$315,000
$15K PRICE DROP

12643 Spear Trail Culver, IN 46511

Estimated payment $1,767/month

Total Views 12,512
3 Beds
2.5 Baths
1,898 Sq Ft
$166 Price per Sq Ft

Highlights

  • Access To Lake
  • Lake Property
  • Backs to Open Ground
  • Open Floorplan
  • Partially Wooded Lot
  • Corner Lot

About This Home

Enjoy peaceful living just a short walk from Lake Latonka, this charming bi-level home is nestled on the corner of Spear Trail and set on a spacious, tree-lined lot. Step inside to find an open-concept living and dining space filled with natural light, perfect for both relaxing evenings and entertaining guests. The kitchen features ample cabinet storage and appliances which are included. The home also offers three generously sized bedrooms and two full baths and one more half bath. The finished basement provides a second living space perfect for a work-out room or home office. Outside, enjoy the deck overlooking the large yard with mature trees, an attached two-car garage, and easy access to local lake amenities. This home is also equipped with a whole house generator. Culver address but Plymouth Schools!

Listing Agent

Morgan Sissel

COLLINS and CO REALTORS - PLYMOUTH Brokerage Email: ccollins@collinshomes.com Listed on: 10/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,038

Year Built

  • Built in 1997

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 86x109
  • Backs to Open Ground
  • Private Streets
  • Rural Setting
  • Landscaped
  • Corner Lot
  • Partially Wooded Lot

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Basement Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Gas Oven or Range
  • Electric Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub with Shower

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • Natural lighting in basement

Home Security

  • Video Cameras
  • Storm Doors

Outdoor Features

  • Access To Lake
  • Lake Property

Schools

  • Menominee Elementary School
  • Lincoln Middle School
  • Plymouth High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Whole House Permanent Generator
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Lake Latonka Subdivision

Listing and Financial Details

  • Assessor Parcel Number 50-31-21-000-256.000-017
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,038

Year Built

Built in 1997

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1997
  • Style: Bi-Level
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: ACREAGE: AUDITOR DESC: ARROWHEAD SUB LOT 28 LEGAL DESC:
  • Parcel Number ID: 50-31-21-000-256.000-017
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling Fan(s), Deck Open, Dryer Hook Up Electric, Foyer Entry, Garage Door Opener, Generator-Whole House, Landscaped, Near Walking Trail, Open Floor Plan, Range/Oven Hook Up Gas, Storm Doors, Alarm System-Sec. Cameras, Tub/Shower Combination
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake, Rural, Near Walking Trail
  • Road Access: Private
  • Road Surface: Asphalt
  • Special Features: None

Interior Features

  • Total Sq Ft: 1898
  • Total Finished Sq Ft: 1898
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Finished Sq Ft: 650
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Finished
  • Basement Material: Poured Concrete
  • Bedroom 1: Dimensions: 14x12, On Level: Upper
  • Bedroom 2: Dimensions: 10x10, On Level: Upper
  • Bedroom 3: Dimensions: 9x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Half Bathrooms: 1
  • Total Below Grade Sq Ft: 650

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Water Features: Walk to Lake Access

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Basement
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 23x22
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 351
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Menominee

Lot Info

  • Lot Description: Corner, Partially Wooded
  • Lot Dimensions: 86X109
  • Estimated Lot Sq Ft: 9583
  • Estimated Lot Size Acres: 0.22

Tax Info

  • Annual Taxes: 1037.94
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Plymouth
  • Middle School: Lincoln
  • School District: Plymouth Community School Corp.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,046 $159,100 $21,200 $137,900
2022 $1,046 $156,700 $20,400 $136,300
2021 $884 $129,100 $15,700 $113,400
2020 $852 $121,600 $14,900 $106,700
2019 $781 $117,200 $14,300 $102,900
2018 $730 $113,900 $13,900 $100,000
2017 $449 $93,800 $10,900 $82,900
2016 $1,529 $97,800 $11,200 $86,600
2014 $1,491 $99,000 $11,000 $88,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/03/2025 12/03/25 Price Changed $315,000 -4.4% $166 / Sq Ft
10/09/2025 10/09/25 For Sale $329,500 +102.1% $174 / Sq Ft
11/17/2017 11/17/17 Sold $163,000 -1.2% $86 / Sq Ft View Prior Sale
11/09/2017 11/09/17 Pending -- -- --
10/15/2017 10/15/17 For Sale $165,000 -- $87 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Deed $137,000 --
Deed $132,700 --
Deed $5,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $130,400 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202540894

Indiana Regional MLS

APN: 50-31-21-000-256.000-017