchase Details

Listed on
May 21, 2018
Closed on
Sep 24, 2018
Sold by
Kerby Mary Beth and Downs Mary Beth
Bought by
Rosario Ryan
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Belinda Taylor
EXP Realty, LLC
List Price
$199,900
Sold Price
$193,900
Premium/Discount to List
-$6,000
-3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.43%
Original Mortgage
$195,858
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 17, 2005
Sold by
Hunley Richard N
Bought by
Kerby Mary Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,300
Interest Rate
5.73%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 17, 2004
Sold by
Hunley Richard N
Bought by
Kerby Mary Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,200
Interest Rate
5.73%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 23, 1993
Sold by
Secretary Of Housing & Urban Dev
Bought by
Hunley Richard N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,907
Interest Rate
7.57%

Purchase Details

Closed on
Oct 7, 1992
Sold by
Wiley Therese Marie
Bought by
Secretary Of Housing & Urban Dev
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $290,900 New World Title
Deed $290,900 New World Title
Deed $193,900 Bridgefview Title Llc
Deed $191,500 --
Deed $191,500 Residential Title Service In
Deed $191,500 --
Deed $55,000 --
Deed $70,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $282,173 New Conventional
Closed $282,173 New Conventional
Previous Owner $196,500 New Conventional
Previous Owner $195,858 New Conventional
Previous Owner $197,000 Stand Alone Second
Previous Owner $38,300 Credit Line Revolving
Previous Owner $153,200 Adjustable Rate Mortgage/ARM
Previous Owner $153,200 Adjustable Rate Mortgage/ARM
Previous Owner $56,907 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2025 03/28/25 Sold $290,900 +0.3% $303 / Sq Ft
02/27/2025 02/27/25 For Sale $289,900 +49.5% $302 / Sq Ft
09/24/2018 09/24/18 Sold $193,900 -3.0% $202 / Sq Ft
08/21/2018 08/21/18 Pending -- -- --
08/03/2018 08/03/18 For Sale $199,900 0.0% $208 / Sq Ft
07/23/2018 07/23/18 Pending -- -- --
06/27/2018 06/27/18 Price Changed $199,900 -4.8% $208 / Sq Ft
05/21/2018 05/21/18 For Sale $210,000 -- $219 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,460 $210,700 $0 $0
2024 $2,460 $190,800 $0 $0
2023 $1,930 $170,900 $55,200 $115,700
2022 $2,093 $160,467 $0 $0
2021 $4,187 $150,033 $0 $0
2020 $1,877 $139,600 $55,200 $84,400
2019 $1,464 $139,567 $0 $0
2018 $1,464 $139,533 $0 $0
2017 $1,857 $139,500 $0 $0
2016 -- $139,500 $0 $0
2015 $1,993 $139,500 $0 $0
2014 $1,993 $141,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000491202

Bright MLS

APN: 01-099116