$340,000

1278 Stephenridge Dr Saint Charles, MO 63304

Harvester Area

Estimated payment $2,152/month

Total Views 2,022
3 Beds
2 Baths
2,485 Sq Ft
$137 Price per Sq Ft

Highlights

  • In Ground Pool
  • Fishing
  • Community Lake
  • Central Elementary School Rated A-
  • Open Floorplan
  • Clubhouse

About This Home

GREAT LOCATION & OPPORTUNITY to own a 3 Bed, 2 Bath, 2 Car Insulated Garage Ranch with with 2,485 finished square feet of Living Area in desirable Meadow Ridge with pathways to WONDERFUL Veterans Tribute Park. Meadowridge offers Pool, Clubhouse, Sports Courts, Playground & Walking Paths! NEW Luxury Vinyl Wood Plank Floors & Carpeting replaced 2026 thruout! Front Room can be used as Dining, Office, Hobby- anyway you like! VAULTED Great Room with Wood Beam Detailing at Ceiling! Brick Wood Burning Fireplace & Wood Mantel! EAT-IN Kitchen with Counter Seating, Pantry, Wood Cabinets, Tile Backsplash, NEW Smooth Top Oven & Dishwasher & Refrigerator stays! Breakfast Room with Bay Window & Slider to COVERED Patio & FENCED Backyard with MATURE TREES! Main Floor Laundry! HUGE Owners Suite with TWO Closets & Ceiling Fan with Light! Wood Vanity with 2 Sinks & Tile Backsplash & Double Doors lead to the Soaking Tub & Tile Surround, Separate Tiled Shower & Toilet! Bedrooms #2 & #3 feature Full-Size Closets & share Full Bath with Tiled Floor & Tub/Shower, Transom Window, OVERSIZED Wood Vanity & Linen Closet. Wood Spindle Stair leads to the Partially Finished Lower Level with HUGE Recreation Area, Built-in Cabinetry, Bonus Room & LOTS of Storage with Workbenches, Cabinets, Hanging Rods & Pegboards! NEWER Siding/Gutters- 16, Furnace-18, HWH- 22. Highly sought after Francis Howell Schools- Central Elementry, Bryan Middle & Francis Howell High. Convenient location to all the St Charles Highways, Shopping, Restaurants, Medical & MORE! Hurry- won’t last long!

Listing Agent

Laura Kemp

Coldwell Banker Realty - Gundaker License #2014004690 Listed on: 09/18/2026

Coldwell Banker Realty - Gundaker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,756

Year Built

  • Built in 1986

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 79'x129'x79'x129'
  • Back Yard Fenced and Front Yard

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Additional Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Open Floorplan
  • Built-In Features
  • Bookcases
  • Dry Bar
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Track Lighting
  • Wood Burning Fireplace
  • Decorative Fireplace
  • Bay Window
  • Sliding Doors
  • Great Room
  • Breakfast Room
  • Formal Dining Room
  • Recreation Room
  • Bonus Room
  • Workshop
  • Storage
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8+ Feet High
  • Basement Storage

Accessible Home Design

  • Grip-Accessible Features

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0120-5994-00-0183.0000000

Community Details

Overview

  • Association fees include clubhouse, common area maintenance, pool maintenance, management, pool, recreational facilities
  • Meadowridge Association
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Pool
  • Fishing
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,756

Year Built

Built in 1986

Lot Details

10,019 Sq Ft Lot

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Accessibility Features: Grip-Accessible Features
  • Directions: This home is conveniently located- consult your favorite Map App for the best route from your location!
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Clubhouse, Fishing, Lake, Pickleball, Pool, Sidewalks, Street Lights, Tennis Court(s), Trail(s)
  • ResoLaundryFeatures: Laundry Closet, Main Level
  • ResoLotFeatures: Back Yard, Front Yard
  • Lot Size Acres: 0.23
  • Reso Association Amenities: Association Management, Basketball Court, Clubhouse, Common Ground, Pool, Recreation Facilities, Trail(s)
  • Co List Office Phone: 636-561-1000
  • MLS Status: Active
  • Standard Status: Active
  • Subdivision Name: Meadowridge
  • Above Grade Finished Sq Ft: 1680
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Decorative, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Reso Window Features: Bay Window(s)
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Tile
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Coming Soon
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 1
  • MIS_AuctionYN: 0
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Concrete, Partially Finished, Full, Storage Space
  • Interior Amenities: Beamed Ceilings, Bookcases, Breakfast Room, Built-in Features, Ceiling Fan(s), Double Vanity, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Dining Room Combo, Laminate Counters, Open Floorplan, Pantry, Separate Dining, Separate Shower, Soaking Tub, Storage, Track Lighting, Vaulted Ceiling(s), Workshop/Hobby Area
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Electric Oven, Range Hood, Refrigerator, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 805
  • Door Features: Sliding Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Back Yard, Fenced
  • Roof: Architectural Shingle
  • Pool Features: Community, In Ground, Outdoor Pool
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Garage, Garage Faces Front, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Natural Gas
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 425
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Meadowridge

Fee Information

  • Association Fee Includes: Clubhouse, Common Area Maintenance, Pool Maintenance, Management, Pool, Recreational Facilities

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Bryan Middle

Lot Info

  • Lot Dimensions: 79'x129'x79'x129'
  • Lot Size Sq Ft: 10018.8
  • Parcel Number: 3-0120-5994-00-0183.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3756

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,756 $63,270
2025 $3,434 $63,270
2023 $3,433 $57,451 $0 $0
2022 $2,869 $44,542 $0 $0
2021 $2,871 $44,542 $0 $0
2020 $2,652 $39,789 $0 $0
2019 $2,640 $39,789 $0 $0
2018 $2,574 $37,092 $0 $0
2017 $2,553 $37,092 $0 $0
2016 $2,388 $33,398 $0 $0
2015 $2,356 $33,398 $0 $0
2014 $2,260 $31,077 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/18/2026 09/18/26 For Sale $340,000 -- $137 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $163,000 Inv
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $160,834 FHA
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26057939

MARIS MLS

APN: 3-0120-5994-00-0183.0000000

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