$167,500
SOLD MAY 2, 2025

12606 McDonald Rd SE Cumberland, MD 21502

3 Beds
1 Bath
1,024 Sq Ft
0.46 Acres

Recently Sold

$164 Per Sq Ft

9% Below List Price

20 Days on Market

Highlights

  • No HOA
  • Cottage
  • Forced Air Heating and Cooling System

About This Home

As of May 2025

This charming cottage just outside of town boasts three bedrooms and a full bath. The home has been thoughtfully renovated, featuring a beautifully updated kitchen with contemporary finishes, including sleek countertops, modern appliances, and ample storage space. The renovated bathroom mirrors this fresh, stylish approach with elegant fixtures and a soothing atmosphere . This brick home has a low maintenance exterior, covered rear porch, and new patio and covered deck - this area is perfect for entertaining! The home has off-street covered parking and a large lot to enjoy. With its inviting brick exterior, warm interiors, and modern upgrades, this home might be just what you are looking for! (There is a hot tub on the deck being sold as-is)

Last Agent to Sell the Property

Megan Roque

(301) 268-2622 meg@carter-roque.com Better Homes & Gardens Real Estate Old Line Group Listed on: 03/05/2025

Better Homes & Gardens Real Estate Old Line Group

Last Buyer's Agent

Jeremy Rice

(301) 697-0106 Jeremy.rice@oldlinegroup.com Better Homes & Gardens Real Estate Old Line Group License #5010595

Better Homes & Gardens Real Estate Old Line Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,213

Year Built

  • Built in 1959

Lot Details

  • 0.46 Acre Lot
  • Property is zoned R1

Home Design

  • Cottage
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 3 Levels
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0116004642

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,213

Year Built

Built in 1959

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1959
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Dryer, Dishwasher, Microwave, Refrigerator, Stove
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Unfinished
  • Total Sq Ft: 2048
  • Living Area Sq Ft: 1024
  • Price Per Sq Ft: 170.90
  • Above Grade Finished Sq Ft: 1024
  • Below Grade Sq Ft: 1024
  • Total Below Grade Sq Ft: 1024
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public, Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20082.00
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1213.00
  • Assessor Parcel Number: 0116004642
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 30, 2016
Sold by
Roderick Jane
Bought by
Cross Timothy J
Current Estimated Value
$177,711

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Outstanding Balance
$72,238
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$105,473
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $80,000 Allegheny Highlands Title &
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $90,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/02/2025 05/02/25 Sold $167,500 -4.3% $164 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/14/2025 03/14/25 Price Changed $175,000 -5.4% $171 / Sq Ft
03/05/2025 03/05/25 For Sale $185,000 -- $181 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,470 $125,933 $0 $0
2024 $1,430 $117,500 $25,900 $91,600
2023 $1,213 $111,567 $0 $0
2022 $1,244 $105,633 $0 $0
2021 $1,202 $99,700 $21,300 $78,400
2020 $1,185 $97,400 $0 $0
2019 $1,157 $95,100 $0 $0
2018 $1,129 $92,800 $15,100 $77,700
2017 $1,103 $92,067 $0 $0
2016 $1,114 $91,333 $0 $0
2015 -- $90,600 $0 $0
2014 -- $90,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2011114

Bright MLS

APN: 16-004642