NOT LISTED FOR SALE

1245 Shirley Ridge Dr Saint Charles, MO 63304

Estimated Value: $240,000 - $263,126

2 Beds
2 Baths
1,440 Sq Ft
$250/mo HOA Fee

Last Sold November 22, 2021

Current estimated payment $1,793/month

1 Day on Market

Highlights

  • Primary Bedroom Suite
  • Waterfront
  • Lake, Pond or Stream
  • Central Elementary School Rated A-
  • Clubhouse
  • Vaulted Ceiling

About This Home

As of November 2021

From the moment you arrive at this gorgeous lake front villa, you are sure to be impressed! Enjoy stunning lake views from many rooms throughout this sprawling end-unit w/a 2 car garage. The spacious eat-in kitchen overlooks the great room with gorgeous updated flooring ('19) & a wood burning fireplace flanked by a large window & sliding glass door ('21) bringing in plenty of natural light! The main floor is complete w/a bedroom, full bath & laundry room! Upstairs hosts the vaulted master bedroom w/his & her double closets, updated carpeting ('19) & an updated 2nd bath! Plenty of room to relax & soak in the water views from the large aggregate patio out back. Don't miss the fantastic subdivision amenities, including a pool, club house, tennis courts, walking trails & low maintenance lifestyle w/lawn maintenance, snow removal & more handled by the HOA! Located just minutes from Hwy 364 w/easy access to shops & restaurants, you won't want to miss this incredible home! Water heater - 2020

Last Agent to Sell the Property

Susie Johnson

Compass Realty Group License #1999073583 Listed on: 10/15/2021

Compass Realty Group

Co-Listed By

Lindsey Jacobs

Compass Realty Group License #2002016505

Last Buyer's Agent

Laura Sanders

Compass Realty Group License #2010013951

Compass Realty Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,279

Year Built

  • Built in 1988

Lot Details

  • Waterfront
  • Backs To Open Common Area
  • End Unit

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • 1.5-Story Property
  • Traditional Architecture
  • Villa
  • Vinyl Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Window Treatments
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Combination Kitchen and Dining Room
  • Partially Carpeted
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer and Dryer Hookup

Outdoor Features

  • Lake, Pond or Stream
  • Covered Patio or Porch

Location

  • Ground Level Unit
  • Suburban Location

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0120-6346-00-004A.0000000

Community Details

Recreation

  • Trails

Additional Features

  • Clubhouse

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,279

Year Built

Built in 1988

Lot Details

0

HOA Fees

$250 per month

Parking

2

Listing Details

  • Property Type: Condo/Coop/Villa
  • Type: Condo
  • Style: 1.5 Story
  • Style Description: Villa
  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Great Room
  • Unit Location: End Unit, Ground Level, Suburban
  • Age: 33
  • Ownership: Private
  • Year Built: 1988
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Great Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Some Carpeting, Some Window Treatmnt, Vaulted Ceiling, Walk-In Closets
  • Kitchen: Eat-In Kitchen, Pantry
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Master Bed.: Full Bath
  • Misc Features: Patio, Porch-Covered, Private Laundry
  • Windows/Doors: 6 Panel Door(s), Skylight(s), Sliding Glass Doors, Some Insulated Wndws, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 2.00
  • Bedrooms: 2.00
  • Room Cnt: 4
  • Square Footage: 1440
  • Total Full Baths: 2
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Covered, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Monthly
  • Amenities: Clubhouse/Comm. Room, Private Laundry Hkup, Walking Trail, Water View
  • Total Number of Units: 1.00

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Pond/Lake, Sidewalks, Water View, Waterfront Lot

Tax Info

  • Taxes Paid: 1938
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 3-0120-6346-00-004A.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2021
Closed on
Nov 22, 2021
Sold by
Neudecker Andrew and Neudecker Elizabeth A
Bought by
Skyles Jamie
Seller's Agent
Susie Johnson
Compass Realty Group
Buyer's Agent
Laura Sanders
Compass Realty Group
List Price
$175,000
Current Estimated Value
$254,282

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.81%
Original Mortgage
$155,200
Outstanding Balance
$142,332
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$111,950

Purchase Details

Listed on
Dec 18, 2018
Closed on
Feb 14, 2019
Sold by
Barrett Arthur and Barrett Tanya
Bought by
Neudecker Andrew
Seller's Agent
Mark Cooper
RE/MAX EDGE
Buyer's Agent
Rachael Scheider
RedKey Realty Leaders
List Price
$159,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.10%
Original Mortgage
$123,600
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2012
Sold by
Barrett Arthur
Bought by
Barrett Arthur and Barrett Tanya

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,460
Interest Rate
3.9%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 20, 2009
Sold by
Cross Timothy R and Cross Linda M
Bought by
Barrett Arthur

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,283
Interest Rate
4.92%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Skyles Jamie -- Ust
Neudecker Andrew $154,500 Continental Title
Barrett Arthur -- Nations Title Agency Mo Inc
Barrett Arthur -- Inv
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Skyles Jamie $155,200
Previous Owner Neudecker Andrew $123,600
Previous Owner Barrett Arthur $147,460
Previous Owner Barrett Arthur $147,283
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/22/2021 11/22/21 Sold -- -- --
10/17/2021 10/17/21 Pending -- -- --
10/15/2021 10/15/21 For Sale $175,000 +10.1% $122 / Sq Ft
02/14/2019 02/14/19 Sold -- -- -- View Prior Sale
01/14/2019 01/14/19 Pending -- -- --
12/28/2018 12/28/18 For Sale $159,000 0.0% $110 / Sq Ft
12/23/2018 12/23/18 Pending -- -- --
12/18/2018 12/18/18 For Sale $159,000 -- $110 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,279 $42,873 -- --
2023 $2,278 $37,965 $0 $0
2022 $1,881 $29,059 $0 $0
2021 $1,883 $29,059 $0 $0
2020 $1,938 $28,969 $0 $0
2019 $1,929 $28,969 $0 $0
2018 $1,800 $25,812 $0 $0
2017 $1,785 $25,812 $0 $0
2016 $1,605 $22,310 $0 $0
2015 $1,574 $22,310 $0 $0
2014 $1,509 $20,751 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21073300

MARIS MLS

APN: 3-0120-6346-00-004A.0000000