$2,195,000
$200K PRICE DROP

12790 NW Mariner Ct Unit 24 Palm City, FL 34990

Harbour Ridge Neighborhood

Estimated payment $16,914/month

3 Beds
2.5 Baths
2,872 Sq Ft
$764 Price per Sq Ft

Highlights

  • Golf Course Community
  • Community Boat Facilities
  • Fitness Center
  • Morningside Elementary School Rated 9+
  • River Access
  • Gated with Attendant

About This Home

This beautifully renovated Windjammer Model home on the Mile-Wide St. Lucie River in Harbour Ridge Y&CC can only be appreciated by a Private Showing. Enter thru the custom Beveled Glass Front Doors into Comfortable Elegance with wide water views. Living Room/Florida Room w/Gas Fireplace, Formal Dining, Wet Bar, and Chef's Kitchen with Fisher & Paykel 5 Burner Gas Range, Custom Cabinetry, SS Appliances & Granite Counters. 3rd BR has armoire as closet. Crown Molding & beautiful Tile Flooring. Primary Bath has huge Frameless Glass Shower & Tub. Screen-Enclosed Deck with Fire Pit off Florida Room & Heated Pool. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

Listing Agent

Gwendolyn Deisler

Harbour Ridge Realty Inc Brokerage Phone: 772-336-1800 License #3228856 Listed on: 11/25/2025

Co-Listing Agent

Christine Bearse

Harbour Ridge Realty Inc Brokerage Phone: 772-336-1800 License #3115417

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,949

Year Built

  • Built in 1987

Lot Details

  • 0.43 Acre Lot
  • Waterfront
  • Sprinkler System

HOA Fees

  • $4,111 Monthly HOA Fees

Home Design

  • Frame Construction
  • Flat Tile Roof

Interior Spaces

  • 2,872 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Furnished or left unfurnished upon request
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Formal Dining Room
  • Screened Porch

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Golf Cart Garage

Outdoor Features

  • Heated In Ground Pool
  • River Access
  • Deck
  • Patio

Schools

  • Bessey Creek Elementary School
  • Hidden Oaks Middle School
  • Martin County High School

Utilities

  • Cooling Available
  • Central Heating
  • Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include common areas, cable TV, golf, internet, ground maintenance, recreation facilities, reserve fund, security
  • Property Manager

Amenities

  • Restaurant
  • Clubhouse
  • Community Library

Recreation

  • Community Boat Facilities
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Putting Green
  • Dog Park
  • Trails

Security

  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,949

Year Built

Built in 1987

Lot Details

0

HOA Fees

$4,111 per month

Listing Details

  • Co List Office Phone: 772-336-1800
  • Directions: Murphy Road/Gilson Road north to Harbour Ridge Security on left.
  • Garage Yn: Yes
  • Lot Size Acres: 0.4256
  • Property Attached Yn: No
  • Property Sub Type: Detached
  • Property Sub Type Additional: Detached,Single Family Residence
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: Harbour Ridge Yacht & CC - Mariner Village
  • Year Built: 1987
  • Year Built Details: Resale
  • Ownership: Fee Simple
  • Attribution Contact: 772-336-1800
  • OriginatingSystemListAgentMemberKey: 51428050
  • ListAgentNationalAssociationId: 279062427
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Some Electric Appliances, Built-In Oven, Dryer, Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Furnished: Furnished Or Unfurnished
  • Interior Amenities: Breakfast Area, Separate/Formal Dining Room, Eat-in Kitchen, Central Vacuum
  • Living Area: 2872.0
  • Private Spa: No
  • Stories: 1

Exterior Features

  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Deck, Sprinkler/Irrigation, Patio
  • Lot Features: Sprinklers Automatic
  • Patio And Porch Features: Deck, Patio, Screened
  • Pool Features: Heated, In Ground
  • Pool Private: Yes
  • Property Condition: Resale
  • Roof: Flat Tile
  • Waterfront Features: River Access
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Golf Cart Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Individual
  • Heating Yn: Yes
  • Security: Security System Owned, Security System, Gated with Guard, Security Guard, Smoke Detector(s)
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association Fee: 4111.0
  • Association: Yes
  • Community Features: Boat Facilities, Bocce Court, Clubhouse, Dog Park, Fitness Center, Golf, Library, Pickleball, Property Manager On-Site, Putting Green, Restaurant, Street Lights, Tennis Court(s), Trails/Paths, Gated
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Common Areas, Cable TV, Golf, Internet, Maintenance Grounds, Recreation Facilities, Reserve Fund, Security

Schools

  • Elementary School: Bessey Creek
  • High School: Martin County
  • Middle Or Junior School: Hidden Oaks

Tax Info

  • Tax Annual Amount: 14949.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,672 $803,451 -- --
2023 $14,672 $780,050 $0 $0
2022 $14,245 $757,331 $0 $0
2021 $14,338 $735,273 $0 $0
2020 $14,191 $719,500 $496,800 $222,700
2019 $14,539 $727,700 $496,800 $230,900
2018 $13,410 $657,600 $455,400 $202,200
2017 $13,755 $652,100 $455,400 $196,700
2016 $13,403 $655,300 $455,400 $199,900
2015 $14,542 $695,400 $496,800 $198,600
2014 $15,131 $736,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2025 11/26/25 Price Changed $2,195,000 -8.4% $764 / Sq Ft
11/25/2025 11/25/25 For Sale $2,395,000 -- $834 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Deed $100 --
Warranty Deed $1,350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $750,000 Future Advance Clause Open End Mortgage
Previous Owner $400,000 Credit Line Revolving
Source: Public Records

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20053241

Martin County REALTORS® of the Treasure Coast

APN: 44-25-603-0036-0009

Florida St Lucie County Palm City 34990 Harbour Ridge

12790 NW Mariner Ct Unit 24, Palm City, FL

For Sale

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Martin County REALTORS® of the Treasure Coast All listings featuring the MCRTC logo are provided by Martin County REALTORS® of the Treasure Coast, Inc. Multiple Listing Service. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Martin County REALTORS® of the Treasure Coast, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing broker has attempted to offer accurate data, but buyers are advised to confirm all information.

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Gwendolyn Deisler
Listing Agent
Gwendolyn Deisler
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Harbour Ridge Realty Inc
(772) 309-9206