Seller's Agent in 2026
Shelby Morris
American Caribbean Real Estate
(305) 393-3686
61 in this area
109 Total Sales
125 Harbor Dr Key Largo, FL 33037
3
Beds
2
Baths
1,295
Sq Ft
6,970
Sq Ft Lot
Highlights
- RV or Boat Parking
- Room in yard for a pool
- No HOA
- Coral Shores High School Rated A
- Deck
- 1-minute walk to Schwingggg
About This Home
As of February 2026Just what you’ve been waiting for! This fully renovated 3-bedroom, 2-bath home in the heart of Key Largo sits high and dry in an X-flood zone on an oversized, fenced lot. Featuring impact windows, a modern kitchen, spacious primary suite, hot tub, RV/boat parking, and access to a community boat ramp—this turnkey property checks every box for Keys living. Don’t miss it!
Last Agent to Sell the Property
American Caribbean Real Estate License #3450732 Listed on: 09/02/2025
Last Buyer's Agent
American Caribbean Real Estate License #3450732 Listed on: 09/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,681
Year Built
- Built in 1954
Lot Details
- 7,380 Sq Ft Lot
- West Facing Home
- Fenced
- Property is zoned is
Home Design
- Shingle Roof
Interior Spaces
- 1,295 Sq Ft Home
- 1-Story Property
- Family Room
- Formal Dining Room
- Open Floorplan
- Tile Flooring
- High Impact Door
- Property Views
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Dryer
- Washer
Parking
- Circular Driveway
- Open Parking
- RV or Boat Parking
Outdoor Features
- Room in yard for a pool
- Deck
- Shed
Utilities
- Cooling Available
- Central Heating
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 00521900-000000
Community Details
Overview
- No Home Owners Association
- Harbor Shores Subdivision
Recreation
- Tennis Courts
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2025
Closed on
Feb 18, 2026
Sold by
Mosquera Cristian and Facenda Cindy
Bought by
Reckwerdt Jonathan
Seller's Agent
Shelby Morris
American Caribbean Real Estate
Buyer's Agent
Shelby Morris
American Caribbean Real Estate
List Price
$639,000
Sold Price
$615,000
Premium/Discount to List
-$24,000
-3.76%
Views
162
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.62%
Original Mortgage
$603,860
Outstanding Balance
$603,860
Interest Rate
6.16%
Mortgage Type
FHA
Estimated Equity
$6,885
Purchase Details
Closed on
Apr 20, 2022
Sold by
Virginia Ohalpin Irrevocable Trust
Bought by
Mosquera Cristian and Facenda Cindy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$451,668
Interest Rate
4.32%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 1, 2011
Sold by
Us Bank National Association
Bought by
Schmaeling Richard and Ohalpin Virginia
Purchase Details
Closed on
Jun 1, 2011
Sold by
Koz Ann L
Bought by
U S Bank National Association and Wachovia Bank National Association
Purchase Details
Closed on
Nov 1, 1978
Bought by
Schmaeling Richard
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $615,000 | Coral Reef Title | |
| Deed | $460,000 | Coral Reef Title | |
| Corporate Deed | $88,500 | Stewart Title Company | |
| Warranty Deed | $152,600 | Attorney | |
| Deed | $22,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $603,860 | FHA | |
| Previous Owner | $451,668 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $615,000 | -3.8% | $475 / Sq Ft |
| 12/17/2025 12/17/25 | Pending | -- | -- | -- |
| 12/09/2025 12/09/25 | For Sale | $639,000 | 0.0% | $493 / Sq Ft |
| 12/07/2025 12/07/25 | Pending | -- | -- | -- |
| 10/19/2025 10/19/25 | Price Changed | $639,000 | -1.7% | $493 / Sq Ft |
| 09/02/2025 09/02/25 | For Sale | $650,000 | -- | $502 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,681 | $513,096 | $302,580 | $210,516 |
| 2024 | $4,501 | $527,056 | -- | -- |
| 2023 | $4,501 | $511,705 | $297,045 | $214,660 |
| 2022 | $3,290 | $394,707 | $177,120 | $217,587 |
| 2021 | $2,971 | $292,487 | $103,320 | $189,167 |
| 2020 | $2,883 | $294,990 | $103,320 | $191,670 |
| 2019 | $2,792 | $297,499 | $103,320 | $194,179 |
| 2018 | $2,371 | $210,030 | $103,320 | $106,710 |
| 2017 | $2,287 | $211,773 | $0 | $0 |
| 2016 | $2,185 | $186,519 | $0 | $0 |
| 2015 | $2,055 | $157,117 | $0 | $0 |
| 2014 | $1,958 | $133,155 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Shelby Morris
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11870885
APN: 00521900-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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