NOT LISTED FOR SALE

1263 Stephenridge Dr Saint Charles, MO 63304

Estimated Value: $384,470 - $399,000

4 Beds
2.5 Baths
2,194 Sq Ft
$179/Sq Ft Est. Value

Last Sold November 18, 2020

Current estimated payment $2,394/month

33 Days on Market

Highlights

  • Access To Lake
  • Tennis Courts
  • Traditional Architecture
  • Central Elementary School Rated A-
  • Deck
  • Community Pool

About This Home

As of November 2020

Back On The Market - No fault of the Seller!! Fantastic opportunity to own this beautiful 2 story home in a prime location off Kisker road and close to everything! Award winning Francis Howell schools this house has been completely updated with 4 bedrms and 2 1/2 baths you won’t want to miss this chance to get into the Meadow ridge subdivision with 3 lakes, clubhouse, tennis court and pool. Yard is fully fenced and level for the pets and kids to play. Master bedroom is huge with bay window to let in the light with walk in closet to boot. Master bathroom has a big garden tub and separate shower with double sinks. In the living room you will find an all brick wood burning fireplace. Kitchen has beautiful white cabinets and a big center island/breakfast bar. Full unfinished walkout basement just awaiting your finishing touches! This won’t last long get into your new home today! Seller to provide Home Warranty Program for 1 Year up to $500. Seller to credit $2000 for Painting Allowance.

Last Agent to Sell the Property

Kendra Werner

ReeceNichols Real Estate License #2018009499 Listed on: 09/04/2020

ReeceNichols Real Estate

Last Buyer's Agent

Mike Galbally

Real Broker LLC License #2009029946

Real Broker LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,370

Year Built

  • Built in 1987

Lot Details

  • 10,019 Sq Ft Lot
  • Chain Link Fence
  • Level Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 2,194 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Wood Burning Fireplace
  • Panel Doors
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Separate Shower in Primary Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump

Outdoor Features

  • Access To Lake
  • Tennis Courts
  • Deck

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0120-6067-00-0244.0000000

Community Details

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,370

Year Built

Built in 1987

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Cross Street: Gregory Gerard
  • Municipality Township: Unincorporated
  • Special Areas: Family Room, Main Floor Laundry
  • Age: 33
  • Ownership: Private
  • Year Built: 1987
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + pour, Full, Sump Pit/Pump, Unfinished, Walk-Out
  • Bedroom Types: Divided Bdr Flr Plan
  • Dining Room: Separate Dining
  • Fireplace Location: Living Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Walk-In Closets
  • Kitchen: Breakfast Bar, Center Island, Pantry
  • Main Half Bathrooms: 1
  • Master Bed.: Tub & Separate Shwr
  • Misc Features: Deck, Lake Access
  • Total Living Area: 2194.00
  • Windows/Doors: Panel Door(s), Skylight(s)
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Range/Oven-Electric, Refrigerator
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 11
  • Square Footage: 2194
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Yearly
  • Amenities: Club-Pool, Tennis Court

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Chain Link Fence, Level Lot
  • Lot Dimensions: IRR
  • Lot Sq Ft: 10019
  • Acres: 0.2300

Tax Info

  • Taxes Paid: 2816
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 3-0120-6067-00-0244.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2020
Closed on
Nov 18, 2020
Sold by
Werner Kendra
Bought by
Bearden Adam and Bearden Carl Jo
Seller's Agent
Kendra Werner
ReeceNichols Real Estate
Buyer's Agent
Mike Galbally
Real Broker LLC
List Price
$279,900
Current Estimated Value
$392,368

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$265,000
Outstanding Balance
$235,812
Interest Rate
2.8%
Mortgage Type
VA
Estimated Equity
$156,556

Purchase Details

Listed on
Sep 4, 2020
Closed on
Nov 17, 2020
Sold by
Werner Michael
Bought by
Werner Kendra
Seller's Agent
Kendra Werner
ReeceNichols Real Estate
Buyer's Agent
Mike Galbally
Real Broker LLC
List Price
$279,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Outstanding Balance
$235,812
Interest Rate
2.8%
Mortgage Type
VA
Estimated Equity
$156,556

Purchase Details

Listed on
Apr 24, 2019
Closed on
Jun 6, 2019
Sold by
Hawkinson Billy J
Bought by
Werner Michael and Werner Kendra
Seller's Agent
Janice Michelsen
Coldwell Banker Realty - Gundaker
Buyer's Agent
Kendra Werner
ReeceNichols Real Estate
List Price
$215,126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.51%
Original Mortgage
$204,250
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 24, 2019
Closed on
May 29, 2019
Sold by
Hawkinson Melissa C
Bought by
Hawkinson Billy J
Seller's Agent
Janice Michelsen
Coldwell Banker Realty - Gundaker
Buyer's Agent
Kendra Werner
ReeceNichols Real Estate
List Price
$215,126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,250
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2018
Sold by
Hawkinson Billy J and Hawkinson Melissa C
Bought by
Hawkinson Billy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2012
Sold by
Dains Melissa C and Hawkinson Melissa C
Bought by
Hawkinson Melissa C and Hawkinson Billy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,628
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2006
Sold by
Triola Carla Jean and Fryer Carla Jean
Bought by
Dains Melissa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,400
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 5, 1998
Sold by
Fryer Carla J Triola Victor J and Triola Carla Jean
Bought by
Triola Carla Jean and Fryer Carla Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,462
Interest Rate
6.92%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bearden Adam -- Title Partners Agency Llc
Werner Kendra -- Title Partners Agency Llc
Werner Michael -- Accurate Title Group
Hawkinson Billy J -- Accurate Title Group
Hawkinson Billy J -- None Available
Hawkinson Melissa C -- Integrity Land Title Co Inc
Dains Melissa C -- Assured Title Company
Triola Carla Jean -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bearden Adam $265,000
Closed Werner Kendra $203,700
Previous Owner Werner Michael $204,250
Previous Owner Hawkinson Billy J $141,000
Previous Owner Hawkinson Melissa C $170,628
Previous Owner Dains Melissa C $134,400
Previous Owner Triola Carla Jean $116,462
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2020 11/18/20 Sold -- -- --
10/08/2020 10/08/20 Pending -- -- --
09/28/2020 09/28/20 Price Changed $274,900 -1.8% $125 / Sq Ft
09/25/2020 09/25/20 For Sale $279,900 0.0% $128 / Sq Ft
09/16/2020 09/16/20 Pending -- -- --
09/04/2020 09/04/20 For Sale $279,900 +30.1% $128 / Sq Ft
06/06/2019 06/06/19 Sold -- -- --
04/25/2019 04/25/19 Pending -- -- --
04/24/2019 04/24/19 For Sale $215,126 -- $98 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,370 $64,605 -- --
2023 $3,368 $56,369 $0 $0
2022 $2,867 $44,511 $0 $0
2021 $2,869 $44,511 $0 $0
2020 $2,829 $42,476 $0 $0
2019 $2,816 $42,476 $0 $0
2018 $2,607 $37,571 $0 $0
2017 $2,586 $37,571 $0 $0
2016 $2,497 $34,939 $0 $0
2015 $2,464 $34,939 $0 $0
2014 $2,403 $33,051 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS20060173

MARIS MLS

APN: 3-0120-6067-00-0244.0000000