Seller's Agent in 2025
Tyler Morningstar
CENTURY 21 Bradley Realty, Inc
(260) 433-5385
101 Total Sales
12475 Speranza Dr Fort Wayne, IN 46818
Estimated Value: $389,000 - $410,820
3
Beds
2.5
Baths
1,979
Sq Ft
$200/Sq Ft
Est. Value
Highlights
- 3 Car Attached Garage
- 1-Story Property
- Level Lot
- Deer Ridge Elementary School Rated A-
- Central Air
About This Home
As of October 2025OPEN HOUSE 8/10 FROM 2-4 PM. Welcome to this well-kept 3-bedroom ranch with a den and 2.5 baths in Palmira Lakes! Just five years old and move-in ready, this home combines modern design with comfort and convenience. Inside, you’ll find quality finishes, granite countertops, a smart split-bedroom layout, and a dedicated home office with glass doors for privacy. The open-concept kitchen and living area is perfect for both everyday living and entertaining, featuring upgraded appliances and custom window treatments. Step outside to a spacious patio with peaceful pond views. The yard is fully landscaped and includes an irrigation system—everything is already in place. Come see what makes this home such an easy choice!
Last Agent to Sell the Property
CENTURY 21 Bradley Realty, Inc Listed on: 05/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,360
Year Built
- Built in 2020
Lot Details
- 12,440 Sq Ft Lot
- Lot Dimensions are 140x119x88
- Level Lot
HOA Fees
- $35 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Roof
- Vinyl Construction Material
Interior Spaces
- 1,979 Sq Ft Home
- 1-Story Property
- Fireplace With Gas Starter
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Deer Ridge Elementary School
- Woodside Middle School
- Homestead High School
Utilities
- Central Air
- Heating System Uses Gas
Community Details
- Palmira Lakes Subdivision
Listing and Financial Details
- Assessor Parcel Number 02-11-05-227-017.000-038
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2025
Closed on
Sep 26, 2025
Sold by
Bought by
Seller's Agent
Tyler Morningstar
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Adam Ertel
Coldwell Banker Real Estate Gr
List Price
$414,900
Sold Price
$383,000
Premium/Discount to List
-$31,900
-7.69%
Views
204
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,205
Avg. Annual Appreciation
4.82%
Original Mortgage
$323,787
Outstanding Balance
$321,437
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$74,768
Purchase Details
Closed on
Mar 30, 2023
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,600
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 5, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,600
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,400
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 17, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,400
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 1, 2020
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| -- | Meridian Title | ||
| -- | Meridian Title | ||
| $349,900 | Metropolitan Title Of Indian | ||
| -- | Metropolitan Title | ||
| $119,510 | Renaissance Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $323,787 | ||
| Previous Owner | $299,600 | ||
| Previous Owner | $299,600 | ||
| Previous Owner | $274,400 | ||
| Previous Owner | $274,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $383,000 | -4.2% | $194 / Sq Ft |
| 08/28/2025 08/28/25 | Pending | -- | -- | -- |
| 07/25/2025 07/25/25 | Price Changed | $399,900 | -1.2% | $202 / Sq Ft |
| 06/26/2025 06/26/25 | Price Changed | $404,900 | -2.4% | $205 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $414,900 | -- | $210 / Sq Ft |
Source: Indiana Regional MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,220 | $408,500 | $80,700 | $327,800 |
| 2024 | $2,962 | $403,800 | $80,700 | $323,100 |
| 2022 | $4,734 | $342,800 | $67,200 | $275,600 |
| 2021 | $3,180 | $220,400 | $58,500 | $161,900 |
| 2020 | $66 | $1,100 | $1,100 | $0 |
| 2019 | $67 | $1,100 | $1,100 | $0 |
| 2018 | $17 | $1,100 | $1,100 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tyler Morningstar
-
Adam Ertel
Buyer's Agent in 2025
Adam Ertel
Coldwell Banker Real Estate Gr
(260) 417-1132
96 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202518890
APN: 02-11-05-227-017.000-038
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID
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