1270 Ruffner Rd Schenectady, NY 12309
4
Beds
3.5
Baths
2,605
Sq Ft
0.43
Acres
Highlights
- Cape Cod Architecture
- Deck
- Living Room with Fireplace
- Rosendale School Rated A
- Private Lot
- Wooded Lot
About This Home
As of June 2025This beautiful executive Cape with finished walk-out basement offers 4 large bedrooms, 3.5 baths PLUS tremendous expansion potential on 2nd Flr. Lovely setting, huge deck. Among recent improvements: roof, furnace, HW heater, AC, sliding glass door, cherry kitchen, refinished oak floors. Taxes are quoted with basic STAR. Excellent Condition
Last Agent to Sell the Property
Berkshire Hathaway Home Services Blake License #40ST0223640 Listed on: 02/14/2012
Last Buyer's Agent
Tracy Fraim
Assist 2 Sell Buyers & Sellers
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,719
Year Built
- Built in 1956
Lot Details
- Lot Dimensions are 120x156.8
- Landscaped
- Private Lot
- Level Lot
- Wooded Lot
- Garden
Parking
- 2 Car Attached Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Stone Siding
- Vinyl Siding
- Asphalt
Interior Spaces
- 2,605 Sq Ft Home
- Built-In Features
- Paddle Fans
- Gas Fireplace
- Bay Window
- Sliding Doors
- Living Room with Fireplace
- 2 Fireplaces
- Ceramic Tile Flooring
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Attic
- Full Attic
- Pull Down Stairs to Attic
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Laundry in Basement
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Porch
Schools
- Niskayuna High School
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 25 / 1
- Assessor Parcel Number 422400 50.8-1-25
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 17, 2025
Sold by
Howe William Augustus and Thomas Rebecca
Bought by
Butler Todd and Butler Amanda
Seller's Agent
Anthony Gucciardo
Gucciardo Real Estate LLC
Buyer's Agent
Cindy Gotobed
Coldwell Banker Prime Properties
List Price
$524,800
Sold Price
$502,000
Premium/Discount to List
-$22,800
-4.34%
Views
134
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.10%
Original Mortgage
$401,600
Outstanding Balance
$401,264
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$93,762
Purchase Details
Listed on
Feb 14, 2012
Closed on
Jul 3, 2012
Sold by
Roth Laura M
Bought by
Howe William A
Seller's Agent
Brigitte Strelka
Berkshire Hathaway Home Services Blake
Buyer's Agent
Tracy Fraim
Assist 2 Sell Buyers & Sellers
List Price
$279,000
Sold Price
$250,000
Premium/Discount to List
-$29,000
-10.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.53%
Original Mortgage
$225,000
Interest Rate
3.78%
Mortgage Type
New Conventional
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $502,000 | Smpr Title | |
| Warranty Deed | $250,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $401,600 | New Conventional | |
| Previous Owner | $225,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $502,000 | +0.4% | $193 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | Price Changed | $499,800 | -4.8% | $192 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $524,800 | +109.9% | $201 / Sq Ft |
| 07/03/2012 07/03/12 | Sold | $250,000 | -10.4% | $96 / Sq Ft |
| 05/01/2012 05/01/12 | Pending | -- | -- | -- |
| 02/14/2012 02/14/12 | For Sale | $279,000 | -- | $107 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,386 | $270,000 | $45,100 | $224,900 |
| 2023 | $12,386 | $270,000 | $45,100 | $224,900 |
| 2022 | $12,088 | $270,000 | $45,100 | $224,900 |
| 2021 | $9,671 | $270,000 | $45,100 | $224,900 |
| 2020 | $8,717 | $270,000 | $45,100 | $224,900 |
| 2019 | $4,693 | $270,000 | $45,100 | $224,900 |
| 2018 | $8,490 | $270,000 | $45,100 | $224,900 |
| 2017 | $8,192 | $270,000 | $45,100 | $224,900 |
| 2016 | $8,567 | $270,000 | $45,100 | $224,900 |
| 2015 | -- | $270,000 | $45,100 | $224,900 |
| 2014 | -- | $270,000 | $45,100 | $224,900 |
Source: Public Records
Agents Affiliated with this Home
-
Anthony Gucciardo
Seller's Agent in 2025
Anthony Gucciardo
Gucciardo Real Estate LLC
(239) 784-5766
67 in this area
637 Total Sales
-
Cindy Gotobed
Buyer's Agent in 2025
Cindy Gotobed
Coldwell Banker Prime Properties
(518) 269-8728
2 in this area
44 Total Sales
-
Brigitte Strelka
B
Seller's Agent in 2012
Brigitte Strelka
Berkshire Hathaway Home Services Blake
5 in this area
23 Total Sales
-
T
Buyer's Agent in 2012
Tracy Fraim
Assist 2 Sell Buyers & Sellers
Map
Source: Global MLS
MLS Number: 201202727
APN: 050-008-0001-025-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Local REALTOR® - Todd Siegel, Broker - (888)-952-6393
Nearby Homes
- 1258 Hawthorn Rd
- 1214 S Country Club Dr
- 1277 Pembroke Ct
- 1148 Rosehill Blvd
- 1128 Hedgewood Ln
- 2295 Pinehaven Dr
- 1414 Fox Hollow Rd
- 1394 Ruffner Rd
- 1125 Highland Park Rd
- 209 Tamar Dr
- 2284 Preisman Dr
- 1386 Philomena Rd
- 2217 Lynnwood Dr
- 1033 Balltown Rd
- 1030 Atateka Rd
- 1505 van Antwerp Rd
- 1 Cephalonia Dr
- 2254 Algonquin Rd
- 1116 van Antwerp Rd
- 308 Saint Ann Dr