NOT LISTED FOR SALE

12435 Ridge Rd Lusby, MD 20657

Estimated Value: $296,000 - $315,000

3 Beds
2 Baths
960 Sq Ft
$316/Sq Ft Est. Value

Last Sold June 08, 2021

Last sale price $238,000 $248 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $1,910/month

2 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Newly Remodeled
  • 1 Boat Dock
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

As of June 2021

This is a charming move in ready one story home on a quiet road. Only 2 of the bedrooms has carpet and the remaining floors are tile or wood. So great for those with allergies. The kitchen was remodeled in the last few years with new cabinetry and stainless appliances. Off the kitchen is a huge back deck with ample room for a grill and other furniture as well as a decently flat lot perfect for horse shoes and swing sets. The septic is also a couple years old so the bigger ticketed items are taken care of! All the bedrooms are a decent sized and the master bedroom has its own attached bath. Come tour this beauty and own for less than you can rent!

Last Agent to Sell the Property

Angela Carle

Home Sweet Home Real Estate LLC License #594122 Listed on: 04/28/2021

Last Buyer's Agent

Natalya Ford

EXP Realty, LLC License #0225262490

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,102

Year Built

  • Built in 1985 | Newly Remodeled

Lot Details

  • 0.25 Acre Lot
  • Property is in very good condition

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Frame Construction

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • 1 Boat Dock
  • Dock made with Treated Lumber
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Dowell Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 0501111515

Community Details

Overview

  • Poacre HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Golf Course Membership Available
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fishing Allowed

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,102

Year Built

Built in 1985 | Newly Remodeled

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: Yes
  • Story List: Main
  • Expected On Market: 2021-04-29
  • Federal Flood Zone: No
  • Year Built: 1985
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: This is a charming move in ready one story home on a quiet road. Only 2 of the bedrooms has carpet and the remaining floors are tile or wood. So great for those with allergies. The kitchen was remodeled in the last few years with new cabinetry and stainless appliances. Off the kitchen is a huge back deck with ample room for a grill and other furniture as well as a decently flat lot perfect for horse shoes and swing sets. The septic is also a couple years old so the bigger ticketed items are taken care of! All the bedrooms are a decent sized and the master bedroom has its own attached bath. Come tour this beauty and own for less than you can rent!
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 244.79
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12435

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Construction Completed: Yes
  • Spa: No
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake and Bay
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Community Center, Golf Course Membership Available, Lake, Picnic Area, Pier/Dock, Security, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: POACRE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: DOWELL
  • Middle School: MILL CREEK
  • High School: PATUXENT
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139842846
  • School District Source: 3rd Party
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 126200.00
  • Land Assessed Value: 55200.00
  • Land Use Code: 010
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14946625
  • Tax Annual Amount: 2102.00
  • Assessor Parcel Number: 0501111515
  • Tax Lot: 8
  • Tax Total Finished Sq Ft: 960
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 06/08/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2021
Closed on
Jun 8, 2021
Sold by
Durner Kimberly and Jones Kimberly
Bought by
Jones James W
Seller's Agent
Angela Carle
Home Sweet Home Real Estate LLC
Buyer's Agent
Natalya Ford
EXP Realty, LLC
List Price
$235,000
Sold Price
$238,000
Premium/Discount to List
$3,000
1.28%
Current Estimated Value
$303,548

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,548
Avg. Annual Appreciation
5.40%
Original Mortgage
$190,400
Outstanding Balance
$173,133
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$123,956

Purchase Details

Listed on
Mar 4, 2016
Closed on
May 6, 2016
Sold by
Norton James D
Bought by
Jones Kimberly
Seller's Agent
Paula Padgett
CENTURY 21 New Millennium
Buyer's Agent
Laura Peruzzi
RE/MAX One
List Price
$179,000
Sold Price
$182,500
Premium/Discount to List
$3,500
1.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$187,660
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2009
Sold by
Buckler Gerald
Bought by
Norton James D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,780
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 1, 2007
Sold by
Mcginley Christine M
Bought by
Buckler Gerald

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,845
Interest Rate
6.22%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 24, 2007
Sold by
Mcginley Christine M
Bought by
Buckler Gerald

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,845
Interest Rate
6.22%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 5, 2004
Sold by
Patin Larry J
Bought by
Mcginley Christine M and Mcginley Theodore A

Purchase Details

Closed on
Oct 21, 2004
Sold by
Patin Larry J
Bought by
Mcginley Christine M and Mcginley Theodore A

Purchase Details

Closed on
Dec 15, 2003
Sold by
Morris Stephen J and Morris Audrey E
Bought by
Patin Larry J and Bowen Scott T

Purchase Details

Closed on
May 31, 2000
Sold by
Simmons Meghan Mary
Bought by
Morris Stephen J and Morris Audrey E

Purchase Details

Closed on
Jul 25, 1995
Sold by
Fam Mge Serv Cp #14
Bought by
Simmons Meghan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
7.49%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones James W $238,000 Lighthouse Title
Jones Kimberly $182,500 Maryland Trust Title & Escro
Norton James D $180,000 --
Buckler Gerald $190,000 --
Buckler Gerald $190,000 --
Mcginley Christine M $169,900 --
Mcginley Christine M $169,900 --
Patin Larry J $139,900 --
Morris Stephen J $89,900 --
Simmons Meghan M $74,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones James W $190,400
Previous Owner Jones Kimberly $187,660
Previous Owner Norton James D $192,780
Previous Owner Buckler Gerald $212,845
Previous Owner Buckler Gerald $212,845
Previous Owner Simmons Meghan M $74,000
Closed Mcginley Christine M --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/08/2021 06/08/21 Sold $238,000 +1.3% $248 / Sq Ft
05/01/2021 05/01/21 Pending -- -- --
04/28/2021 04/28/21 For Sale $235,000 +28.8% $245 / Sq Ft
05/06/2016 05/06/16 Sold $182,500 0.0% $190 / Sq Ft
03/14/2016 03/14/16 Price Changed $182,500 +2.0% $190 / Sq Ft
03/12/2016 03/12/16 Pending -- -- --
03/04/2016 03/04/16 For Sale $179,000 -- $186 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,613 $222,933 $0 $0
2024 $2,613 $202,167 $0 $0
2023 $2,039 $181,400 $55,200 $126,200
2022 $2,244 $174,967 $0 $0
2021 $4,488 $168,533 $0 $0
2020 $2,112 $162,100 $55,200 $106,900
2019 $1,628 $155,200 $0 $0
2018 $1,556 $148,300 $0 $0
2017 $1,878 $141,400 $0 $0
2016 -- $141,400 $0 $0
2015 $2,292 $141,400 $0 $0
2014 $2,292 $142,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA182522

Bright MLS

APN: 01-111515