$383,000
SOLD OCT 1, 2025

12475 Speranza Dr Fort Wayne, IN 46818

3 Beds
2.5 Baths
1,979 Sq Ft
0.29 Acres

Recently Sold

$194 Per Sq Ft

8% Below List Price

96 Days on Market

Highlights

  • 3 Car Attached Garage
  • 1-Story Property
  • Level Lot
  • Deer Ridge Elementary School Rated A-
  • Central Air

About This Home

As of October 2025

OPEN HOUSE 8/10 FROM 2-4 PM. Welcome to this well-kept 3-bedroom ranch with a den and 2.5 baths in Palmira Lakes! Just five years old and move-in ready, this home combines modern design with comfort and convenience. Inside, you’ll find quality finishes, granite countertops, a smart split-bedroom layout, and a dedicated home office with glass doors for privacy. The open-concept kitchen and living area is perfect for both everyday living and entertaining, featuring upgraded appliances and custom window treatments. Step outside to a spacious patio with peaceful pond views. The yard is fully landscaped and includes an irrigation system—everything is already in place. Come see what makes this home such an easy choice!

Last Agent to Sell the Property

Tyler Morningstar

CENTURY 21 Bradley Realty, Inc Listed on: 05/21/2025

CENTURY 21 Bradley Realty, Inc

Last Buyer's Agent

Adam Ertel

Coldwell Banker Real Estate Gr

Coldwell Banker Real Estate Gr

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,360

Year Built

  • Built in 2020

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 140x119x88
  • Level Lot

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,979 Sq Ft Home
  • 1-Story Property
  • Fireplace With Gas Starter

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Deer Ridge Elementary School
  • Woodside Middle School
  • Homestead High School

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Palmira Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-11-05-227-017.000-038

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,360

Year Built

Built in 2020

Lot Details

0

HOA Fees

$35 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2020
  • Style: One Story
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: PALMIRA LAKES SEC I LOT 41
  • Parcel Number ID: 02-11-05-227-017.000-038
  • Platted: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1979
  • Total Finished Sq Ft: 1979
  • Above Grade Finished Sq Ft: 1979
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Gas Starter
  • Fireplace: Yes
  • Living Great Room: Dimensions: 20x16, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Dining Room: Dimensions: 13x12, On Level: Main
  • Den: Dimensions: 12x10, On Level: Main
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 12x12, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 24x31
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx6, On Level: 6

Condo/Co-op/Association

  • Association Fees: 425
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Deer Ridge

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 140X119X88
  • Estimated Lot Sq Ft: 12440
  • Estimated Lot Size Acres: 0.29
  • Lot Number: 41

Tax Info

  • Annual Taxes: 3360.34

MLS Schools

  • High School: Homestead
  • Middle School: Woodside
  • School District: MSD of Southwest Allen Cnty

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Sep 26, 2025
Sold by
Reeve Landon Joseph and Reeve Taylor Meghan
Bought by
Huynh Johnny Duy
Seller's Agent
Tyler Morningstar
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Adam Ertel
Coldwell Banker Real Estate Gr
List Price
$414,900
Sold Price
$383,000
Premium/Discount to List
-$31,900
-7.69%
Views
204
Current Estimated Value
$389,008

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,008
Avg. Annual Appreciation
6.17%
Original Mortgage
$323,787
Outstanding Balance
$323,787
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$65,221

Purchase Details

Listed on
Feb 10, 2023
Closed on
Mar 30, 2023
Sold by
Lee Twilla J
Bought by
Reeve Landon Joseph and Reeve Taylor Meghan
Seller's Agent
Jami Barker
RE/MAX Results
Buyer's Agent
Chad Harshman
Hoosier Real Estate Group
List Price
$379,900
Sold Price
$374,500
Premium/Discount to List
-$5,400
-1.42%
Views
150

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.90%
Original Mortgage
$299,600
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2022
Sold by
Lee Twilla J
Bought by
Reeve Landon Joseph and Reeve Taylor Meghan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,600
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 18, 2021
Closed on
Mar 19, 2021
Sold by
Majestic Custom Homes Of Lafayette Inc
Bought by
Lee Twilla J
Seller's Agent
David Dehaven
Mike Thomas Assoc., Inc
Buyer's Agent
Marcus Christlieb
F.C. Tucker Fort Wayne
List Price
$349,900
Sold Price
$349,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%
Original Mortgage
$274,400
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 18, 2021
Closed on
Mar 17, 2021
Sold by
Majestic Custom Hm/Lafayette I
Bought by
Lee Twilla J
Seller's Agent
David Dehaven
Mike Thomas Assoc., Inc
Buyer's Agent
Marcus Christlieb
F.C. Tucker Fort Wayne
List Price
$349,900
Sold Price
$349,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,400
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2020
Sold by
Palmira Development Llc
Bought by
Majestic Custom Homes Of Lafayette Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Meridian Title
Warranty Deed -- Meridian Title
Warranty Deed $349,900 Metropolitan Title Of Indian
Warranty Deed -- Metropolitan Title
Warranty Deed $119,510 Renaissance Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $323,787 New Conventional
Previous Owner $299,600 New Conventional
Previous Owner $299,600 New Conventional
Previous Owner $274,400 New Conventional
Previous Owner $274,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 Sold $383,000 -4.2% $194 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
07/25/2025 07/25/25 Price Changed $399,900 -1.2% $202 / Sq Ft
06/26/2025 06/26/25 Price Changed $404,900 -2.4% $205 / Sq Ft
05/24/2025 05/24/25 For Sale $414,900 +10.8% $210 / Sq Ft
03/31/2023 03/31/23 Sold $374,500 -1.4% $189 / Sq Ft View Prior Sale
03/01/2023 03/01/23 Pending -- -- --
02/10/2023 02/10/23 For Sale $379,900 +8.6% $192 / Sq Ft
03/19/2021 03/19/21 Sold $349,900 0.0% $177 / Sq Ft View Prior Sale
02/20/2021 02/20/21 Pending -- -- --
02/18/2021 02/18/21 For Sale $349,900 -- $177 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,310 $408,500 $80,700 $327,800
2024 $2,962 $403,800 $80,700 $323,100
2022 $4,734 $342,800 $67,200 $275,600
2021 $3,180 $220,400 $58,500 $161,900
2020 $66 $1,100 $1,100 $0
2019 $67 $1,100 $1,100 $0
2018 $17 $1,100 $1,100 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202518890

Indiana Regional MLS

APN: 02-11-05-227-017.000-038