$639,000
UNDER CONTRACT $36K PRICE DROP

125 Harbor Dr Key Largo, FL 33037

Estimated payment $3,693/month

Total Views 11,695
3 Beds
2 Baths
1,295 Sq Ft
$493 Price per Sq Ft

Highlights

  • Boat Ramp
  • RV or Boat Parking
  • Deck
  • Coral Shores High School Rated A
  • RV Parking in Community
  • 1-minute walk to Schwingggg

About This Home

Move-in ready and fully renovated, JUST REDUCED! This 3-bedroom, 2-bath home sits high and dry in a desirable X-flood zone in the heart of Key Largo. Situated on an oversized, fully fenced lot, it offers a bright, open layout with updated tile flooring throughout.The spacious family room is perfect for gathering, and the updated galley kitchen features granite countertops and new appliances, flowing seamlessly into a large dining area. The primary suite includes a walk-in closet, a beautifully remodeled bath, and an indoor washer and dryer. Additional features include impact windows and doors, generously sized bedrooms, and a flexible layout with space for a home office.Outside, enjoy a hot tub, low-maintenance landscaping with irrigation, high-tech lighting, and a concrete slab with double-swing gates for RV or boat trailer parking. There's plenty of room to add a pool, plus a paved driveway and large storage shed for extra convenience.Located on a quiet street with community boat ramp access for kayaks, paddleboards, or boat launching. Just minutes from Key Largo Park, the Pirate Ship Pool, new pickleball courts, Pilot House Marina, and Key Largo Fisheries.This one truly checks all the boxes: location, condition, and lifestyle. Call today before it's gone!

Listing Agent

Shelby Morris

American Caribbean Real Estate, Christie's International Real Estate License #3450732 Listed on: 07/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,493

Year Built

  • Built in 1954 | Remodeled

Lot Details

  • 7,380 Sq Ft Lot
  • Privacy Fence
  • Fenced

Home Design

  • Shingle Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,295 Sq Ft Home
  • Ceiling Fan
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Guest Parking
  • Open Parking
  • RV or Boat Parking

Outdoor Features

  • Deck
  • Shed

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption

Community Details

Overview

  • No Home Owners Association
  • Harbor Shores Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,493

Year Built

Built in 1954 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Contingent: Contingent/Show
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 99.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 4493.20
  • Vehicle Storage: Open Parking, RV Parking Open, Trailer Storage, Guest Parking
  • Year Built: 1954
  • Alternate Key Number: 00521900-000000
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 7380.00
  • Porch Balcony: Deck
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1295.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Walk-in Closet(s), Granite Counter Top
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dryer
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS, Concrete
  • Exterior Features: Fencing, Shed, Privacy Wall/Fence
  • Roof: Shingle Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: No
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,681 $513,096 $302,580 $210,516
2024 $4,501 $527,056 -- --
2023 $4,501 $511,705 $297,045 $214,660
2022 $3,290 $394,707 $177,120 $217,587
2021 $2,971 $292,487 $103,320 $189,167
2020 $2,883 $294,990 $103,320 $191,670
2019 $2,792 $297,499 $103,320 $194,179
2018 $2,371 $210,030 $103,320 $106,710
2017 $2,287 $211,773 $0 $0
2016 $2,185 $186,519 $0 $0
2015 $2,055 $157,117 $0 $0
2014 $1,958 $133,155 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/19/2025 10/19/25 Price Changed $639,000 -1.7% $493 / Sq Ft
09/02/2025 09/02/25 Price Changed $650,000 -3.7% $502 / Sq Ft
07/08/2025 07/08/25 For Sale $675,000 -- $521 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $460,000 Coral Reef Title
Corporate Deed $88,500 Stewart Title Company
Warranty Deed $152,600 Attorney
Deed $22,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $451,668 FHA
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 615708

Florida Keys Board of REALTORS®

APN: 00521900-000000