Seller's Agent in 2025
Wilma Peters
EXP Realty, LLC
(240) 405-6632
1 in this area
47 Total Sales
12428 Gemstone Dr Hagerstown, MD 21740
Hager's Crossing Neighborhood
3
Beds
2.5
Baths
1,799
Sq Ft
7,910
Sq Ft Lot
Highlights
- Rambler Architecture
- Level Entry For Accessibility
- Heat Pump System
- 2 Car Attached Garage
- Solar Heating System
About This Home
As of July 2025Motivated seller. $5000 towards closing costs. Welcome to this beautifully updated 3 bedroom. 2.5 bath rancher nestled in a quiet neighborhood of Hagers Crossing. This home offers the perfect blend of comfort, functionality and serenity. Enjoy an open floor plan with soaring 9 foot ceilings, recessed lighting, and LVP flooring throughout the main living areas. Kitchen sink has a water purifier. The heart of the home features a modern kitchen with stainless steel appliances and flows seamlessly into the living and dining rooms, highlighted by a striking wall encompassed electric fireplace. The home also boasts a dedicated office, low E windows, and partially finished basement with heat, ready for your personal touch. Plush carpet adds warmth to the bedrooms and office. Retreat to your private deck backing up to a protected forest conservation area, where mature trees provide a peaceful, country living atmosphere with added seclusion, with suburban convenience. Additional features include a two-car garage, laundry room and fully paid-off solar panels for energy efficiency, that conveys.
Conveniently located near shopping, dining, parks and just 10 miles to Hagerstown Airport.
$5000 towards closing costs.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,719
Year Built
- Built in 2019
Lot Details
- 7,910 Sq Ft Lot
- Property is zoned PUD
HOA Fees
- $62 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Rambler Architecture
- Permanent Foundation
- Poured Concrete
- Vinyl Siding
Interior Spaces
- Property has 1 Level
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Partially Finished Basement
- Heated Basement
- Interior Basement Entry
- Drain
- Basement Windows
Accessible Home Design
- Level Entry For Accessibility
Eco-Friendly Details
- Solar Heating System
- Heating system powered by active solar
Schools
- Western Heights Middle School
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
Community Details
- Hagers Crossing Subdivision
Listing and Financial Details
- Tax Lot 308
- Assessor Parcel Number 2225041496
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 4, 2025
Closed on
Jul 31, 2025
Sold by
Gardner Dorothy M
Bought by
Ewa Blandine Magnoung
Seller's Agent
Wilma Peters
EXP Realty, LLC
Buyer's Agent
Craig Marsh
Marsh Realty
List Price
$420,000
Sold Price
$374,000
Premium/Discount to List
-$46,000
-10.95%
Views
507
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
58.66%
Original Mortgage
$367,225
Outstanding Balance
$366,910
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$30,220
Purchase Details
Listed on
Mar 5, 2019
Closed on
Aug 30, 2019
Sold by
Richmond American Homes Of Mayrland Inc
Bought by
Gardner Dorothy M
Seller's Agent
Jay Day
LPT Realty, LLC
Buyer's Agent
Jay Day
LPT Realty, LLC
List Price
$293,186
Sold Price
$294,362
Premium/Discount to List
$1,176
0.4%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.13%
Original Mortgage
$259,362
Interest Rate
3.7%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $374,000 | Lawyers Signature Settlements | |
| Deed | $374,000 | Lawyers Signature Settlements | |
| Deed | $294,362 | Stewart Title Guaranty Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $367,225 | FHA | |
| Closed | $367,225 | FHA | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $44,700 | Credit Line Revolving | |
| Previous Owner | $259,362 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $374,000 | -5.3% | $208 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/12/2025 06/12/25 | Price Changed | $395,000 | -1.3% | $220 / Sq Ft |
| 06/02/2025 06/02/25 | Price Changed | $400,000 | -2.4% | $222 / Sq Ft |
| 05/27/2025 05/27/25 | Price Changed | $410,000 | -2.4% | $228 / Sq Ft |
| 05/04/2025 05/04/25 | For Sale | $420,000 | +42.7% | $233 / Sq Ft |
| 08/30/2019 08/30/19 | Sold | $294,362 | +0.4% | $164 / Sq Ft |
| 03/05/2019 03/05/19 | Pending | -- | -- | -- |
| 03/05/2019 03/05/19 | For Sale | $293,186 | -- | $163 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,755 | $390,200 | $58,300 | $331,900 |
| 2024 | $2,755 | $350,500 | $0 | $0 |
| 2023 | $2,608 | $310,800 | $0 | $0 |
| 2022 | $2,470 | $271,100 | $58,300 | $212,800 |
| 2021 | $5,335 | $266,867 | $0 | $0 |
| 2020 | $1,094 | $262,633 | $0 | $0 |
| 2019 | $228 | $24,400 | $24,400 | $0 |
| 2018 | $244 | $24,400 | $24,400 | $0 |
| 2017 | $228 | $24,400 | $0 | $0 |
| 2016 | -- | $24,400 | $0 | $0 |
| 2015 | $741 | $24,400 | $0 | $0 |
| 2014 | $741 | $24,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Wilma Peters
-
Craig Marsh
Buyer's Agent in 2025
Craig Marsh
Marsh Realty
(301) 875-5978
9 in this area
597 Total Sales
-
Jay Day
Seller's Agent in 2019
Jay Day
LPT Realty, LLC
(866) 702-9038
44 in this area
1,237 Total Sales
Map
Source: Bright MLS
MLS Number: MDWA2027826
APN: 25-041496
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