$639,000
PENDING $11K PRICE DROP

125 Harbor Dr Key Largo, FL 33037

Estimated payment $3,682/month

Total Views 11,749
3 Beds
2 Baths
1,295 Sq Ft
$493 Price per Sq Ft

Highlights

  • RV or Boat Parking
  • Room in yard for a pool
  • No HOA
  • Coral Shores High School Rated A
  • Deck
  • 1-minute walk to Schwingggg

About This Home

Just what you’ve been waiting for! This fully renovated 3-bedroom, 2-bath home in the heart of Key Largo sits high and dry in an X-flood zone on an oversized, fenced lot. Featuring impact windows, a modern kitchen, spacious primary suite, hot tub, RV/boat parking, and access to a community boat ramp—this turnkey property checks every box for Keys living. Don’t miss it!

Listing Agent

Shelby Morris

American Caribbean Real Estate License #3450732 Listed on: 09/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,681

Year Built

  • Built in 1954

Lot Details

  • 7,380 Sq Ft Lot
  • West Facing Home
  • Fenced
  • Property is zoned is

Home Design

  • Shingle Roof

Interior Spaces

  • 1,295 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Formal Dining Room
  • Open Floorplan
  • Tile Flooring
  • High Impact Door
  • Property Views

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • Circular Driveway
  • Open Parking
  • RV or Boat Parking

Outdoor Features

  • Room in yard for a pool
  • Deck
  • Shed

Utilities

  • Cooling Available
  • Central Heating
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00521900-000000

Community Details

Overview

  • No Home Owners Association
  • Harbor Shores Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,681

Year Built

Built in 1954

Lot Details

7,380 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1954
  • Property Sub Type: Single Family Residence
  • Architectural Style: Attached, One Story
  • Garage Yn: No
  • Horses: No
  • New Construction: No
  • Structure Type: R30-No Pool/No Water, House
  • Subdivision Name: HARBOR SHORES
  • Year Built Details: Effective Year Built
  • MIAMIRE_PoolYN: No
  • MIAMIRE_MembershipPurchRqdYN: No
  • LastStatus: Active
  • CurrentPrice: 639000
  • InternetRemarks: Fully renovated 3-bedroom, 2-bath home in the heart of Key Largo sits high and dry in an X-flood zone on an oversized, fenced lot! Call today.
  • ShowingTimeFlag: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Washer
  • Interior Amenities: First Floor Entry, Family Room
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: High Impact Doors
  • Flooring: Tile
  • Living Area: 1295
  • Bedroom Features: At Least 1 Bedroom Ground Level
  • Dining Room Features: Dining/Living Room, Formal Dining, Kitchen Dining
  • Living Room Features: Family Room
  • Master Bathroom Features: Combination Tub & Shower

Exterior Features

  • Roof: Shingle
  • View: Other
  • Exterior Features: Room For Pool
  • Construction Type: Concrete Block Construction
  • Direction Faces: West
  • Fencing: Fenced
  • Lot Features: Less Than 1/4 Acre Lot
  • Other Structures: Extra Building/Shed, Shed(s)
  • Patio And Porch Features: Deck
  • Pool Private: No
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Park Building Name: HARBOR SHORES
  • Open Parking: Yes
  • Parking Features: Circular Driveway, Driveway, Rv/Boat Parking, Slab/Strip

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Community Features: Pool, Tennis Court(s), Pickleball

Association/Amenities

  • MIAMIRE_TypeofAssociation: None

Lot Info

  • Parcel Number: 00521900-000000
  • Lot Size Sq Ft: 7380
  • Zoning: is

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4681

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,681 $513,096 $302,580 $210,516
2024 $4,501 $527,056 -- --
2023 $4,501 $511,705 $297,045 $214,660
2022 $3,290 $394,707 $177,120 $217,587
2021 $2,971 $292,487 $103,320 $189,167
2020 $2,883 $294,990 $103,320 $191,670
2019 $2,792 $297,499 $103,320 $194,179
2018 $2,371 $210,030 $103,320 $106,710
2017 $2,287 $211,773 $0 $0
2016 $2,185 $186,519 $0 $0
2015 $2,055 $157,117 $0 $0
2014 $1,958 $133,155 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/18/2026 02/18/26 Sold $615,000 -3.8% $475 / Sq Ft View Prior Sale
10/19/2025 10/19/25 Price Changed $639,000 -1.7% $493 / Sq Ft
09/02/2025 09/02/25 Price Changed $650,000 -3.7% $502 / Sq Ft
07/08/2025 07/08/25 For Sale $675,000 -- $521 / Sq Ft
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Deed $460,000 Coral Reef Title
Corporate Deed $88,500 Stewart Title Company
Warranty Deed $152,600 Attorney
Deed $22,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $451,668 FHA
Source: Public Records

Source: MIAMI REALTORS® MLS

MLS Number: A11870885

MIAMI REALTORS® MLS

APN: 00521900-000000

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