$625,000
OPEN SUN 11AM - 1PM

1245 Hilltop Dr Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated payment $3,719/month

Total Views 4,855
4 Beds
3.5 Baths
2,192 Sq Ft
$285 Price per Sq Ft

Highlights

  • Hot Property
  • Boat Ramp
  • Beach
  • Cape St. Claire Elementary School Rated A-
  • 5 Boat Docks
  • Home fronts navigable water

About This Home

This sophisticated 4-bedroom, 3-full-bath and 1-half-bath, residence offers gracious living and effortless entertaining just moments from water access and neighborhood amenities. With upper-level and lower level laundries, a master suite that features a vaulted ceiling, a spa-style jetted tub and a walk-in closet, this charming colonial was thoughtfully planned for modern comfort. The heart of the home is a chef’s kitchen anchored by a generous island. The kitchen is equipped with two sinks, stainless Viking appliances, a six-burner gas range with designer hood, and a pot filler above the cooktop. Pendant and recessed lighting brighten the space. A double-sided gas fireplace ties together the kitchen and adjoining living space, creating warmth and connectivity in perfect balance. Hardwood floors underfoot and freshly painted main and upper levels provide a great head start for the next owner to move-in and enjoy. A large deck and rear patio set the scene for outdoor entertaining, while a detached workshop—conditioned with its own mini-split system—gives hobbyists or remote workers a dedicated space of their own. The two-car garage with painted floor, recessed lighting and its own mini-split system, ensure practicality meets polish, and the large flat and fenced backyard is great for kids and pets. Nestled in Cape St. Claire, a covenanted waterfront community on the Broadneck Peninsula, this home places you within close proximity to community beaches, boat ramps, marinas, and a charming shopping and dining plaza. For sailing, kayaking or relaxing on the sandy beach, you’re only minutes from your next adventure. Enjoy the vibrant life of this community. Call today to schedule a private showing and discover all this home and neighborhood have to offer.

Listing Agent

Charles Dwayne Hoyt

(410) 991-2101 cdhoyt27@aol.com Keller Williams Select Realtors of Annapolis License #532509 Listed on: 10/24/2025

Keller Williams Select Realtors of Annapolis

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,283

Year Built

  • Built in 2000

Lot Details

  • 9,100 Sq Ft Lot
  • Home fronts navigable water
  • Back Yard Fenced
  • Property is zoned R5

HOA Fees

  • HOA YN

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Vaulted Ceiling
  • Recessed Lighting
  • Pendant Lighting
  • Double Sided Fireplace
  • Gas Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Dining Room
  • Game Room
  • Wood Flooring
  • Attic

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Six Burner Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Viking Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump

Outdoor Features

  • Water Access
  • Property near a bay
  • 5 Boat Docks
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Patio
  • Shed
  • Porch

Schools

  • Broadneck High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 020316519771500

Community Details

Overview

  • Condo Association YN: No
  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,283

Year Built

Built in 2000

Lot Details

0

HOA Fees

$1 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 10/24/2025 12:00:00 AM
  • Year Built: 2000
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer, Water Conditioner - Owned
  • Interior Amenities: Attic, Family Room Off Kitchen, Kitchen - Island, Kitchen - Eat-In, Primary Bath(s), Window Treatments, Wood Floors
  • Fireplace Features: Gas/Propane, Double Sided
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Rear Entrance, Sump Pump, Improved, Outside Entrance, Partially Finished, Heated, Connecting Stairway
  • Laundry Type: Upper Floor, Lower Floor
  • Total Sq Ft: 2628
  • Living Area Sq Ft: 2192
  • Price Per Sq Ft: 328.95
  • Above Grade Finished Sq Ft: 1900
  • Below Grade Finished Sq Ft: 292
  • Below Grade Sq Ft: 436
  • Total Below Grade Sq Ft: 728
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Shed Shop
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Water Access: Yes
  • Water Body Name: MAGOTHY RIVER & CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 315.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: BROADNECK

Lot Info

  • Fencing: Rear
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9100.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5283.00
  • Assessor Parcel Number: 020316519771500
  • Tax Lot: 21
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,915 $445,967 -- --
2024 $4,915 $423,300 $230,300 $193,000
2023 $4,052 $417,333 $0 $0
2022 $4,437 $411,367 $0 $0
2021 $8,719 $405,400 $230,300 $175,100
2020 $4,241 $392,633 $0 $0
2019 $8,135 $379,867 $0 $0
2018 $3,722 $367,100 $186,400 $180,700
2017 $3,895 $348,800 $0 $0
2016 -- $330,500 $0 $0
2015 -- $312,200 $0 $0
2014 -- $312,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 For Sale $625,000 +59.4% $285 / Sq Ft
02/22/2013 02/22/13 Sold $392,000 -4.4% $206 / Sq Ft View Prior Sale
01/10/2013 01/10/13 Pending -- -- --
11/30/2012 11/30/12 Price Changed $410,000 -3.5% $216 / Sq Ft
11/06/2012 11/06/12 Price Changed $425,000 -5.6% $224 / Sq Ft
10/12/2012 10/12/12 For Sale $449,999 -- $237 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Home First Title Group Llc
Deed $392,000 First American Title Ins Co
Deed $207,202 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $417,000 VA
Closed $378,250 VA
Closed -- No Value Available
Source: Public Records

About the Listing Agent

Charles Dwayne Hoyt
Charles Dwayne Hoyt

Keller Williams Select Realtors of Annapolis

(410) 584-3705

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View Charles Dwayne's Profile

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Source: Bright MLS

MLS Number: MDAA2129428

Bright MLS

APN: 03-165-19771500

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

1245 Hilltop Dr, Annapolis, MD

This home is located at 1245 Hilltop Dr, Annapolis, MD 21409 and is currently priced at $625,000, approximately $285 per square foot. This property was built in 2000. 1245 Hilltop Dr is a home located in Anne Arundel County with nearby schools including Cape St. Claire Elementary School, Magothy River Middle School, and Broadneck High School.

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Charles Dwayne Hoyt
Charles Dwayne Hoyt
Listing Agent Section Image
Keller Williams Select Realtors of Annapolis
(410) 584-3705