$615,000
SOLD MAY 12, 2025

12420 Neale Sound Dr Cobb Island, MD 20625

3 Beds
2 Baths
2,144 Sq Ft
0.5 Acres

Recently Sold

$287 Per Sq Ft

2% Below List Price

37 Days on Market

Highlights

  • 120 Feet of Waterfront
  • 2 Dock Slips
  • Parking available for a boat
  • La Plata High School Rated A-
  • Pier
  • Fishing Allowed

About This Home

As of May 2025

Embrace the waterfront lifestyle with this charming 3-bedroom, 2-bathroom home on Neale Sound, offering breathtaking views of the Wicomico River and St. Mary’s. Just seconds from the Potomac River, this property is a boater’s dream with direct access to prime fishing, crabbing, and water recreation.Inside, enjoy hardwood floors throughout, a cozy pellet stove, and an unconditioned sunroom with 180-degree water views—the perfect place to unwind. While the home is well maintained, it offers an opportunity to add your finishing touches and complete the renovations already started. Key updates include a 2-year-old heat pump and a 6-year-old roof.The exterior is designed for waterfront living, featuring a private pier with a boatlift, a detached 2-car garage, a shed, and a newly fenced backyard (2024). Plus, an outdoor shower makes rinsing off after a day on the water a breeze.With endless potential and unbeatable views, this Cobb Island gem is waiting for your personal touch.

Last Agent to Sell the Property

Sarah Swann

(301) 643-9492 sarahswannre@gmail.com Baldus Real Estate, Inc. License #0225270708 Listed on: 03/14/2025

Last Buyer's Agent

Eddie Suarez

(202) 579-6205 edgardorsuarez@gmail.com TTR Sotheby's International Realty

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,128

Year Built

  • Built in 1947

Lot Details

  • 0.5 Acre Lot
  • 120 Feet of Waterfront
  • Home fronts navigable water
  • Back Yard Fenced
  • Chain Link Fence
  • Property is zoned RV

Parking

  • 2 Car Detached Garage
  • 1 Detached Carport Space
  • Front Facing Garage
  • Driveway
  • Parking available for a boat

Home Design

  • Rambler Architecture
  • Cottage
  • Vinyl Siding

Interior Spaces

  • 2,144 Sq Ft Home
  • Property has 1 Level
  • Furnished
  • 1 Fireplace
  • River Views
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Outdoor Shower
  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Shed

Schools

  • Dr. Thomas L. Higdon Elementary School
  • Piccowaxen Middle School
  • La Plata High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 448
  • Assessor Parcel Number 0905007402

Community Details

Overview

  • No Home Owners Association
  • Cobb Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,128

Year Built

Built in 1947

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage, Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: quilts
  • Inclusions: furniture
  • New Construction: No
  • Story List: Main
  • Year Built: 1947
  • Automatically Close On Close Date: No
  • Remarks Public: Embrace the waterfront lifestyle with this charming 3-bedroom, 2-bathroom home on Neale Sound, offering breathtaking views of the Wicomico River and St. Mary’s. Just seconds from the Potomac River, this property is a boater’s dream with direct access to prime fishing, crabbing, and water recreation. Inside, enjoy hardwood floors throughout, a cozy pellet stove, and an unconditioned sunroom with 180-degree water views—the perfect place to unwind. While the home is well maintained, it offers an opportunity to add your finishing touches and complete the renovations already started. Key updates include a 2-year-old heat pump and a 6-year-old roof. The exterior is designed for waterfront living, featuring a private pier with a boatlift, a detached 2-car garage, a shed, and a newly fenced backyard (2024). Plus, an outdoor shower makes rinsing off after a day on the water a breeze. With endless potential and unbeatable views, this Cobb Island gem is waiting for your personal touch.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 2144
  • Living Area Sq Ft: 2144
  • Price Per Sq Ft: 293.84
  • Above Grade Finished Sq Ft: 2144
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12420

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outside Shower, Boat Storage
  • View: River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Wicomico River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 120

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Carport Spaces: 1
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage, Detached Carport, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • Elementary School: DR. THOMAS L. HIGDON
  • Middle School: PICCOWAXEN
  • High School: LA PLATA
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121138946901
  • School District Source: 3rd Party
  • Elementary School: DR. THOMAS L. HIGDON
  • High School: LA PLATA
  • Middle Or Junior School: PICCOWAXEN

Lot Info

  • Horses: No
  • Fencing: Chain Link, Partially, Rear
  • Land Use Code: R
  • Lot Features: Fishing Available
  • Lot Size Acres: 0.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21780.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: RV
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6128.00
  • Assessor Parcel Number: 0905007402
  • Tax Lot: 448
  • Tax Total Finished Sq Ft: 2144
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/12/2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
May 30, 2025
Sold by
Premuzic Andrej and Gasco Malvina Y
Bought by
Premuzic Andrej
Seller's Agent
Sarah Swann
Baldus Real Estate, Inc.
Buyer's Agent
Eddie Suarez
TTR Sotheby's International Realty
List Price
$630,000
Sold Price
$615,000
Premium/Discount to List
-$15,000
-2.38%
Views
468
Current Estimated Value
$620,780

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,780
Avg. Annual Appreciation
2.43%
Original Mortgage
$335,000
Outstanding Balance
$333,855
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$286,925

Purchase Details

Listed on
Mar 14, 2025
Closed on
May 12, 2025
Sold by
Powell Family Trust and Depowell Mary De
Bought by
Premuzic Andrej and Gasco Malvina Y
Seller's Agent
Sarah Swann
Baldus Real Estate, Inc.
Buyer's Agent
Eddie Suarez
TTR Sotheby's International Realty
List Price
$630,000
Sold Price
$615,000
Premium/Discount to List
-$15,000
-2.38%
Views
468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,000
Outstanding Balance
$333,855
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$286,925

Purchase Details

Listed on
Jul 19, 2012
Closed on
Dec 17, 2012
Sold by
Chapman Charles R and Chapman Julie Ann
Bought by
Powell Douglas Allen and Powell Mary Deveda K
Seller's Agent
Laura Forbes
CENTURY 21 New Millennium
Buyer's Agent
Reid Voss
Golston Real Estate Inc.
List Price
$389,000
Sold Price
$290,000
Premium/Discount to List
-$99,000
-25.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.24%

Purchase Details

Closed on
Mar 29, 2005
Sold by
Swann Charles E and Swann Sarah A
Bought by
Swann Sarah A and Chapman Swann C
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Buyers Title
Deed -- Buyers Title
Deed $615,000 Buyers Title
Deed $290,000 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $335,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $615,000 -2.4% $287 / Sq Ft
04/20/2025 04/20/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $630,000 +117.2% $294 / Sq Ft
12/17/2012 12/17/12 Sold $290,000 -14.5% $135 / Sq Ft
10/22/2012 10/22/12 Pending -- -- --
09/17/2012 09/17/12 Price Changed $339,000 -10.6% $158 / Sq Ft
09/07/2012 09/07/12 Price Changed $379,000 -2.6% $177 / Sq Ft
07/19/2012 07/19/12 For Sale $389,000 -- $181 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,090 $519,000 -- --
2024 $6,263 $451,100 $0 $0
2023 $5,476 $383,200 $210,000 $173,200
2022 $5,314 $383,200 $210,000 $173,200
2021 $5,481 $383,200 $210,000 $173,200
2020 $5,481 $399,800 $250,000 $149,800
2019 $5,405 $395,433 $0 $0
2018 $5,312 $391,067 $0 $0
2017 $5,249 $386,700 $0 $0
2016 -- $384,733 $0 $0
2015 $4,767 $382,767 $0 $0
2014 $4,767 $380,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2040826

Bright MLS

APN: 05-007402