$715,000
SOLD MAR 22, 2021

127 Otter Cove Deltaville, VA 23043

4 Beds
3.5 Baths
3,572 Sq Ft
1.04 Acres

Recently Sold

$200 Per Sq Ft

3% Below List Price

3 Days on Market

Highlights

  • Docks
  • Community Boat Facilities
  • Boat Lift
  • Beach
  • Boat Ramp
  • Home fronts a creek

About This Home

As of March 2021

Waterfront home, located in Deltaville! This home offers 4 bedrooms (2 master suites), 3.5 baths, a study, formal dining room, upstairs family room, walk up attic, garage with workshop, dock with boat lift and more! From the moment you walk in the door, you notice not only the water, but the custom trim and details. Hardwood floors and tile throughout the home. The layout is perfect for large families or closing off the upstairs until company arrives. From the very protected dock, you can be in the Chesapeake Bay in 15 minutes. The community offers a large sandy beach and boat ramp. No flood insurance required.

Last Agent to Sell the Property

Hunter Law

IsaBell K. Horsley Real Estate License #0225199071 Listed on: 02/16/2021

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,691

Year Built

  • Built in 1990

Lot Details

  • 1.04 Acre Lot
  • Home fronts a creek
  • Property has an invisible fence for dogs

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Workshop in Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 3,572 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Fireplace
  • French Doors
  • Dining Area
  • Workshop
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Patio
  • Exterior Lighting

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Zoned Heating and Cooling
  • Well
  • Water Heater
  • Water Softener
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 40-109-3

Community Details

Overview

  • River Bank Acres Subdivision

Recreation

  • Community Boat Facilities
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,691

Year Built

Built in 1990

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Property Attached Yn: No
  • Lot Size Acres: 1.04
  • Water Body Name: Hunton Creek
  • Ownership: Individuals
  • Subdivision Name: River Bank Acres
  • Architectural Style: Colonial, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Water Heater, Gas Cooking, Refrigerator, Water Softener
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), Granite Counters, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Cable TV, Walk-In Closet(s), Workshop
  • Living Area: 3572.0
  • Stories: 2
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Shingle
  • Fencing: Invisible, None
  • Lot Features: Waterfront
  • Pool Features: None
  • Waterfront Features: Creek, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File, Familial Relation, Owner Is Listing Agent
  • Construction Type: Brick
  • Exterior Features: Boat Lift, Dock, Lighting
  • Patio And Porch Features: Patio
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Oversized, Workshop in Garage

Utilities

  • Heating: Electric, Zoned
  • Cooling: Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities
  • Association Fee: 280.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Road Maintenance, Water Access

Schools

  • Middle Or Junior School: Middlesex

Lot Info

  • Parcel Number: 40-109-3
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2691.0
  • Tax Lot: 3

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2021
Closed on
Mar 9, 2021
Sold by
Law Richard Hunter
Bought by
Huff Heather L and Huff David J
Seller's Agent
Hunter Law
IsaBell K. Horsley Real Estate
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$739,900
Sold Price
$715,000
Premium/Discount to List
-$24,900
-3.37%
Current Estimated Value
$947,301

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$232,301
Avg. Annual Appreciation
6.59%
Original Mortgage
$425,000
Outstanding Balance
$317,177
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$630,124

Purchase Details

Listed on
Jun 6, 2012
Closed on
Apr 30, 2014
Sold by
Stanley Jr Trustee H Herbert
Bought by
Law Richard H
Seller's Agent
R. D. Johnson
Mason Realty, Inc.
List Price
$390,000
Sold Price
$390,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.18%
Original Mortgage
$370,500
Interest Rate
4.32%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $715,000 Journey Settlements Llc
Special Warranty Deed $390,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $425,000 New Conventional
Previous Owner $308,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $370,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/22/2021 03/22/21 Sold $715,000 -3.4% $200 / Sq Ft
02/20/2021 02/20/21 Pending -- -- --
02/16/2021 02/16/21 For Sale $739,900 +89.7% $207 / Sq Ft
04/30/2014 04/30/14 Sold $390,000 0.0% $108 / Sq Ft
06/17/2013 06/17/13 Pending -- -- --
06/06/2012 06/06/12 For Sale $390,000 -- $108 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,662 $600,300 $162,500 $437,800
2024 $3,662 $600,300 $162,500 $437,800
2023 $3,662 $600,300 $162,500 $437,800
2022 $3,662 $600,300 $162,500 $437,800
2021 $2,691 $434,000 $108,000 $326,000
2020 $2,691 $434,000 $108,000 $326,000
2019 $2,662 $429,400 $108,000 $321,400
2018 $2,405 $429,400 $108,000 $321,400
2017 $2,405 $429,400 $108,000 $321,400
2016 $2,343 $442,000 $131,500 $310,500
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2021

    Hunter Law

    IsaBell K. Horsley Real Estate

    131 Total Sales

    Hunter Law
    Section Image

  • N

    Buyer's Agent in 2021

    NON MLS USER MLS

    NON MLS OFFICE

  • R. D. Johnson

    Seller's Agent in 2014

    R. D. Johnson

    Mason Realty, Inc.

    (804) 815-8320

    194 Total Sales

    R. D. Johnson
    Section Image
See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2103515

Chesapeake Bay & Rivers Association of REALTORS®

APN: 40-109-3

Virginia Middlesex County Deltaville 23043

127 Otter Cove, Deltaville, VA

This home is located at 127 Otter Cove, Deltaville, VA 23043 and is currently priced at $715,000, approximately $200 per square foot. This property was built in 1990. 127 Otter Cove is a home located in Middlesex County with nearby schools including Middlesex Elementary School, St. Clare Walker Middle School, and Middlesex High School.

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