NOT LISTED FOR SALE

128 Prospect St Schenectady, NY 12308

Estimated Value: $150,000 - $239,000

2 Beds
2 Baths
1,664 Sq Ft
$121/Sq Ft Est. Value

Last Sold June 25, 2021

Last sale price $116,494 $70 Per Sq Ft

Est. 73% increase in value since last sale

Current estimated payment $1,460/month

32 Days on Market

Highlights

  • Deck
  • No HOA
  • Enclosed Glass Porch
  • Jetted Tub in Primary Bathroom
  • Cul-De-Sac
  • Walk-In Closet

About This Home

As of June 2021

All you need to do is move right in to this well maintained 2 Story home located on a dead end street just minutes from the casino and downtown! Entertain family and friends in your open concept combined living and dining room area with beautiful high ceilings throughout. Updated kitchen with beautiful ceramic tiles. Full bath on both first and second floor. Upstairs features 2 large bedrooms both with walk-in closets and a spacious family room area. Enjoy your morning coffee on your enclosed front porch or on your back deck with a large fenced in backyard. Plenty of storage throughout this home. Second floor laundry. Mudroom area off kitchen. Off street parking. Showings begin 3/9. Excellent Condition

Last Agent to Sell the Property

Lorietana Provenzano

Howard Hanna Capital Inc Listed on: 03/20/2021

Last Buyer's Agent

Shana Edwards

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,494

Year Built

  • Built in 1857

Lot Details

  • Cul-De-Sac
  • Fenced
  • Level Lot
  • Cleared Lot

Home Design

  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,664 Sq Ft Home
  • 2-Story Property
  • Paddle Fans
  • Blinds
  • Rods
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Gas Oven
  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Jetted Tub in Primary Bathroom
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry on upper level
  • Laundry in Bathroom

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Enclosed Glass Porch

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 18 / 1
  • Assessor Parcel Number 421500 39.82-1-18

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,494

Year Built

Built in 1857

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1857
  • Directions: Eastern Pkwy to Prospect St
  • Above Grade Finished Sq Ft: 1664.0
  • Financial Details General Taxes: 2620.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 873.0
  • School Taxes Description: Actual
  • Lot Size: 5227 Sq Ft
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: At time of Closing
  • Full Bathroom Level: Second
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Upper Level: Yes
  • Flooring:Ceramic Tile: Yes
  • Fencing:Fenced: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Ceramic Tile, Laminate
  • Basement: Full, Unfinished
  • Interior Amenities: High Speed Internet, Jet Tub, Paddle Fan, Walk-In Closet(s), Ceramic Tile Bath
  • Appliances: Built-In Electric Oven, Built-In Gas Oven, Cooktop, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1664.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Family Room Level: Second
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds, Curtain Rods
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Laundry Features:In Bathroom: Yes
  • Interior Features:Jet Tub: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Hatch: Yes
  • Basement:Unfinished: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Built-In Gas Oven: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Fenced
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Enclosed, Porch
  • Waterfront Features: None
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Waterfront Features:None19: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Enclosed: Yes

Garage/Parking

  • Parking Features: Off Street, None
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Bathroom, Upper Level
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Cleared, Cul-De-Sac
  • Parcel #: 421500 39.82-1-18

Tax Info

  • Tax Annual Amount: 3494.0
  • Tax Block: 1
  • Tax Lot: 18
  • Tax Tract: 39.82

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2021
Closed on
Jun 25, 2021
Sold by
Lisa Ferrara
Bought by
Benn Tara
Seller's Agent
Lorietana Provenzano
Howard Hanna Capital Inc
Buyer's Agent
Shana Edwards
Howard Hanna Capital Inc
List Price
$109,900
Sold Price
$116,494
Premium/Discount to List
$6,594
6%
Current Estimated Value
$201,082

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,588
Avg. Annual Appreciation
11.03%
Original Mortgage
$114,383
Outstanding Balance
$104,010
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$77,183

Purchase Details

Closed on
Mar 16, 2017
Sold by
Drzemiecki Tyler J and Ferrara Lisa
Bought by
Ferrara Lisa

Purchase Details

Listed on
Mar 10, 2015
Closed on
May 28, 2015
Sold by
Federal National Mortgage Association
Bought by
Drzemiecki Tyler J and Drzemiecki Ferrara
Seller's Agent
Daniel Card
A 1 R E O Services LLC
Buyer's Agent
David Zuccaro
The Property Shop
List Price
$59,900
Sold Price
$32,000
Premium/Discount to List
-$27,900
-46.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.33%

Purchase Details

Listed on
Mar 10, 2015
Closed on
May 21, 2015
Sold by
Fannie Mae
Bought by
Drzemiecki Tyler J and Ferrara Lisa
Seller's Agent
Daniel Card
A 1 R E O Services LLC
Buyer's Agent
David Zuccaro
The Property Shop
List Price
$59,900
Sold Price
$32,000
Premium/Discount to List
-$27,900
-46.58%

Purchase Details

Closed on
Jul 8, 2014
Sold by
Brown Heather M and Gorgdaz George
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 28, 2006
Sold by
Chalkowski Zbiegniew Jolanta
Bought by
Brown Heather M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 6, 2001
Sold by
Maio Thomas
Bought by
Chalkowski Chalkowski Z and Chalkowski J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Benn Tara -- Fidelity National Title
Benn Tara -- Fidelity National Title
Ferrara Lisa -- None Available
Drzemiecki Tyler J $31,000 Tatha Jourdanais
Drzemiecki Tyler J $31,000 Multiple
Federal National Mortgage Association $101,404 None Available
Brown Heather M $85,000 Steven D Farer
Chalkowski Chalkowski Z $8,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Benn Tara $114,383
Closed Benn Tara $114,383
Previous Owner Brown Heather M $85,000
Previous Owner Chalkowski Zbigniew $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2021 06/25/21 Sold $116,494 +6.0% $70 / Sq Ft
04/05/2021 04/05/21 Pending -- -- --
03/19/2021 03/19/21 For Sale $109,900 0.0% $66 / Sq Ft
03/11/2021 03/11/21 Pending -- -- --
03/04/2021 03/04/21 For Sale $109,900 +243.4% $66 / Sq Ft
05/29/2015 05/29/15 Sold $32,000 -46.6% $19 / Sq Ft
04/15/2015 04/15/15 Pending -- -- --
11/29/2014 11/29/14 For Sale $59,900 -- $36 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,476 $84,300 $12,600 $71,700
2023 $4,476 $84,300 $12,600 $71,700
2022 $4,403 $84,300 $12,600 $71,700
2021 $3,951 $84,300 $12,600 $71,700
2020 $2,491 $84,300 $12,600 $71,700
2019 $1,617 $84,300 $12,600 $71,700
2018 $2,511 $84,300 $12,600 $71,700
2017 $3,886 $84,300 $12,600 $71,700
2016 $4,460 $84,300 $12,600 $71,700
2015 -- $84,300 $12,600 $71,700
2014 -- $84,300 $12,600 $71,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202113199

Global MLS

APN: 039-082-0001-018-000-0000