NOT LISTED FOR SALE

1258 Spitzy Ln Soddy Daisy, TN 37379

Bakewell-Sale Creek Neighborhood

Estimated Value: $498,000 - $585,000

4 Beds
3.5 Baths
2,800 Sq Ft
$195/Sq Ft Est. Value

Sale Details

Date Sold: April 10, 2025

Last sale price $540,000 $193 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,169 / mo

180 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Wooded Lot
  • Clubhouse
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of April 2025

his beautiful home is back on the market through no fault of the sellers—a ''must-see'' to appreciate the updates, space, and floor plan. Located in the Emerald Lake Subdivision within Emerald Bay, Soddy Daisy, TN, this 3/4 brick home features 4 bedrooms and 3.5 baths.
MAIN LEVEL:
Master En-Suite: Spacious and offers a private retreat with double vanities, a jetted tub, a separate shower, and a huge walk-in closet.

BEDROOMS Three bedrooms on this level.
OFFICE & DINING RM Sizable office and a separate dining room for special occasions.
FAMILY ROOM: Large family room with a gas log fireplace opens to a chef's kitchen with Quartzite counters, a gas stove, a double oven, and a breakfast area.
LAUNDRY & HALF BATH: Conveniently located off the kitchen and open to the garage.
PORCH & DECK: Family room leads to a huge screened porch and a 52 ft. open deck overlooking a private wooded area, perfect for morning coffee or large gatherings.
UPPER LEVEL:
Bedroom: One bedroom with a full bath, offering ample space and privacy.
STORAGE Large walk-out storage area.
UPDATES & FEATURES:
New roof installed 12 months ago
Acacia wood flooring (neutral color, different from photos) throughout the main living areas
Reconfigured kitchen with natural stone Quartzite counters, gas stove, and double oven
New carpet in the upper-level bedroom/bonus room
Newfront door
52 ft. deck with 2 pergolas and outdoor lighting
Irrigation system for front and back yard, each on separate systems

Mandatory HOA fee of $500.00 per year for the pool, clubhouse, and maintenance of sidewalks and lights

This home is truly a perfect place to call ''home.''

Last Agent to Sell the Property

Norma Whaley

Keller Williams Realty License #TN312022 Listed on: 11/23/2024

Last Buyer's Agent

Norma Whaley

Keller Williams Realty License #TN312022 Listed on: 11/23/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,896

Year Built

  • Built in 2001

Lot Details

  • 23,958 Sq Ft Lot
  • Lot Dimensions are 90.03x266.93
  • Fenced
  • Level Lot
  • Front and Back Yard Sprinklers
  • Wooded Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 2,800 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Screened Porch
  • Storage
  • Walk-In Attic
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Free-Standing Gas Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Schools

  • North Hamilton Co Elementary School
  • Soddy-Daisy Middle School
  • Soddy-Daisy High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 033m C 008

Community Details

Overview

  • Emerald Lake Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,896

Year Built

Built in 2001

Lot Details

0.55 Acres

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.55
  • Lot Size: 90.03X266.93
  • Subdivision Name: Emerald Lake
  • Directions: North on Hwy 27, Right on Highwater Rd, Right on Old Dayton Pike, Left on Lee Pike, Left into Emerald Bay Subdivision, Right into Emerald Lake (Chelle Dr), Right on Spitzy.
  • Above Grade Finished Sq Ft: 2800.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2800.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2001
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 033m C 008
  • Location Tax and Legal Elementary School: North Hamilton Co Elementary
  • Location Tax and Legal Middle Or Junior School2: Soddy-Daisy Middle
  • Location Tax and Legal High School: Soddy-Daisy High
  • Location Tax and Legal:Tax Annual Amount: 1895.6
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2800.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.55
  • General Property Information Lot Size Square Feet2: 23958.0
  • General Property Information Lot Size Dimensions: 90.03X266.93
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: his beautiful home is back on the market through no fault of the sellers—a ''must-see'' to appreciate the updates, space, and floor plan. Located in the Emerald Lake Subdivision within Emerald Bay, Soddy Daisy, TN, this 3/4 brick home features 4 bedrooms and 3.5 baths. MAIN LEVEL: Master En-Suite: Spacious and offers a private retreat with double vanities, a jetted tub, a separate shower, and a huge walk-in closet. BEDROOMS Three bedrooms on this level. OFFICE & DINING RM Sizable office and a separate dining room for special occasions. FAMILY ROOM: Large family room with a gas log fireplace opens to a chef's kitchen with Quartzite counters, a gas stove, a double oven, and a breakfast area. LAUNDRY & HALF BATH: Conveniently located off the kitchen and open to the garage. PORCH & DECK: Family room leads to a huge screened porch and a 52 ft. open deck overlooking a private wooded area, perfect for morning coffee or large gatherings. UPPER LEVEL: Bedroom: One bedroom with a full bath, offering ample space and privacy. STORAGE Large walk-out storage area. UPDATES & FEATURES: New roof installed 12 months ago Acacia wood flooring (neutral color, different from photos) throughout the main living areas Reconfigured kitchen with natural stone Quartzite counters, gas stove, and double oven New carpet in the upper-level bedroom/bonus room Newfront door 52 ft. deck with 2 pergolas and outdoor lighting Irrigation system for front and back yard, each on separate systems Mandatory HOA fee of $500.00 per year for the pool, clubhouse, and maintenance of sidewalks and lights This home is truly a perfect place to call ''home.''
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Fencing Fenced: Yes
  • Architectural Style:Contemporary: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Split Bedrooms2: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Interior Features Breakfast Nook: Yes
  • Parking Features Kitchen Level2: Yes
  • Levels:One and One Half: Yes
  • Room Types Other Room: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Microwave, Gas Water Heater, Free-Standing Gas Range, Free-Standing Electric Range, Down Draft, Double Oven, Disposal, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Storage, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Community Features:Street Lights: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level, Split Possible, Sprinklers In Front, Sprinklers In Rear, Wooded
  • Pool Features: Community
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Lighting
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Phone Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks, Street Lights
  • Senior Community: No
  • Association Fee: 500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 500.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: North Hamilton Co Elementary
  • High School: Soddy-Daisy High
  • Middle Or Junior School: Soddy-Daisy Middle

Lot Info

  • Lot Size Sq Ft: 23958.0
  • Additional Parcels: No
  • Parcel #: 033m C 008
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1895.6

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2024
Closed on
Apr 8, 2025
Sold by
Bought by
Seller's Agent
Norma Whaley
Keller Williams Realty
Buyer's Agent
Norma Whaley
Keller Williams Realty
List Price
$575,000
Sold Price
$540,000
Premium/Discount to List
-$35,000
-6.09%
Views
178
Current Estimated Value
$546,264

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,264
Avg. Annual Appreciation
0.89%
Original Mortgage
$486,000
Outstanding Balance
$479,934
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$66,330

Purchase Details

Closed on
Sep 17, 2019
Sold by
Bought by

Purchase Details

Closed on
Jul 26, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,175
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 3, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,100
Interest Rate
5.61%

Purchase Details

Closed on
Jul 12, 2004
Sold by
Bought by

Purchase Details

Closed on
Oct 23, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,720
Interest Rate
5.92%

Purchase Details

Closed on
Mar 23, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
7.02%

Purchase Details

Closed on
Mar 15, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
7.02%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$540,000 None Listed On Document
-- None Available
$246,500 Realty Title & Escrow Servic
$238,000 Legal Title
$243,500 --
$230,900 Chattanooga Title
$227,615 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $486,000
Previous Owner $234,175
Previous Owner $226,100
Previous Owner $184,720
Previous Owner $137,000
Previous Owner $192,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/10/2025 04/10/25 Sold $540,000 0.0% $193 / Sq Ft
03/08/2025 03/08/25 Pending -- -- --
03/02/2025 03/02/25 Price Changed $540,000 -3.6% $193 / Sq Ft
02/03/2025 02/03/25 Price Changed $560,000 -2.6% $200 / Sq Ft
11/23/2024 11/23/24 For Sale $575,000 0.0% $205 / Sq Ft
11/14/2024 11/14/24 Pending -- -- --
11/09/2024 11/09/24 Price Changed $575,000 -2.5% $205 / Sq Ft
10/04/2024 10/04/24 Price Changed $590,000 -1.7% $211 / Sq Ft
09/09/2024 09/09/24 For Sale $600,000 -- $214 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,816 $119,825 $0 $0
2024 $1,887 $84,325 $0 $0
2023 $1,896 $84,325 $0 $0
2022 $1,896 $84,325 $0 $0
2021 $1,896 $84,325 $0 $0
2020 $1,819 $65,450 $0 $0
2019 $1,819 $65,450 $0 $0
2018 $1,819 $65,450 $0 $0
2017 $1,819 $65,450 $0 $0
2016 $1,712 $0 $0 $0
2015 $1,712 $61,575 $0 $0
2014 $1,712 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Norma Whaley

    Seller's Agent in 2025

    Norma Whaley

    Keller Williams Realty

    (423) 785-7605

    1 in this area

    93 Total Sales

    Norma Whaley
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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1398889

Greater Chattanooga REALTORS®

APN: 033M-C-008

Tennessee Hamilton County Soddy-Daisy Bakewell-Sale Creek

1258 Spitzy Ln, Soddy-Daisy, TN

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