$1,799,000
$2M PRICE DROP

12637 S Banks Dr Captiva, FL 33924

Estimated payment $10,642/month

Total Views 39,502
4 Beds
4.5 Baths
2,250 Sq Ft
$800 Price per Sq Ft

Highlights

  • Beach Front
  • Boat Dock
  • Gulf View
  • Sanibel Elementary School Rated A-
  • Mangrove Front
  • 0.69 Acre Lot

About This Home

Once in a lifetime opportunity to own a piece of paradise! Only accessible by boat, this house is on a rare beach to bay lot with a dock. The fishing is truly world-class, and the boating opportunities are endless. The dock leads you to a completely restored 4 bedroom, 4 and 1/2 bath home on the exclusive southern end of North Captiva. The home sleeps 10 comfortably and the views of the ocean and white sand beaches are breathtaking. Natural lighting is abundant with impact windows and a brand-new standing seam roof. Each bedroom has an en-suite bathroom, and the upstairs has an amazing 360 degree view of the ocean and island. The home has a new and state-of-the-art Schneider 18kW solar system, Discovery lithium batteries, and a back-up 24kW Kohler LP generator. The home also has a reverse osmosis water filtration system and updated solar panels. The property is truly an escape from everyday life and an incredible opportunity. No passport needed for this island oasis!

Listing Agent

Maria Coleman Ditty

CD Real Estate of SWFL LLC License #258004767 Listed on: 06/10/2023

Co-Listing Agent

Kayla Brant

CD Real Estate of SWFL LLC License #258031418

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,978

Year Built

  • Built in 1989

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 73 x 398 x 75 x 405
  • Beach Front
  • Property fronts gulf or ocean
  • West Facing Home
  • Oversized Lot
  • Property is zoned RS-1

Home Design

  • Stilt Home
  • Pillar, Post or Pier Foundation
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2,250 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Furnished
  • Ceiling Fan
  • Sliding Windows
  • Great Room
  • Open Floorplan
  • Vinyl Flooring
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Maid or Guest Quarters
  • Dual Sinks
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Eco-Friendly Details

  • Solar Heating System

Outdoor Features

  • Outdoor Shower
  • Mangrove Front
  • Deck
  • Open Patio
  • Outdoor Water Feature
  • Outdoor Storage
  • Porch

Utilities

  • Central Air
  • Heating Available
  • Power Generator
  • Well
  • Water Purifier
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 4 / B
  • Assessor Parcel Number 15-45-21-01-0000B.0040

Community Details

Overview

  • No Home Owners Association
  • Upper Captiva Shores Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,978

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.691
  • Lot Size: 73 x 398 x 75 x 405
  • Co List Office Mls Id: FCDRLLC
  • Co List Office Phone: 239-810-9027
  • Ownership: Single Family
  • Subdivision Name: UPPER CAPTIVA SHORES
  • Architectural Style: Stilt
  • Carport Y N: No
  • Garage Yn: No
  • Efficiency: Solar Panel(s)
  • Year Built: 1989
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Water Purifier, Washer
  • Other Equipment: Generator
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Vinyl
  • Interior Amenities: Wet Bar, Breakfast Bar, Dual Sinks, Family/Dining Room, Living/Dining Room, Shower Only, Separate Shower
  • Living Area: 2250.0
  • Dining Room Type: Bathroom, Guest Quarters, Great Room
  • Stories: 2
  • Window Features: Sliding

Exterior Features

  • Lot Features: Oversized Lot
  • Pool Private: No
  • View: Gulf
  • View: Yes
  • Waterfront Features: Beach Front, Gulf, Mangrove, Across the Road Water Frontage
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance, RV Restriction(s), Seller Disclosure
  • Construction Type: Vinyl Siding, Wood Frame
  • Direction Faces: West
  • Exterior Features: Deck, None, Outdoor Shower, Storage, Water Feature, Gas Grill
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Open, Porch
  • Property Condition: Resale
  • Roof: Metal

Utilities

  • Laundry Features: Inside
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Solar
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Boat Facilities, Non-Gated
  • Amenities: Beach Rights
  • Association: No
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Parcel #: 15-45-21-01-0000B.0040
  • Zoning Description: RS-1

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 10977.58
  • Tax Block: B
  • Tax Lot: 4
  • Tax Year: 2022

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,371 $815,651 -- --
2023 $14,371 $741,501 $0 $0
2022 $10,978 $674,092 $159,259 $514,833
2021 $5,134 $431,333 $147,041 $284,292
2020 $5,149 $273,860 $0 $0
2019 $5,011 $267,703 $0 $0
2018 $7,953 $413,433 $120,150 $293,283
2017 $8,024 $395,658 $120,150 $275,508
2016 $6,390 $295,559 $132,195 $163,364
2015 $8,283 $403,406 $139,507 $263,899
2014 -- $352,144 $136,064 $216,080
2013 -- $358,285 $131,617 $226,668
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Price Changed $1,799,000 -5.3% $800 / Sq Ft
04/03/2025 04/03/25 Price Changed $1,899,000 -2.6% $844 / Sq Ft
03/04/2025 03/04/25 Price Changed $1,950,000 -2.3% $867 / Sq Ft
12/03/2024 12/03/24 Price Changed $1,995,000 -8.9% $887 / Sq Ft
07/15/2024 07/15/24 Price Changed $2,190,000 -2.2% $973 / Sq Ft
06/26/2024 06/26/24 Price Changed $2,240,000 -2.2% $996 / Sq Ft
05/08/2024 05/08/24 Price Changed $2,290,000 -4.2% $1,018 / Sq Ft
04/30/2024 04/30/24 Price Changed $2,390,000 -4.0% $1,062 / Sq Ft
12/14/2023 12/14/23 Price Changed $2,490,000 -14.1% $1,107 / Sq Ft
10/11/2023 10/11/23 Price Changed $2,900,000 +5.5% $1,289 / Sq Ft
07/14/2023 07/14/23 Price Changed $2,750,000 -3.5% $1,222 / Sq Ft
07/05/2023 07/05/23 Price Changed $2,850,000 -3.4% $1,267 / Sq Ft
06/26/2023 06/26/23 Price Changed $2,950,000 -14.5% $1,311 / Sq Ft
06/10/2023 06/10/23 For Sale $3,450,000 +538.9% $1,533 / Sq Ft
06/28/2016 06/28/16 Sold $540,000 -1.8% $401 / Sq Ft
06/28/2016 06/28/16 For Sale $550,000 -- $408 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 Landsel Title Agency Inc
Quit Claim Deed -- Landsel Title Agency Inc
Warranty Deed $540,000 None Available
Warranty Deed $425,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,000,000 Purchase Money Mortgage
Previous Owner $87,000 Credit Line Revolving
Previous Owner $424,100 New Conventional
Closed $0 Balloon
Source: Public Records

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 223043553

Florida Gulf Coast Multiple Listing Service

APN: 15-45-21-01-0000B.0040