$280,000
SOLD DEC 11, 2024

125 N Willow St Oneida, NY 13421

6 Beds
2.5 Baths
2,736 Sq Ft
0.33 Acres

Recently Sold

$102 Per Sq Ft

7% Below List Price

40 Days on Market

Highlights

  • Forced Air Heating System
  • Wood Siding
  • 1-minute walk to Harmon Field
  • 3 Car Garage
  • Carpet

About This Home

As of December 2024

Welcome to this spacious and versatile home located in the heart of Oneida. This charming home offers both comfort and potential, perfect for a growing family or an investor looking for rental opportunities.

The main house features 3 huge bedrooms, 1.5 bathrooms, and plenty of room to spread out. You'll love the oversized living spaces that flow seamlessly from room to room, providing the perfect setting for relaxation or entertaining. The attic, partially converted by the previous owners, has potential to become an owner's suite or creative retreat.

In addition to the main home, the property has a 3-car garage with a fully finished 2-bedroom, 1-bathroom apartment above. This additional living space is currently a great rental unit but could also be used as guest quarters, or in-law suite, offering flexibility and added value to the property.

With its prime location right near Harmon Field, this home combines the charm of a quiet neighborhood with the convenience of being close to parks, schools, and shopping. Don't miss out on this fantastic opportunity!

Square footage per appraisal

Last Agent to Sell the Property

Erica Laquidara

Listing by Hunt Real Estate ERA License #10301221265 Listed on: 09/06/2024

Hunt Real Estate ERA

Last Buyer's Agent

Jennie Chapin

Listing by Chapin Real Estate License #10491208707

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,062

Year Built

  • Built in 1901

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 104x138

Parking

  • 3 Car Garage
  • Common or Shared Parking

Home Design

  • Wood Siding

Interior Spaces

  • 2,736 Sq Ft Home
  • 2-Story Property
  • Carpet
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Rent includes common area maintenance, gardener, snow removal, trash collection, water
  • Tax Lot 14
  • Assessor Parcel Number 251201-030-078-0001-014-000-0000

Community Details

Overview

  • 2 Units
  • Jw Fitch Estates Subdivision

Building Details

  • 2 Separate Gas Meters

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,062

Year Built

Built in 1901

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Common Area Maintenance, Gardener, Snow Removal, Trash Collection, Water
  • Year Built: 1901
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Subdivision Name: Jw Fitch Estates
  • Directions: Lenox Ave to North Willow. House is on the left just before Harmon Field
  • Flooring: Carpet, Luxury Vinyl, Varies
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: Appraiser
  • Special Features: VirtualTour

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.33
  • Waterfront: No
  • Construction Type: Wood Siding

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Common, Concrete, Garage, Two or More Spaces

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneida

Lot Info

  • Parcel Number: 251201-030-078-0001-014-000-0000
  • Lot Dimensions: 104X138
  • Lot Size Sq Ft: 14375.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 4062.0
  • Tax Lot: 14

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2024
Closed on
Dec 9, 2024
Sold by
Mcgraw Shane
Bought by
Lonczak Jeffrey and Lonczak Rebecca
Seller's Agent
Erica Laquidara
Hunt Real Estate ERA
Buyer's Agent
Jennie Chapin
Chapin Real Estate
List Price
$299,900
Sold Price
$280,000
Premium/Discount to List
-$19,900
-6.64%
Views
84
Current Estimated Value
$282,062

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,062
Avg. Annual Appreciation
1.01%
Original Mortgage
$266,000
Outstanding Balance
$264,382
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$17,680

Purchase Details

Closed on
Jan 4, 2021
Sold by
Mcgraw Sherri J and Mcgraw John S
Bought by
Mcgraw Shane
Source: Public Records

Similar Homes in Oneida, NY

  • 362 Washington Ave, Oneida, NY 13421

    $235,000

    • 4 Beds
    • 2 Baths
    • 1,976 Sq Ft
    • 362 Washington Ave
    • Oneida, NY

    Welcome to this completely renovated two-family home in Oneida! Perfect for investors or owner-occupants, this property offers modern updates throughout and a move-in ready lower unit. Both units have been thoughtfully updated with luxury vinyl flooring, fresh interior paint, new carpet, and brand-new appliances. The lower unit is currently vacant and ready for new tenants or an owner to move

    Erica Laquidara Hunt Real Estate ERA

    Section Image
  • 358 Washington Ave, Oneida, NY 13421

    $285,000

    • 4 Beds
    • 2 Baths
    • 2,296 Sq Ft
    • 358 Washington Ave
    • Oneida, NY

    Expect to be impressed by this stunning two-family home that been beautifully redone from top to bottom. Each unit features 2 bedrooms and 1 full bath, soaring 10-foot ceilings, dedicated laundry rooms, and thoughtfully selected high-end finishes and appliances throughout.The property’s exterior is just as impressive, with new siding and windows, a large paved driveway, and a spacious

    Erica Laquidara Hunt Real Estate ERA

    Section Image
  • 117 W Walnut St, Oneida, NY 13421

    $220,000

    • 4 Beds
    • 3 Baths
    • 2,120 Sq Ft
    • 117 W Walnut St
    • Oneida, NY

    This well-maintained 3-unit multi-family property is the perfect addition to your portfolio or an ideal start to your real estate investment journey. Currently fully occupied with rents up to date, this building generates over $3,000 per month in gross income—a solid return from day one! The property features two 1-bedroom apartments and one spacious 2-bedroom unit, providing a mix of options for

    Andrew Derminio River Hills Properties LLC Ut

    Section Image
  • 33 State St, Oneida, NY 13421

    $249,900

    • 4 Beds
    • 3.5 Baths
    • 3,397 Sq Ft
    • 33 State St
    • Oneida, NY

    Don't miss the rare opportunity to own a fully rented 3 unit multi family property. Each unit offers many updates. Strong rental history, plenty of parking. Add instant cash flow to your investment portfolio.

    Jennie Chapin Chapin Real Estate

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $280,000 None Listed On Document
Warranty Deed $280,000 None Listed On Document
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $266,000 New Conventional
Closed $266,000 New Conventional
Previous Owner $63,000 New Conventional
Previous Owner $112,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $85,597 FHA
Previous Owner $16,500 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/11/2024 12/11/24 Sold $280,000 -3.4% $102 / Sq Ft
10/16/2024 10/16/24 Pending -- -- --
09/22/2024 09/22/24 Price Changed $289,900 -3.3% $106 / Sq Ft
09/06/2024 09/06/24 For Sale $299,900 -- $110 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,122 $85,100 $14,200 $70,900
2023 $4,062 $85,100 $14,200 $70,900
2022 $3,953 $85,100 $14,200 $70,900
2021 $3,894 $85,100 $14,200 $70,900
2020 $3,139 $85,100 $14,200 $70,900
2019 $1,365 $85,100 $14,200 $70,900
2018 $3,036 $85,100 $14,200 $70,900
2017 $2,687 $85,100 $14,200 $70,900
2016 $3,162 $85,100 $14,200 $70,900
2015 -- $85,100 $14,200 $70,900
2014 -- $85,100 $14,200 $70,900
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Central New York Information Services

MLS Number: S1563661

Central New York Information Services

APN: 251201-030-078-0001-014-000-0000