NOT LISTED FOR SALE

1272 Fern Ave Harbor Springs, MI 49740

Estimated Value: $793,000 - $1,263,480

3 Beds
3 Baths
2,290 Sq Ft
$450/Sq Ft Est. Value

Last Sold July 16, 2019

Last sale price $335,000 $146 Per Sq Ft

Est. 207% increase in value since last sale

Current estimated payment $5,815/month

347 Days on Market

Highlights

  • 96 Feet of Waterfront
  • Deck
  • Lower Floor Utility Room
  • Harbor Springs High School Rated 9+
  • Wood Flooring
  • Wood Frame Window

About This Home

As of July 2019

Welcome to the cutest home within historic Ramona Park. Between sharing a perfect beach on Little Traverse bay, having the quiet privacy of fabulous Fern Ave, living with dozens of acres of conservancy land around you and being a short ride from downtown Harbor, this gem of a cottage has been updated into a wonderful home and kept all of it's pizazz. Having tons of original bead-board, three porches, two potential masters, two stone fireplaces, high ceilings and new appliances this home lives/entertains perfectly. Meticulously kept hardwood floors, heated garage and almost zero maintenance with the property makes this a stellar year round house which is located directly between the ski hills, downtown Harbor and the Petoskey State Park.

Last Agent to Sell the Property

Nate Graham

Graham Real Estate Listed on: 07/13/2018

Last Buyer's Agent

Steve Shuman

Real Estate One

Real Estate One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,279

Lot Details

  • 96 Feet of Waterfront

Parking

  • 1 Car Detached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,290 Sq Ft Home
  • Wood Burning Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Wood Frame Window
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Wood Flooring
  • Water Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 08-16-17-401-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,279

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 07/13/2018
  • Section: 17
  • Second Address Number: 1272
  • Directions: Beach Road to Ramona Park
  • Price per Sq Ft: 146.29
  • OFFICELIST_STATE: MI
  • Street Designation: Avenue
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Central Air, Deck, Dishwasher, Dryer, Gas Fireplace, Range, Refrigerator, Washer, Wood Fireplace, Wood Floors
  • Total Finished Sq Ft: 2290
  • Master Bedroom: Dimensions: 18 x 14, On Level: Upper
  • Bedroom 2: Dimensions: 11 x 10, On Level: Upper
  • Bedroom 3: On Level: Lower
  • Bedroom 4: On Level: N/A
  • Total Rooms: 10
  • Basement: Full, Finished
  • Dining Room: Dimensions: 11 x 11, On Level: Upper
  • Kitchen: Dimensions: 10 x 10, On Level: Upper
  • Family Room: Dimensions: 22 x 18, On Level: Lower
  • Living Room: Dimensions: 16 x 12, On Level: Upper
  • Above Grade Finished Sq Ft: 2290
  • Bathroom 1: Dimensions: Full, On Level: Upper
  • Bathroom 2: Dimensions: Full, On Level: Lower
  • Number Of Bedrooms: 3
  • Full Bathrooms: 3
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Wood Sash, Double

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 96
  • Waterfront Water Access: Water Access
  • Water View: Yes
  • Wf Wa Ownership Type: Deeded and Shared Ownership

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Hot Water Baseboard
  • Sewer: Township
  • Water: Well, Township
  • Water Heater: Natural Gas

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 08-16-17-401-013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2018
Closed on
Jul 16, 2019
Sold by
Ray Amy L
Bought by
Ray David R and Ray Amy L
Seller's Agent
Nate Graham
Graham Real Estate
Buyer's Agent
Steve Shuman
Real Estate One
List Price
$389,900
Sold Price
$335,000
Premium/Discount to List
-$54,900
-14.08%
Current Estimated Value
$1,029,493

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$694,493
Avg. Annual Appreciation
19.78%
Original Mortgage
$234,500
Outstanding Balance
$205,443
Interest Rate
3.82%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$824,050

Purchase Details

Closed on
Oct 1, 1981
Bought by
Iacino

Purchase Details

Closed on
Jun 1, 1981
Sold by
Blanchard Wd L376 P520
Bought by
Seacord
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ray David R -- --
Ray Amy $335,000 Attorneys Title
Iacino -- --
Seacord $30,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ray Amy $234,500
Closed Ray David R $234,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/16/2019 07/16/19 Sold $335,000 0.0% $146 / Sq Ft
07/16/2019 07/16/19 Off Market $335,000 -- --
03/01/2019 03/01/19 Price Changed $369,000 -5.4% $161 / Sq Ft
01/14/2019 01/14/19 For Sale $389,900 +16.4% $170 / Sq Ft
01/14/2019 01/14/19 Off Market $335,000 -- --
07/13/2018 07/13/18 For Sale $389,900 -- $170 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,279 $441,000 $441,000 $0
2024 $4,279 $339,100 $339,100 $0
2023 $3,942 $209,700 $209,700 $0
2022 $3,942 $176,800 $176,800 $0
2021 $3,793 $164,400 $164,400 $0
2020 $3,719 $153,700 $153,700 $0
2019 $2,183 $93,700 $93,700 $0
2018 $2,141 $79,300 $79,300 $0
2017 -- $69,800 $69,800 $0
2016 -- $69,100 $69,100 $0
2015 -- $84,400 $0 $0
2014 -- $102,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 455964

Northern Michigan MLS

APN: 08-16-17-401-013