$164,000
SOLD OCT 16, 2024

128 Center St Frostburg, MD 21532

4 Beds
2.5 Baths
1,800 Sq Ft
5,265 Sq Ft Lot

Recently Sold

$91 Per Sq Ft

6% Below List Price

25 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • No HOA
  • Beall Elementary School Rated 9+
  • 1 Fireplace
  • Double Pane Windows

About This Home

As of October 2024

Welcome Home! Whether you are starting out or winding down, you will want to see this adorable Brick Cape Cod. Hardwood flooring in the dining room, living room, bedrooms and stairs, new flooring in the kitchen and bathrooms. The back yard offers space for off street parking and plenty of room for entertaining. This home has many new updates and is located in the heart of Frostburg and just minutes to Frostburg State University, Restaurants, Shops, I68 and Parks.

Last Agent to Sell the Property

Cindy Diamond

The Goodfellow Agency Listed on: 07/22/2024

Last Buyer's Agent

Sherri Mahoney

The Goodfellow Agency License #5017274

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,780

Year Built

  • Built in 1943

Lot Details

  • 5,265 Sq Ft Lot
  • Property is zoned R3

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Plaster Walls
  • Asphalt Roof

Interior Spaces

  • Property has 1.5 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Room
  • Wood Flooring
  • Basement

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Off-Street Parking

Schools

  • Beall Elementary School
  • Mount Savage Middle School
  • Mountain Ridge High School

Utilities

  • Hot Water Heating System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 0128003285

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,780

Year Built

Built in 1943

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-07-22
  • Year Built: 1943
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome Home! Whether you are starting out or winding down, you will want to see this adorable Brick Cape Cod. Hardwood flooring in the dining room, living room, bedrooms and stairs, new flooring in the kitchen and bathrooms. The back yard offers space for off street parking and plenty of room for entertaining. This home has many new updates and is located in the heart of Frostburg and just minutes to Frostburg State University, Restaurants, Shops, I68 and Parks.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Refrigerator, Stove
  • Interior Amenities: Dining Area, Window Treatments, Wood Floors
  • Window Features: Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Plaster Walls
  • Foundation Details: Block
  • Levels Count: 1.5
  • Room List: Living Room, Dining Room, Kitchen
  • Basement: Yes
  • Total Sq Ft: 2000
  • Living Area Sq Ft: 1800
  • Price Per Sq Ft: 145.83
  • Above Grade Finished Sq Ft: 1200
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 200
  • Total Below Grade Sq Ft: 800
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 128

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Road Surface Type: Alley, Black Top
  • Roof: Asphalt
  • View: Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: BEALL
  • Middle School: MOUNT SAVAGE
  • High School: MOUNTAIN RIDGE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140562208
  • School District Source: 3rd Party
  • Elementary School: BEALL
  • High School: MOUNTAIN RIDGE
  • Middle Or Junior School: MOUNT SAVAGE

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5265.00
  • Year Assessed: 2024
  • Zoning: R3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1780.00
  • Assessor Parcel Number: 0128003285
  • Tax Lot: 6
  • Tax Total Finished Sq Ft: 1800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 10/16/2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2024
Closed on
Oct 15, 2024
Sold by
Spencer William P and Spencer Marriane D
Bought by
Cameron Levi and Cameron Nora Garcia
Seller's Agent
Cindy Diamond
The Goodfellow Agency
Buyer's Agent
Sherri Mahoney
The Goodfellow Agency
List Price
$175,000
Sold Price
$164,000
Premium/Discount to List
-$11,000
-6.29%
Views
74
Current Estimated Value
$177,973

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,973
Avg. Annual Appreciation
13.66%
Original Mortgage
$12,500
Outstanding Balance
$12,390
Interest Rate
6.2%
Estimated Equity
$169,772

Purchase Details

Closed on
Apr 2, 2004
Sold by
Swiger Wayne L and Swiger Frances J
Bought by
Spencer William

Purchase Details

Closed on
Jun 4, 1999
Sold by
Swiger Wayne L and Swiger Frances J
Bought by
Swiger Wayne L and Swiger Frances J

Purchase Details

Closed on
Apr 7, 1998
Sold by
Lewis Marie Yates and Lewis Jeanlyn Marie
Bought by
Swiger Wayne L and Swiger Frances J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $164,000 None Listed On Document
Deed $76,500 --
Deed -- --
Deed $57,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $12,500 No Value Available
Open $140,000 New Conventional
Previous Owner $100,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2024 10/16/24 Sold $164,000 -6.3% $91 / Sq Ft
07/22/2024 07/22/24 For Sale $175,000 -- $97 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,209 $126,900 $12,000 $114,900
2024 $1,209 $117,133 $0 $0
2023 $1,085 $107,367 $0 $0
2022 $987 $97,600 $12,000 $85,600
2021 $990 $97,333 $0 $0
2020 $953 $97,067 $0 $0
2019 $958 $96,800 $12,000 $84,800
2018 $971 $96,800 $12,000 $84,800
2017 $963 $96,800 $0 $0
2016 $1,028 $105,600 $0 $0
2015 $1,035 $105,600 $0 $0
2014 $1,035 $105,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2009338

Bright MLS

APN: 28-003285