127 Ferndale Dr Louisa, VA 23093
Estimated payment $1,987/month
Total Views
3,077
3
Beds
2.5
Baths
1,203
Sq Ft
$269
Price per Sq Ft
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- Cape Cod Architecture
- Louisa County Middle School Rated A-
- Fishing Allowed
- Heat Pump System
About This Home
Charming Cape Cod Escape in a Private Lake Community
127 Ferndale Drive, Louisa, VA
Tucked inside a quiet gated lake community, 127 Ferndale Lane blends timeless Cape Cod character with thoughtful updates and the peaceful rhythm of lake life. This 3-bedroom, 2 full and 1 half-bath home welcomes you with brand-new carpet and fresh paint throughout, a freshly painted exterior, and a new deck out back—perfect for sipping morning coffee or enjoying the evening breeze. A cozy fireplace adds warmth and charm, especially on those crisp Virginia evenings. Set on a spacious front yard, there’s room to relax, play, or simply enjoy the outdoors. Just half a mile from the lake, you’ll have access to playgrounds, sandy beaches, and the freedom to take out your boat and spend the day on the water—whether you're exploring the shoreline or catching the sunset from the deck. Whether you're searching for a weekend getaway or a place to call home, 127 Ferndale Lane offers classic charm, comfort, and the best of lake living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,447
Year Built
- Built in 2005
Lot Details
- 0.32 Acre Lot
- Home fronts navigable water
- Property is zoned R2
HOA Fees
- $92 Monthly HOA Fees
Parking
- Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 1,203 Sq Ft Home
- Property has 2 Levels
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
Schools
- Trevilians Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Heat Pump System
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 1147
- Assessor Parcel Number 13A414 1147
Community Details
Overview
- Blue Ridge Shores Subdivision
Recreation
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,747 | $242,600 | $13,900 | $228,700 |
| 2023 | $1,586 | $231,800 | $12,000 | $219,800 |
| 2022 | $1,447 | $201,000 | $12,000 | $189,000 |
| 2021 | $841 | $158,700 | $12,000 | $146,700 |
| 2020 | $1,071 | $148,700 | $12,000 | $136,700 |
| 2019 | $1,025 | $142,300 | $12,000 | $130,300 |
| 2018 | $957 | $132,900 | $12,000 | $120,900 |
| 2017 | $866 | $123,200 | $12,000 | $111,200 |
| 2016 | $866 | $120,300 | $12,000 | $108,300 |
| 2015 | $791 | $109,800 | $12,000 | $97,800 |
| 2013 | -- | $129,200 | $12,000 | $117,200 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/12/2025 08/12/25 | Price Changed | $324,000 | -1.5% | $269 / Sq Ft |
| 07/25/2025 07/25/25 | For Sale | $329,000 | +163.2% | $273 / Sq Ft |
| 10/29/2015 10/29/15 | Sold | $125,000 | 0.0% | $97 / Sq Ft |
| 10/02/2015 10/02/15 | Pending | -- | -- | -- |
| 09/23/2015 09/23/15 | For Sale | $125,000 | -- | $97 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $197,000 | None Available | |
| Deed | $158,085 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $167,754 | VA | |
| Closed | $164,247 | VA | |
| Closed | $193,956 | FHA | |
| Previous Owner | $142,275 | New Conventional | |
| Previous Owner | $209,000 | New Conventional |
Source: Public Records
Similar Homes in Louisa, VA
Source: Bright MLS
MLS Number: VALA2008334
APN: 13A414-1147
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