Bianca Guevara
Luxe Properties
(786) 745-7837
106 Total Sales
1 in Key Largo
$750,000 Price
125 Harbor Dr Key Largo, FL 33037
Key Largo AreaEstimated Value: $587,000 - $727,698
3
Beds
2
Baths
1,295
Sq Ft
$498/Sq Ft
Est. Value
Highlights
- RV Access or Parking
- Room in yard for a pool
- Outdoor Living Area
- Active Adult
- Deck
- 1-minute walk to Schwingggg
About This Home
As of February 2026Just what you’ve been waiting for! This fully renovated 3-bedroom, 2-bath home in the heart of Key Largo sits high and dry in an X-flood zone on an oversized, fenced lot. Featuring impact windows, a modern kitchen, spacious primary suite, hot tub, RV/boat parking, and access to a community boat ramp—this turnkey property checks every box for Keys living. Don’t miss it!
Last Agent to Sell the Property
Shelby Morris
American Caribbean Real Estate License #3450732 Listed on: 12/09/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,681
Year Built
- Built in 1954
Lot Details
- 7,380 Sq Ft Lot
- West Facing Home
- Fenced
- Property is zoned is
Home Design
- Entry on the 1st floor
- Shingle Roof
Interior Spaces
- 1,295 Sq Ft Home
- 1-Story Property
- Formal Dining Room
- Open Floorplan
- Tile Flooring
Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Dryer
- Washer
Parking
- Parking Pad
- Circular Driveway
- RV Access or Parking
Outdoor Features
- Room in yard for a pool
- Deck
- Outdoor Living Area
- Shed
- Outbuilding
Schools
- Key Largo Elementary And Middle School
- Coral Shores High School
Utilities
- Cooling Available
- Central Heating
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 00521900000000
Community Details
Overview
- Active Adult
- No Home Owners Association
- Harbor Shores Subdivision
Recreation
- Tennis Courts
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 9, 2025
Closed on
Feb 18, 2026
Sold by
Mosquera Cristian and Facenda Cindy
Bought by
Seller's Agent
Shelby Morris
American Caribbean Real Estate
Buyer's Agent
Shelby Morris
American Caribbean Real Estate
List Price
$650,000
Sold Price
$615,000
Premium/Discount to List
-$35,000
-5.38%
Views
162
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,175
Avg. Annual Appreciation
8.93%
Original Mortgage
$603,860
Outstanding Balance
$601,193
Interest Rate
5.49%
Mortgage Type
FHA
Estimated Equity
$43,982
Purchase Details
Closed on
Apr 20, 2022
Sold by
Virginia Ohalpin Irrevocable Trust
Bought by
Mosquera Cristian and Facenda Cindy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$451,668
Interest Rate
4.32%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 1, 2011
Sold by
Us Bank National Association
Bought by
Schmaeling Richard and Ohalpin Virginia
Purchase Details
Closed on
Jun 1, 2011
Sold by
Koz Ann L
Bought by
U S Bank National Association and Wachovia Bank National Association
Purchase Details
Closed on
Nov 1, 1978
Bought by
Schmaeling Richard
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Key Largo, FL
-
Bianca Guevara
-
Derek Varona
Derek Varona
Sea Grove Realty
(786) 460-5548
104 Total Sales
1 in Key Largo
$1,666,000 Price
-
Claudia Arias-Schreiber
Claudia Arias-Schreiber
Xcellence
(866) 744-8864
24 Total Sales
1 in Key Largo
$825,000 Price
-
Elisa Guifarro
Elisa Guifarro
Miami Realty Dreams Inc.
(786) 544-6469
79 Total Sales
1 in Key Largo
$920,000 Price
-
Ernesto Bascuas
Ernesto Bascuas
Compass Florida, LLC
(786) 590-0267
81 Total Sales
1 in Key Largo
$655,000 Price
-
Javier Forbes
JF
Javier Forbes
PRIME AGENT GROUP, LLC.
(786) 460-7470
24 Total Sales
2 in Key Largo
$850,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $615,000 | Coral Reef Title | ||
| Mosquera Cristian | $460,000 | Coral Reef Title | |
| Schmaeling Richard | $88,500 | Stewart Title Company | |
| U S Bank National Association | $152,600 | Attorney | |
| Schmaeling Richard | $22,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $603,860 | ||
| Closed | Mosquera Cristian | $451,668 | |
| Previous Owner | Koz Joseph P | $166,000 | |
| Previous Owner | Koz Joseph P | $10,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $615,000 | -5.4% | $475 / Sq Ft |
| 12/17/2025 12/17/25 | Pending | -- | -- | -- |
| 12/09/2025 12/09/25 | For Sale | $650,000 | -- | $502 / Sq Ft |
Source: BeachesMLS (Greater Fort Lauderdale)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,681 | $513,096 | $302,580 | $210,516 |
| 2024 | $4,501 | $527,056 | ||
| 2023 | $4,501 | $511,705 | $297,045 | $214,660 |
| 2022 | $3,290 | $394,707 | $177,120 | $217,587 |
| 2021 | $2,971 | $292,487 | $103,320 | $189,167 |
| 2020 | $2,883 | $294,990 | $103,320 | $191,670 |
| 2019 | $2,792 | $297,499 | $103,320 | $194,179 |
| 2018 | $2,371 | $210,030 | $103,320 | $106,710 |
| 2017 | $2,287 | $211,773 | $0 | $0 |
| 2016 | $2,185 | $186,519 | $0 | $0 |
| 2015 | $2,055 | $157,117 | $0 | $0 |
| 2014 | $1,958 | $133,155 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
SM
Seller's Agent in 2026
Shelby Morris
American Caribbean Real Estate
Map
Source: BeachesMLS (Greater Fort Lauderdale)
MLS Number: A11870885
APN: 00521900-000000
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All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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