$350,000
SOLD OCT 23, 2025

12532 Cross Ridge Way Germantown, MD 20874

3 Beds
2 Baths
1,330 Sq Ft
$105/mo HOA Fee

Recently Sold

$263 Per Sq Ft

1 Day on Market

Highlights

  • Traditional Architecture
  • Living Room
  • Central Heating and Cooling System
  • Roberto W. Clemente Middle Rated A-
  • Laundry Room
  • Dining Room

About This Home

As of October 2025

Welcome to 12532 Cross Ridge Way! This charming 3-bedroom, 2-bath townhome has been beautifully maintained and offers the perfect blend of comfort and convenience right in the heart of Germantown.

As you step inside, you’ll notice the gorgeous hardwood floors that flow through the main and upper levels. The bright, open layout creates a warm and inviting atmosphere, and the modern kitchen with stainless steel appliances is just waiting for your culinary creations—great for everyday living and entertaining friends. Dishwasher is NEW!!

Upstairs, you’ll find two spacious bedrooms that share a recently updated full bathroom, complete with a tub and shower. But that’s not all—the fully finished walkout lower level is a fantastic bonus! With its own full bath and laundry area, this space could easily serve as a third bedroom, a cozy guest suite, a family room, or even a home office.

Location-wise, you’re ideally situated near shops, dining, and commuter routes, making life a breeze. Plus, the HVAC is only 4 years old, and the hot water heater is 3 years old. This home is truly move-in ready!

Last Agent to Sell the Property

Kari Wilner

(301) 908-9111 kwilner@ttrsir.com TTR Sotheby's International Realty License #300546 Listed on: 09/25/2025

TTR Sotheby's International Realty

Last Buyer's Agent

Navid Haji Maghsoodi

navid.haji@outlook.com Pearson Smith Realty, LLC License #0225368563

Pearson Smith Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,369

Year Built

  • Built in 1984

Lot Details

  • 1,085 Sq Ft Lot

HOA Fees

  • $105 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Frame Construction
  • Composition Roof

Interior Spaces

  • Property has 3 Levels
  • Living Room
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • On-Street Parking
  • Parking Lot

Schools

  • Seneca Valley High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • North Lake Woods HOA
  • Gunners Lake Village Subdivision

Listing and Financial Details

  • Tax Lot 101
  • Assessor Parcel Number 160902277842

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,369

Year Built

Built in 1984

Lot Details

0

HOA Fees

$105 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1984
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Bathroom 1
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Walkout Level, Windows, Full
  • Total Sq Ft: 1380
  • Living Area Sq Ft: 1330
  • Price Per Sq Ft: 376.34
  • Above Grade Finished Sq Ft: 930
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 50
  • Total Below Grade Sq Ft: 450
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Composite
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street, Parking Lot

Utilities

  • Refuse: 244.78
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 105.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: NORTH LAKE WOODS
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: SENECA VALLEY

Lot Info

  • Lot Size Acres: 0.02
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1085.00
  • Zoning: PD9
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3369.00
  • Assessor Parcel Number: 160902277842
  • Tax Lot: 101
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Oct 22, 2025
Sold by
Young Jeffrey
Bought by
Hajivand Hossein
Seller's Agent
Kari Wilner
TTR Sotheby's International Realty
Buyer's Agent
Navid Haji Maghsoodi
Pearson Smith Realty, LLC
List Price
$350,000
Sold Price
$350,000
Views
86

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.56%
Original Mortgage
$339,500
Outstanding Balance
$339,500
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$10,323

Purchase Details

Listed on
Dec 21, 2020
Closed on
Feb 16, 2021
Sold by
Wilson Vignon D
Bought by
Young Jeffrey
Seller's Agent
Samnang Chim
Bankable Realty, LLC.
Buyer's Agent
Andrew Adelsberger
Coldwell Banker Realty
List Price
$286,999
Sold Price
$290,000
Premium/Discount to List
$3,001
1.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.10%
Original Mortgage
$232,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 10, 2014
Closed on
Jul 7, 2014
Sold by
Caballero Carlos
Bought by
Wilson Vignon D
Seller's Agent
Angelica Garcia
RE/MAX Plus
Buyer's Agent
Samnang Chim
Bankable Realty, LLC.
List Price
$205,000
Sold Price
$211,000
Premium/Discount to List
$6,000
2.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.92%
Original Mortgage
$207,178
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 2, 1999
Sold by
Cooper Dera V
Bought by
Cabellero Carlos

Purchase Details

Closed on
Jul 31, 1995
Sold by
Federal National Mortgage Association
Bought by
Cooper Dera V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.56%

Purchase Details

Closed on
Jun 27, 1995
Sold by
Burson John S
Bought by
Federal Nat L Mtg Assn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.56%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $350,000 Capitol Title
Deed $290,000 Mid Atlantic Setmnt Svcs Llc
Deed $211,000 First American Title Ins Co
Deed $105,000 --
Deed $87,000 --
Foreclosure Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $339,500 New Conventional
Previous Owner $232,000 New Conventional
Previous Owner $207,178 FHA
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/23/2025 10/23/25 Sold $350,000 0.0% $263 / Sq Ft
09/26/2025 09/26/25 Pending -- -- --
09/25/2025 09/25/25 For Sale $350,000 +20.7% $263 / Sq Ft
02/16/2021 02/16/21 Sold $290,000 0.0% $218 / Sq Ft View Prior Sale
01/16/2021 01/16/21 Price Changed $290,000 +1.0% $218 / Sq Ft
01/15/2021 01/15/21 Pending -- -- --
01/11/2021 01/11/21 For Sale $286,999 -1.0% $216 / Sq Ft
01/04/2021 01/04/21 Off Market $290,000 -- --
12/31/2020 12/31/20 Price Changed $286,999 0.0% $216 / Sq Ft
12/21/2020 12/21/20 For Sale $287,000 -1.0% $216 / Sq Ft
12/21/2020 12/21/20 Off Market $290,000 -- --
07/07/2014 07/07/14 Sold $211,000 +2.9% $227 / Sq Ft View Prior Sale
05/23/2014 05/23/14 Pending -- -- --
05/15/2014 05/15/14 Price Changed $205,000 0.0% $220 / Sq Ft
05/15/2014 05/15/14 For Sale $205,000 -4.7% $220 / Sq Ft
03/31/2014 03/31/14 Pending -- -- --
03/03/2014 03/03/14 Price Changed $215,000 0.0% $231 / Sq Ft
03/03/2014 03/03/14 For Sale $215,000 +26.5% $231 / Sq Ft
02/10/2014 02/10/14 Pending -- -- --
02/10/2014 02/10/14 For Sale $170,000 -- $183 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,369 $275,600 -- --
2024 $3,369 $261,700 $0 $0
2023 $3,882 $247,800 $120,000 $127,800
2022 $2,265 $238,267 $0 $0
2021 $2,112 $228,733 $0 $0
2020 $3,969 $219,200 $110,000 $109,200
2019 $1,965 $218,500 $0 $0
2018 $1,954 $217,800 $0 $0
2017 $1,851 $217,100 $0 $0
2016 $1,470 $200,500 $0 $0
2015 $1,470 $183,900 $0 $0
2014 $1,470 $167,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2201274

Bright MLS

APN: 09-02277842