Seller's Agent in 2025
Michael Gillies
EXP Realty, LLC
(540) 300-1578
25 in this area
714 Total Sales
12719 Banner Plantation Dr Fredericksburg, VA 22407
Chancellor NeighborhoodEstimated Value: $569,821
4
Beds
3
Baths
4,260
Sq Ft
$134/Sq Ft
Est. Value
Highlights
- 1.41 Acre Lot
- Colonial Architecture
- Recreation Room
- Riverbend High School Rated A-
- Deck
- Wood Flooring
About This Home
As of January 2025Nestled in a quiet neighborhood on 1.4 wooded acres, this charming Colonial home features a welcoming front porch and over 4,000 square feet of living space. With 4 bedrooms, 3 bathrooms, and a detached 2-car garage, this home offers both comfort and space in a serene setting.
The main floor features a dining room with hardwood floors, crown molding, and chair rail details. The kitchen boasts gorgeous granite countertops and a center island for added prep space and storage. The vaulted ceiling adds an open, airy feel making mealtimes in the casual dining space a pleasure. The family room showcases hardwood flooring and a wood-burning fireplace with a stunning stone facade that extends to the ceiling. The main-floor primary bedroom has LVP floors and a walk-in closet. You’ll love the en suite bathroom with its luxurious jetted soaking tub, handicap-accessible shower, and dual vanity. There are 2 additional bedrooms and a full bath on the main level.
Upstairs, a carpeted loft with a vaulted ceiling provides additional living space. This would make a great home office, craft room or additional bedroom. Additionally, two separate doors in the loft provide access to tons of attic storage space.
The walkout basement offers versatility with a large carpeted rec room, a fourth bedroom and a full bathroom, perfect for entertainment or a guest suite. A large unfinished area provides space for future expansion or utilitze it as a craft room, workshop, or studio. The possibilities are endless. Peace of mind will be yours knowing the heat pump was replaced in 2018, well pump in December of 2022 and a new gas water heater!
Gorgeous double French doors provide access from the basement to the backyard. Enjoy the tranquil wooded setting with a deck and patio that are perfect for cookouts and relaxing. There is also a large flat area with a firepit to enjoy relaxing fall evenings with friends. The large fenced yard backs to the woods ensuring peace and privacy. The home is conveniently located near Motts Run Reservoir and the Rappahannock River boat launch, with easy access to Route 3 for shopping, dining, and just a 10-minute drive to I-95.
This delightful home combines the best of peaceful living with modern convenience—perfect for those who value both privacy and accessibility. Some of the photos have been virtually staged to provide a visualization of how the room will look with furniture.
Last Agent to Sell the Property
(540) 300-1578 Michael@GilliesTeam.com EXP Realty, LLC License #225187787 Listed on: 09/19/2024
Last Buyer's Agent
(443) 404-6967 rachel.flynn@nestrealty.com Nest Realty Fredericksburg License #5016698
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,424
Year Built
- Built in 1994
Lot Details
- 1.41 Acre Lot
- Property is zoned RU
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Chair Railings
- Ceiling Fan
- Recessed Lighting
- Wood Burning Fireplace
- Stone Fireplace
- Fireplace Mantel
- Family Room
- Formal Dining Room
- Recreation Room
- Loft
- Attic
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
Outdoor Features
- Deck
- Patio
Schools
- Harrison Road Elementary School
- Chancellor Middle School
- Riverbend High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- 60 Gallon+ Natural Gas Water Heater
- Well
- Water Conditioner is Owned
- Septic Equal To The Number Of Bedrooms
Community Details
- Banner Plantation Subdivision
Listing and Financial Details
- Tax Lot 43
- Assessor Parcel Number 12C1-43-
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 19, 2024
Closed on
Jan 27, 2025
Sold by
Bumgarner Denise and May Shawn
Bought by
Switala Joshua and Switala Ruth J
Seller's Agent
Michael Gillies
EXP Realty, LLC
Buyer's Agent
Rachel Flynn
Nest Realty Fredericksburg
List Price
$560,000
Sold Price
$560,000
Views
248
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,821
Avg. Annual Appreciation
2.17%
Original Mortgage
$385,000
Outstanding Balance
$382,685
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$187,136
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Switala Joshua | $560,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Switala Joshua | $385,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/30/2025 01/30/25 | Sold | $560,000 | 0.0% | $131 / Sq Ft |
| 11/15/2024 11/15/24 | For Sale | $560,000 | 0.0% | $131 / Sq Ft |
| 11/13/2024 11/13/24 | Price Changed | $560,000 | +1.8% | $131 / Sq Ft |
| 11/12/2024 11/12/24 | Pending | -- | -- | -- |
| 11/08/2024 11/08/24 | Price Changed | $550,000 | -3.5% | $129 / Sq Ft |
| 10/15/2024 10/15/24 | Price Changed | $570,000 | -2.6% | $134 / Sq Ft |
| 09/19/2024 09/19/24 | For Sale | $585,000 | -- | $137 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,040 | $414,000 | $130,300 | $283,700 |
| 2024 | $3,040 | $414,000 | $130,300 | $283,700 |
| 2023 | $2,537 | $328,700 | $104,300 | $224,400 |
| 2022 | $2,425 | $328,700 | $104,300 | $224,400 |
| 2021 | $2,509 | $310,000 | $88,700 | $221,300 |
| 2020 | $2,509 | $310,000 | $88,700 | $221,300 |
| 2019 | $2,637 | $311,200 | $73,100 | $238,100 |
| 2018 | $2,592 | $311,200 | $73,100 | $238,100 |
| 2017 | $2,377 | $279,600 | $67,900 | $211,700 |
| 2016 | $2,377 | $279,600 | $67,900 | $211,700 |
| 2015 | -- | $275,500 | $67,900 | $207,600 |
| 2014 | -- | $275,500 | $67,900 | $207,600 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Gillies
-
Rachel Flynn
Buyer's Agent in 2025
Rachel Flynn
Nest Realty Fredericksburg
(443) 404-6967
5 in this area
41 Total Sales
Map
Source: Bright MLS
MLS Number: VASP2027676
APN: 12C-1-43
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