$299,900
SOLD MAY 26, 2026

125 Roosevelt Dr Waterloo, IL 62298

Waterloo Area
4 Beds
1.5 Baths
1,500 Sq Ft
10,446 Sq Ft Lot

Sale Details

Date Sold: May 26, 2026

$200 Per Sq Ft

4 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • 2 Car Attached Garage
  • Wood Flooring
  • Home Office
  • Living Room

About This Home

As of May 2026

Welcome home to this move-in ready charmer in the heart of Waterloo—offering 4 bedrooms, 2 bathrooms, and offered under $300,000! Step inside to find an updated, beautiful kitchen featuring abundant cabinet space, a pantry, and room to truly spread out. The main floor also offers a separate dining area, cozy living room, private office, and convenient half bath—giving you flexibility for both everyday living and entertaining. Upstairs, you’ll find all four bedrooms, an updated full bath, wood flooring throughout, and generous closet/storage space. And yes... there’s even a laundry chute from the upstairs bathroom straight to the basement laundry—because little conveniences make a big difference! The unfinished basement is a blank canvas ready for your vision—whether that’s a rec room, gym, workshop, or extra storage. Outside, enjoy your morning coffee or evening unwind in the screened-in patio off the garage, overlooking the large backyard with plenty of room to play, garden, or entertain. This one checks all the boxes: space, updates, charm, and location—all in one package!

Last Agent to Sell the Property

Lauren Luke

eXp Realty License #IL248965 Listed on: 04/17/2026

eXp Realty

Last Buyer's Agent

Lisa Meegan

eXp Realty License #475129918

eXp Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,145

Year Built

  • Built in 1987

Lot Details

  • 10,446 Sq Ft Lot
  • Lot Dimensions are 110x95x110x95
  • Landscaped
  • Level Lot
  • Back and Front Yard

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Dining Room
  • Home Office

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer
  • Laundry Chute

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Central Heating
  • Geothermal Heating and Cooling
  • Single-Phase Power
  • Natural Gas Connected
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 08-19-369-009-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,145

Year Built

Built in 1987

Lot Details

10,446 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement, Laundry Chute
  • ResoLotFeatures: Back Yard, Front Yard, Landscaped, Level
  • Lot Size Acres: 0.2398
  • Co List Office Phone: 888-574-9405
  • MLS Status: Closed
  • Subdivision Name: East Ridge
  • Above Grade Finished Sq Ft: 1500
  • Architectural Style: Traditional
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Single Phase
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Pending
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_PoolYN: 0
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Unfinished
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Range, Refrigerator, Washer
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Roof: Composition
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Geothermal
  • Heating: Electric, Geothermal
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 110x95x110x95
  • Lot Size Sq Ft: 10445.69
  • Parcel Number: 08-19-369-009-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4145

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2026
Closed on
May 26, 2026
Sold by
Bought by
Seller's Agent
Lauren Luke
eXp Realty
Buyer's Agent
Lisa Meegan
eXp Realty
List Price
$299,900
Sold Price
$299,900
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.47%
Original Mortgage
$209,900
Outstanding Balance
$209,748
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$84,535

Purchase Details

Listed on
Aug 16, 2023
Closed on
Sep 14, 2023
Sold by
Bought by
Seller's Agent
Kristie Moore
eXp Realty
Buyer's Agent
Kristie Moore
eXp Realty
List Price
$285,000
Sold Price
$285,000
Views
82

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.91%
Original Mortgage
$264,500
Interest Rate
7.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2019
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $300,000 First American Title
Quit Claim Deed -- None Listed On Document
Deed $285,000 None Listed On Document
Quit Claim Deed -- Parker Rosemarie Heidenreich
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $209,900 New Conventional
Closed $264,500 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/26/2026 05/26/26 Sold $299,900 0.0% $200 / Sq Ft
04/21/2026 04/21/26 Pending -- -- --
04/17/2026 04/17/26 For Sale $299,900 +5.2% $200 / Sq Ft
09/14/2023 09/14/23 Sold $285,000 0.0% $190 / Sq Ft View Prior Sale
08/16/2023 08/16/23 For Sale $285,000 -- $190 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,145 $74,840 $16,520 $58,320
2024 $4,145 $76,029 $16,190 $59,839
2023 $2,927 $58,290 $15,020 $43,270
2022 $3,064 $59,080 $15,230 $43,850
2021 $2,472 $48,960 $12,510 $36,450
2020 $2,674 $45,960 $12,510 $33,450
2019 $1,320 $46,400 $12,510 $33,890
2018 $2,614 $43,760 $9,440 $34,320
2017 $2,587 $44,996 $9,610 $35,386
2016 $0 $43,760 $8,570 $35,190
2015 $2,631 $45,660 $10,040 $35,620
2014 $2,434 $44,120 $10,040 $34,080
2012 -- $48,140 $13,560 $34,580
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26022832

MARIS MLS

APN: 08-19-369-009-000

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