$348,000 - $371,332
RENTED JUN 1, 2025

12632 Western Cir Lusby, MD 20657

1 Bed
1 Bath
2,212 Sq Ft
$161 Price per Sq Ft

Last Sold January 25, 2021

Last sale price $249,000 $113 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,253/month

Highlights

  • View of Trees or Woods
  • No Interior Steps
  • Luxury Vinyl Tile Flooring
  • Rambler Architecture
  • Sliding Doors
  • Central Air

About This Home

As of June 2025

Check out this updated basement apartment at 12632 Western Circle, just 3 minutes from the CRE back gate! It features, one bedroom, a brand-new kitchen and bathroom, private entrance, parking and includes utilities, Xfinity TV, and internet--no HOA fees or yard maintenance. This apartment is close to grocery stores, restaurants and an easy drive to St. Mary's County. Perfect for a 1 or 2 year lease! Renters insurance is required and tenants need a PO Box for mail. Schedule your showing today!

Last Agent to Rent the Property

Laura Holley

O'Brien Realty ERA Powered License #5007525 Listed on: 12/01/2024

O'Brien Realty ERA Powered

Last Renter's Agent

Carol Strasfeld

Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,208

Year Built

  • Built in 1994

Lot Details

  • 0.25

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 1 Level
  • Sliding Doors
  • Views of Woods
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Microwave

Flooring

  • Partially Carpeted
  • Laminate
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Electric Front Loading Dryer
  • Washer

Schools

  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • 60+ Gallon Tank
  • On Site Septic

Additional Features

  • No Interior Steps
  • 0.25 Acre Lot

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Residential Lease
  • Security Deposit $1,850
  • Requires 1 Month of Rent Paid Up Front
  • Tenant pays for minor interior maintenance, light bulbs/filters/fuses/alarm care, insurance
  • Rent includes electricity, air conditioning, cable TV, heat, parking, trash removal, water
  • No Smoking Allowed
  • 12-Month Min and 36-Month Max Lease Term
  • Available 12/1/24
  • Assessor Parcel Number 0501082949

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,208

Year Built

Built in 1994

Lot Details

0

HOA Fees

$44 per month

Rental Info

  • Date Available: 2024-12-01
  • Months Rent Up Front: 1.0
  • Pets: Pet Addendum/Deposit, Cats Ok, Number Limit
  • Pets Allowed: Yes
  • Rent Includes: Electricity, Air Conditioning, Cable Tv, Heat, Parking, Trash Removal, Water
  • Security Deposit: 1850.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Minor Interior Maintenance, Light Bulbs/Filters/Fuses/Alarm Care, Insurance
  • Vacation Rental: No
  • Property Manager: No
  • Max Lease in Months: 36
  • Min Lease in Months: 12
  • Rent Spree Online Application: Yes

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: No Stairs
  • Inclusions: Private entrance apartment with approx. 1196 sq ft of living space. The apartment has 1 bedroom, a full bath, laundry room, washer and dryer. It also has a large new kitchen with refrigerator, stove, microwave, all new appliances. The rent includes the e
  • New Construction: No
  • Story List: Lower 1
  • Federal Flood Zone: No
  • Year Built: 1994
  • Remarks Public: Check out this updated basement apartment at 12632 Western Circle, just 3 minutes from the CRE back gate! It features, one bedroom, a brand-new kitchen and bathroom, private entrance, parking and includes utilities, Xfinity TV, and internet--no HOA fees or yard maintenance. This apartment is close to grocery stores, restaurants and an easy drive to St. Mary's County. Perfect for a 1 or 2 year lease! Renters insurance is required and tenants need a PO Box for mail. Schedule your showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer - Front Loading, Dryer - Electric, Microwave, Oven/Range - Electric, Washer, Refrigerator
  • Flooring Type: Partially Carpeted, Laminate Plank, Luxury Vinyl Tile
  • Fireplace: No
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 1
  • Room List: Kitchen
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Has Laundry
  • Total Sq Ft: 2392
  • Living Area Sq Ft: 2212
  • Price Per Sq Ft: 1.55
  • Above Grade Finished Sq Ft: 1196
  • Below Grade Finished Sq Ft: 1016
  • Below Grade Sq Ft: 180
  • Total Below Grade Sq Ft: 1196
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12632

Beds/Baths

  • Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Concrete
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank
  • Sewer/Septic System: On Site Septic
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 522.00
  • HOA Fee Frequency: Annually
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • High School: PATUXENT
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • High School: PATUXENT

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Zoning: R

Tax Info

  • Assessor Parcel Number: 0501082949
  • Tax Total Finished Sq Ft: 2212
  • Tax Data Updated: No
  • Close Date: 06/01/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 24, 2020
Closed on
Jan 22, 2021
Sold by
Woods Zachary
Bought by
Hower Dawn Margaret and Hower Bailey Oliver
Seller's Agent
Christina Fischer
Coldwell Banker Jay Lilly Real Estate
Buyer's Agent
Donna McCrory
O'Brien Realty ERA Powered
List Price
$259,000
Sold Price
$249,000
Premium/Discount to List
-$10,000
-3.86%
Current Estimated Value
$357,083

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,083
Avg. Annual Appreciation
7.56%
Original Mortgage
$240,689
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 19, 2018
Closed on
Oct 15, 2018
Sold by
Mtglq Investors Lp
Bought by
Woods Zachary
Seller's Agent
Pennie Platt
Home Towne Real Estate
Buyer's Agent
Christine Fischer
Corcoran McEnearney
List Price
$185,000
Sold Price
$180,000
Premium/Discount to List
-$5,000
-2.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.51%
Original Mortgage
$181,818
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2018
Sold by
Ruzicka Edward J and Ruzicka Theresa A
Bought by
Mtglq Investors Lp and Ruzicka

Purchase Details

Closed on
Oct 27, 2005
Sold by
Ruzicka Edward J and Ruzicka Doris Jean
Bought by
Ruzicka Edward J and Ruzicka Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.9%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 19, 2005
Sold by
Ruzicka Edward J and Ruzicka Doris Jean
Bought by
Ruzicka Edward J and Ruzicka Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.9%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 13, 1993
Sold by
Reed R L
Bought by
Ruzicka Edward J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,704
Interest Rate
6.78%

Purchase Details

Closed on
May 7, 1993
Sold by
Lawrence William S
Bought by
Reed Roger L
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hower Dawn Margaret $249,000 Accommodation
Woods Zachary $180,000 First American Title Ins Co
Mtglq Investors Lp $203,000 None Available
Ruzicka Edward J -- --
Ruzicka Edward J -- None Available
Ruzicka Edward J $87,150 --
Reed Roger L $8,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hower Dawn Margaret $240,689
Previous Owner Woods Zachary Edward $185,468
Previous Owner Woods Zachary $181,818
Previous Owner Ruzicka Edward J $157,000
Previous Owner Ruzicka Edward J $115,000
Previous Owner Ruzicka Edward J $115,000
Previous Owner Ruzicka Edward J $87,704
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/01/2025 06/01/25 Rented $1,850 0.0% --
01/10/2025 01/10/25 Price Changed $1,850 -6.3% $1 / Sq Ft
12/01/2024 12/01/24 For Rent $1,975 +9.7% --
01/17/2024 01/17/24 Rented $1,800 0.0% --
01/05/2024 01/05/24 Under Contract -- -- --
12/11/2023 12/11/23 For Rent $1,800 0.0% --
01/25/2021 01/25/21 Sold $249,000 0.0% $113 / Sq Ft
12/21/2020 12/21/20 Pending -- -- --
12/11/2020 12/11/20 Price Changed $249,000 -3.9% $113 / Sq Ft
11/24/2020 11/24/20 For Sale $259,000 +43.9% $117 / Sq Ft
10/26/2018 10/26/18 Sold $180,000 -2.7% $151 / Sq Ft
09/23/2018 09/23/18 Pending -- -- --
07/19/2018 07/19/18 For Sale $185,000 -- $155 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,208 $280,467 $0 $0
2024 $3,208 $257,233 $0 $0
2023 $2,585 $234,000 $55,200 $178,800
2022 $2,755 $224,167 $0 $0
2021 $5,510 $214,333 $0 $0
2020 $2,555 $204,500 $55,200 $149,300
2019 $2,104 $200,567 $0 $0
2018 $2,063 $196,633 $0 $0
2017 $2,423 $192,700 $0 $0
2016 -- $192,700 $0 $0
2015 $2,387 $192,700 $0 $0
2014 $2,387 $202,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2018612

Bright MLS

APN: 01-082949