Jamie Speaks
eXp Realty of California, Inc.
(805) 303-3368
63 Total Sales
2 in Morro Bay
$1,225,000 Price Range
1260 Main St Morro Bay, CA 93442
Morro Bay Area
2
Beds
1
Bath
1,754
Sq Ft
0.34
Acre Lot
Highlights
- Coastline Views
- Main Floor Bedroom
- Workshop
- 0.34 Acre Lot
- No HOA
- 1 Car Attached Garage
About This Home
As of May 2026Located just steps from Morro Rock and the Embarcadero, 1260 Main Street offers 1,754 SF and endless potential. Situated on the main road, this versatile property can serve as a charming coastal getaway, an income-producing Airbnb, or a unique storefront. The property is in the C-2 Community Commercial zoning district, which is intended for walkable, community-oriented commercial areas. This zoning allows for a mix of retail, restaurants, professional and medical offices, and personal services. It also permits residential uses above or behind commercial buildings and as stand-alone developments in select areas. This designation implements the city’s community commercial and mixed-use general plan land use plan, offering flexibility for a variety of uses in the heart of Morro Bay. A rare opportunity to own in this highly desirable coastal location. *** Information deemed reliable but not guaranteed.
Last Agent to Sell the Property
EverlyGrove Brokerage Phone: 805-704-0334 License #01787901 Listed on: 09/15/2025
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Property Details
Home Type
- Condominium
Year Built
- Built in 1952
Lot Details
- No Common Walls
- Density is up to 1 Unit/Acre
Parking
- 1 Car Attached Garage
Property Views
- Coastline
- City Lights
- Neighborhood
Home Design
- Entry on the 1st floor
- Mixed Use
Interior Spaces
- 1,754 Sq Ft Home
- 1-Story Property
- Family Room with Fireplace
- Living Room
- Workshop
- Washer
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Listing and Financial Details
- Tax Tract Number 53
- Assessor Parcel Number 066312017
Community Details
Overview
- No Home Owners Association
- Embarcadero Subdivision
Amenities
- Laundry Facilities
Recreation
- Water Sports
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 15, 2025
Closed on
May 27, 2026
Sold by
Bought by
Seller's Agent
Aaron Graves
EverlyGrove
Buyer's Agent
Brittany Hensley
Navigators Real Estate
List Price
$719,000
Sold Price
$660,000
Premium/Discount to List
-$59,000
-8.21%
Views
399
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-42.07%
Original Mortgage
$420,000
Outstanding Balance
$419,209
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$179,024
Purchase Details
Listed on
Sep 15, 2025
Closed on
May 8, 2026
Sold by
Bought by
Seller's Agent
Aaron Graves
EverlyGrove
Buyer's Agent
Brittany Hensley
Navigators Real Estate
List Price
$719,000
Sold Price
$660,000
Premium/Discount to List
-$59,000
-8.21%
Views
399
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Outstanding Balance
$419,209
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$179,024
Purchase Details
Closed on
Mar 17, 2025
Sold by
Bought by
Purchase Details
Closed on
Jul 26, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
2.8%
Mortgage Type
Commercial
Purchase Details
Closed on
Feb 24, 2010
Sold by
Bought by
Purchase Details
Closed on
Feb 28, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.04%
Mortgage Type
Commercial
Purchase Details
Closed on
Feb 26, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
6.98%
Mortgage Type
Commercial
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Morro Bay, CA
-
Jamie Speaks
-
Kris Nafziger
Kris Nafziger
San Luis Bay Realty
(805) 600-2568
38 Total Sales
3 in Morro Bay
$590K - $750K Price Range
-
Steve Murphy
Steve Murphy
Century 21 Masters
(805) 706-0047
66 Total Sales
5 in Morro Bay
$782K - $1.3M Price Range
-
Sophia McDonald
Sophia McDonald
Coastal Real Estate
(805) 321-1682
45 Total Sales
7 in Morro Bay
$435K - $1.2M Price Range
-
Judy Christie De Silva
Judy Christie De Silva
Modern Nest Realty, Inc.
(805) 862-1537
2 Total Sales
2 in Morro Bay
$1,125,000 Price Range
-
Kevin Goodwin
Kevin Goodwin
Goodwin & Thyne Properties
(805) 979-2658
52 Total Sales
2 in Morro Bay
$290,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Stewart Title Guaranty Company | |
| Grant Deed | $660,000 | Stewart Title Guaranty Company | |
| Grant Deed | $600,000 | Stewart Title | |
| Grant Deed | $450,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Interfamily Deed Transfer | -- | Chicago Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $420,000 | New Conventional | |
| Previous Owner | $250,000 | Commercial | |
| Previous Owner | $200,000 | Commercial | |
| Previous Owner | $118,000 | Commercial |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/27/2026 05/27/26 | Sold | $660,000 | -5.6% | $376 / Sq Ft |
| 05/12/2026 05/12/26 | Pending | -- | -- | -- |
| 04/27/2026 04/27/26 | Price Changed | $699,000 | -2.8% | $399 / Sq Ft |
| 10/27/2025 10/27/25 | For Sale | $719,000 | 0.0% | $410 / Sq Ft |
| 10/01/2025 10/01/25 | Pending | -- | -- | -- |
| 09/15/2025 09/15/25 | For Sale | $719,000 | -- | $410 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,264 | $612,000 | $357,000 | $255,000 |
| 2025 | $5,264 | $477,543 | $291,832 | $185,711 |
| 2024 | $5,081 | $468,180 | $286,110 | $182,070 |
| 2023 | $5,081 | $459,000 | $280,500 | $178,500 |
| 2022 | $4,762 | $450,000 | $275,000 | $175,000 |
| 2021 | $2,854 | $268,682 | $251,365 | $17,317 |
| 2020 | $2,825 | $265,928 | $248,788 | $17,140 |
| 2019 | $2,796 | $260,714 | $243,910 | $16,804 |
| 2018 | $2,741 | $255,603 | $239,128 | $16,475 |
| 2017 | $2,687 | $250,592 | $234,440 | $16,152 |
| 2016 | $2,634 | $245,680 | $229,844 | $15,836 |
| 2015 | $2,594 | $241,991 | $226,392 | $15,599 |
| 2014 | $2,382 | $237,252 | $221,958 | $15,294 |
Source: Public Records
Agents Affiliated with this Home
-
Aaron Graves
Seller's Agent in 2026
Aaron Graves
EverlyGrove
(805) 704-0334
5 Total Sales
-
Brittany Hensley
Buyer's Agent in 2026
Brittany Hensley
Navigators Real Estate
(805) 712-7049
58 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25217499
APN: 066-312-017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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