NOT LISTED FOR SALE

1250 N Finlandia Way Albion, IN 46701

Estimated Value: $543,000 - $698,166

3 Beds
3.5 Baths
2,569 Sq Ft
$246/Sq Ft Est. Value

Last Sold July 20, 2017

Last sale price $325,000 $127 Per Sq Ft

Est. 95% increase in value since last sale

Current estimated payment $3,620/month

29 Days on Market

Highlights

  • 116 Feet of Waterfront
  • Private Beach
  • Lake Property
  • Pier or Dock
  • Primary Bedroom Suite
  • Dock Rights

About This Home

As of July 2017

How do I begin to describe this scenic, tranquil property? Lets start with the gently sloping partly wooded double lot totally 1.7 acres & 116 feet of lake frontage. Then add the meticulously manicure grounds with too many flowering trees & shrubs to list here. See attached "property features' for more details. As you stand on any of the 4 Trek decks you'll take in a perennial garden with a large vinyl Arbor, koi pond, fenced vegetable garden and berry vines, Boat/Garden house w/front porch, an adorable children's Playhouse & a 20 ft. floating pier w/a 10x10 landing. Along the shoreline are 2 Martin houses & a Duck house. The attached lot is a well maintained flowering wildlife haven & could be sold off, if desired. The lake home was custom built in 1998 by TL Jackson w/9' ceilings throughout. It has 2x6 construction & spray foam insulation, maintenance free vinyl & brick exterior and 2009 Geothermal HVAC. The home includes 692 sq.ft. of exterior rear decking w/Trek flooring and Poly vinyl railings; all providing views of the lake. It has a partially finished walk-out Lower Level that includes a large family room with a Brick fireplaces & full bath. The remaining 1287 sq. footage is unfinished & sufficient for countless design configurations such as additional bedrooms/exercise/theater room, etc. The main floor features a dramatic entry with a curved Oak beadboard ceiling. French doors lead to a formal dining area (or den) & another unique ceiling effect. The great room boasts a brick fireplace centered between custom built-ins, high quality planked vinyl doors & trendy bead board wanes coating. Also built in is a awesome window seat looking out through a large picture window to the lake beyond. A recently updated (2014) kitchen is just around the corner. It has Custom Crafted cabinets, quartz countertops, subway tile backsplash, island with second oven, many glass front cabinets and an enormous walk-in pantry. The kitchen and breakfast room look out to lake and have an adjoining 2 tiered deck w/lighted steps. This deck has an automatic Sunsetter awning to make morning coffee more enjoyable. The large master bedroom faces the lake with its own deck, luxury bath & large walk in closet. Two additional bedrooms, full double basin bath, nice laundry area and half bath complete the main floor. Lower Long is a 60 acre lake & averages 55'ft in depth. It is great for fishing & just 30 minutes form Ft.Wayne. Take a drive and check out this little piece of heaven

Last Agent to Sell the Property

Letha Mason Chambers

Mike Thomas Assoc., Inc Listed on: 05/12/2017

Mike Thomas Assoc., Inc

Last Buyer's Agent

Toni Bontrager

Berkshire Hathaway HomeServices Elkhart

Berkshire Hathaway HomeServices Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,132

Year Built

  • Built in 1997

Lot Details

  • 1.73 Acre Lot
  • Lot Dimensions are 116x385x270x390
  • 116 Feet of Waterfront
  • Lake Front
  • Private Beach
  • Landscaped
  • Sloped Lot
  • Wooded Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Log Fireplace
  • Double Pane Windows
  • Pocket Doors
  • Insulated Doors
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Water Views

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Kitchen Island
  • Stone Countertops
  • Utility Sink
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • 1 Bathroom in Basement

Home Security

  • Storm Windows
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient HVAC

Outdoor Features

  • Sun Deck
  • Dock Rights
  • Lake Property
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Wolf Lake Elementary School
  • Central Noble Middle School
  • Central Noble High School

Utilities

  • Forced Air Heating and Cooling System
  • Geothermal Heating and Cooling
  • Propane
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 57-15-28-200-011.000-021

Community Details

Recreation

  • Pier or Dock

Additional Features

  • Finlandia Subdivision
  • Community Fire Pit

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,132

Year Built

Built in 1997

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1997
  • Style: One Story
  • Architectural Style: Traditional
  • Bedrooms: 3
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Finlandia Addition Lot 6 & 7 |
  • Parcel Number ID: 57-15-28-200-011.000-021
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs, Attic Storage, Built-In Speaker System, Built-In Entertainment Ct, Ceiling-9+, Ceiling Fan(s), Chair Rail, Closet(s) Walk-in, Countertops-Solid Surf, Countertops-Stone, Crown Molding, Deck Open, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Disposal, Dryer Hook Up Electric, Firepit, Foyer Entry, Garage Door Opener, Garden Tub, Jet Tub, Kitchen Island, Landscaped, Pantry-Walk In, Patio Covered, Pocket Doors, Range/Oven Hook Up Elec, Six Panel Doors, Storm Doors, Storm Windows, Twin Sink Vanity, Utility Sink, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry, Sump Pump
  • Location: Lake
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3864
  • Total Finished Sq Ft: 2569
  • Above Grade Finished Sq Ft: 1934
  • Below Grade Finished Sq Ft: 635
  • Below Grade Sq Ft: 1295
  • Basement: Yes
  • Basement Foundation: Full Basement, Outside Entrance, Partially Finished, Walk-Out Basement
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Laminate, Vinyl
  • Living Great Room: Dimensions: 19x16, On Level: Main
  • Kitchen: Dimensions: 14x13, On Level: Main
  • Breakfast Room: Dimensions: 12x8, On Level: Main
  • Dining Room: Dimensions: 15x12, On Level: Main
  • Family Room: Dimensions: 18x25, On Level: Lower
  • Bedroom 1: Dimensions: 14x17, On Level: Main
  • Bedroom 2: Dimensions: 13x12, On Level: Main
  • Bedroom 3: Dimensions: 11x10, On Level: Main
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1930

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Lake Type: Non Ski Lake
  • Water Features: Boat Docking Rights, Pier/Dock, Private Beach
  • Water Frontage: 116
  • Water Name: Lower Long Lake

Garage/Parking

  • Driveway: Asphalt, Circular
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 33x26
  • Garage: Yes

Utilities

  • Cooling: Central Air, Geothermal
  • Heating Fuel: Propane, Forced Air, Geothermal
  • Sewer: Septic
  • Water Utilities: Well
  • Electric Company: REMC
  • Hvac: Geothermal Hvac
  • Laundry: Dimensions: Mainx5, On Level: 5
  • Water Type: Lake
  • Well Size: 4 Inches
  • Well Type: Private

Schools

  • Elementary School: Wolf Lake

Lot Info

  • Lot Description: Slope, Waterfront, Lake, Water View, Wooded, Waterfront-Level Bank
  • Lot Dimensions: 116x385x270x390
  • Estimated Lot Sq Ft: 75359
  • Estimated Lot Size Acres: 1.73
  • Lot Number: 7

Green Features

  • Energy Efficient: HVAC, Windows
  • Energy Efficient Windows/Doors: Double Pane Windows, Insulated Doors, Storm Doors, Storm Windows

Tax Info

  • Annual Taxes: 2132
  • Exemptions: Geothermal, Mortgage

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Central Noble
  • Middle School: Central Noble
  • School District: Central Noble Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2017
Closed on
Jul 20, 2017
Sold by
Surface Steven L and Surface Toni L
Bought by
Romanowski Steven J
Seller's Agent
Letha Mason Chambers
Mike Thomas Assoc., Inc
Buyer's Agent
Toni Bontrager
Berkshire Hathaway HomeServices Elkhart
List Price
$325,000
Sold Price
$325,000
Current Estimated Value
$633,055

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$308,055
Avg. Annual Appreciation
8.27%
Original Mortgage
$335,725
Outstanding Balance
$279,084
Interest Rate
3.91%
Mortgage Type
VA
Estimated Equity
$353,971
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Romanowski Steven J $329,010 Attorney Only
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Romanowski Steven J $335,725
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/20/2017 07/20/17 Sold $325,000 0.0% $127 / Sq Ft
06/10/2017 06/10/17 Pending -- -- --
05/12/2017 05/12/17 For Sale $325,000 -- $127 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,477 $544,800 $157,500 $387,300
2023 $3,502 $529,800 $151,500 $378,300
2022 $3,626 $532,300 $151,500 $380,800
2021 $2,968 $454,600 $137,600 $317,000
2020 $2,716 $388,400 $116,200 $272,200
2019 $2,509 $371,200 $110,700 $260,500
2018 $2,427 $349,900 $110,700 $239,200
2017 $2,130 $349,800 $110,700 $239,100
2016 $2,133 $333,100 $101,400 $231,700
2014 $2,063 $336,700 $101,400 $235,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201720936

Indiana Regional MLS

APN: 571528200011000021