Seller's Agent in 2025
Matthew Tercek
Real Broker
(503) 453-5815
3 in this area
206 Total Sales
12647 SW 21st Ct Lake Oswego, OR 97035
Arnold Creek Neighborhood
5
Beds
3
Baths
3,212
Sq Ft
6,970
Sq Ft Lot
Highlights
- Wood Flooring
- 3 Fireplaces
- Attached Garage
- Stephenson Elementary School Rated A-
- Cul-De-Sac
- Patio
About This Home
As of March 2022Beautiful home in Lake Oswego on private cul de sac. This 3,212 sq ft home features a gourmet kitchen w/cherry cabinets/floors, granite counters, pantry, SS appliances and three gas fireplaces. Upstairs offers 4 bedrooms plus a large bonus room. Primary room with soaker tub, double sinks, 2 walk in closets, vaulted and gas fireplace. Main level does have another bedroom/office. Gazebo Terrace in the backyard. Minutes to highways, schools, shopping, restaurants and much more. NO HOA's.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,950
Year Built
- Built in 2007
Lot Details
- Cul-De-Sac
- Fenced
- Sprinkler System
Parking
- Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Stone Siding
- Cedar
Interior Spaces
- 2-Story Property
- Central Vacuum
- 3 Fireplaces
- Crawl Space
Flooring
- Wood
- Wall to Wall Carpet
Outdoor Features
- Patio
Utilities
- Heating System Uses Gas
- Gas Water Heater
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2021
Closed on
Mar 4, 2022
Sold by
Zhijiang Pan
Bought by
Turner Cory
Seller's Agent
Tracy Chung
MORE Realty
Buyer's Agent
Matthew Tercek
Real Broker
List Price
$829,000
Sold Price
$785,000
Premium/Discount to List
-$44,000
-5.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.02%
Original Mortgage
$706,500
Outstanding Balance
$659,585
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$182,932
Purchase Details
Closed on
Nov 23, 2011
Sold by
Pan Zhijiang
Bought by
Pan Zhijiang and Gu Qing
Purchase Details
Closed on
Oct 21, 2011
Sold by
U S Bank National Association Nd
Bought by
Pan Zhijiang and Gu Qing
Purchase Details
Closed on
May 10, 2011
Sold by
Cusick Ronald J
Bought by
U S Bank National Association Nd
Purchase Details
Closed on
Mar 23, 2009
Sold by
Armstrong Lisa
Bought by
Cusick Ronald J
Purchase Details
Closed on
Aug 16, 2006
Sold by
Buena Vista Custom Homes Inc
Bought by
Armstrong Lisa M and Cusick Ronald J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$555,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $785,000 | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $400,000 | Lawyers Title | |
| Trustee Deed | $460,000 | Fatco | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $555,000 | First American Title Insuran |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $706,500 | New Conventional | |
| Previous Owner | $555,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/23/2025 08/23/25 | For Sale | $895,000 | +14.0% | $269 / Sq Ft |
| 03/08/2022 03/08/22 | Sold | $785,000 | -5.3% | $244 / Sq Ft |
| 01/07/2022 01/07/22 | Pending | -- | -- | -- |
| 11/19/2021 11/19/21 | For Sale | $829,000 | -- | $258 / Sq Ft |
Source: Regional Multiple Listing Service (RMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,950 | $534,610 | -- | -- |
| 2023 | $13,950 | $519,040 | $0 | $0 |
| 2022 | $13,443 | $503,930 | $0 | $0 |
| 2021 | $13,216 | $489,260 | $0 | $0 |
| 2020 | $12,123 | $475,010 | $0 | $0 |
| 2019 | $11,677 | $461,180 | $0 | $0 |
| 2015 | $8,306 | $409,760 | $0 | $0 |
| 2014 | $7,933 | $397,830 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Tercek
-
Tracy Chung
Seller's Agent in 2022
Tracy Chung
MORE Realty
(503) 310-4813
1 in this area
58 Total Sales
Map
Source: Regional Multiple Listing Service (RMLS)
MLS Number: 21077246
APN: R574407
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The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS™ of Portland, Oregon. Real estate listings held by brokerage firms other than Ten-X are marked with the RMLS™ logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright © 2025 RMLS™, Portland, Oregon. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.
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