$775,000
SOLD SEP 30, 2025
Last list price

128 Saddle Loop Big Fork, MT 59911

-- Bed
-- Bath
2,250 Sq Ft
0.28 Acres

Recently Sold

$344 Per Sq Ft

460 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • Balcony
  • Views of Trees
  • Modern Architecture
  • Forced Air Heating System

About This Home

As of September 2025

Great investment or multiple family living opportunity with Owner Financing 10% Down located in a convenient and quiet Bigfork neighborhood! Live in one/rent one or rent both homes, as short-term rentals are also allowed. This recently built 2-unit duplex in a Townhome configuration generates steady monthly income, with tenants paying all of their own utilities. Town Home conversion potential with permitting approval. Unit A is a 2 BD/2.5BA month to month tenant occupied. Unit B is a 3BD/2.5BA owner occupied for immediate occupancy and is turn key. Each unit has an attached single car garage, relaxing views of the forest from multiple balconies, storage areas and washer/dryer hookups. Walking distance to Flathead Lake Bay, Swan River, schools, tennis courts and the village of Bigfork with restaurants, shopping, recreation and entertainment. Equestrian trail easements to the side and back of property.

Last Agent to Sell the Property

Fritz Groenke

Montana Real Estate Group License #RRE-BRO-LIC-1435 Listed on: 05/31/2024

Co-Listed By

Kim Dutton

Montana Real Estate Group License #RRE-RBS-LIC-16654

Last Buyer's Agent

Heidi Lane

eXp Realty - Kalispell License #RRE-BRO-LIC-79090

eXp Realty - Kalispell

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,084

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 0.28 Acre Lot
  • Property fronts a county road

Parking

  • 2 Car Garage
  • Heated Garage
  • Garage Door Opener
  • Shared Driveway

Home Design

  • Duplex
  • Modern Architecture
  • Slab Foundation
  • Poured Concrete

Interior Spaces

  • 2,250 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Views of Trees

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Laundry in Basement

Outdoor Features

  • Balcony

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Natural Gas Connected
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 07383525411350000

Community Details

Overview

  • 2 Units
  • Stage Ridge 1 Subdivision

Pet Policy

  • Limit on the number of pets
  • Dogs Allowed

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,084

Year Built

Built in 2022 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Duplex
  • Property Type: Residential Income
  • Year Built: 2022
  • Directions: From HWY 35 east on Grand then north on Grand to Stage Ridge then south on Electric to Saddle Loop
  • Listing I D: 30022781
  • Horses: No
  • Lot Size Acres: 0.278
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Co List Office Phone: 406-837-6000
  • Subdivision Name: Stage Ridge 1
  • Architectural Style: Modern
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: Yes
  • Structure Type: Duplex
  • Property Sub Type Additional: Duplex,Multi Family
  • Special Features: NewHome

Interior Features

  • Basement: Walk-Out Access
  • Interior Amenities: Open Floorplan
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Basement YN: Yes
  • Fireplace: No

Exterior Features

  • Exterior Feat.: Balcony
  • View: Trees/Woods
  • View: Yes
  • Waterfront: No
  • Disclosures: Disclosure on File, Owner Is Listing Agent, Seller Disclosure
  • Foundation Details: Poured, Slab
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener, Heated Garage, Shared Driveway

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, High Speed Internet Available, Phone Available
  • Heating: Forced Air, Gas
  • Laundry Features: Washer Hookup, In Basement, In Garage
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Pets Allowed: Dogs OK, Number Limit

Schools

  • Junior High Dist: District No. 38

Lot Info

  • Zoning: Multi-Family
  • Lot Size Sq Ft: 12110.0
  • Parcel #: 07383525411350000
  • Zoning Description: R-4

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4083.99

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 31, 2024
Closed on
Sep 25, 2025
Sold by
Kay Gb Properties Llc
Bought by
M & O Real Estate Llc
Seller's Agent
Fritz Groenke
Montana Real Estate Group
Buyer's Agent
Heidi Lane
eXp Realty - Kalispell
List Price
$779,000
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.46%
Original Mortgage
$649,000
Outstanding Balance
$649,000
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$125,739

Purchase Details

Closed on
Aug 18, 2020
Sold by
Tax Deferred Exchange Hc 189 Llc
Bought by
Kay Gb Properties Llc

Purchase Details

Listed on
Aug 13, 2018
Closed on
Mar 4, 2020
Sold by
Lutz Bruce Frederick
Bought by
Hc 189 Llc and Kay Gb Properties Llc
Seller's Agent
Cherie Hansen
Glacier Sotheby's International Realty Bigfork
Buyer's Agent
Kim Dutton
Montana Real Estate Group
List Price
$48,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
68.04%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Insured Titles
Warranty Deed -- Fidelity Natl Ttl Flathead V
Warranty Deed -- Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $649,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold -- -- --
06/26/2025 06/26/25 Price Changed $775,000 -0.5% $344 / Sq Ft
12/04/2024 12/04/24 For Sale $779,000 0.0% $346 / Sq Ft
12/02/2024 12/02/24 Off Market -- -- --
07/11/2024 07/11/24 Price Changed $779,000 -2.5% $346 / Sq Ft
06/01/2024 06/01/24 For Sale $799,000 +1806.9% $355 / Sq Ft
03/05/2020 03/05/20 Sold -- -- -- View Prior Sale
12/23/2019 12/23/19 Price Changed $41,900 -5.8% --
07/12/2019 07/12/19 Price Changed $44,500 -7.3% --
08/08/2018 08/08/18 For Sale $48,000 -- --
Source: Montana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,873 $756,300 $0 $0
2024 $3,644 $652,900 $0 $0
2023 $647 $86,627 $0 $0
2022 $357 $49,733 $0 $0
2021 $391 $49,733 $0 $0
2020 $748 $67,191 $0 $0
2019 $740 $67,191 $0 $0
2018 $705 $63,786 $0 $0
2017 $693 $63,786 $0 $0
2016 $572 $46,297 $0 $0
2015 $551 $46,297 $0 $0
2014 $478 $36,107 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Montana Regional MLS

MLS Number: 30022781

Montana Regional MLS

APN: 07-3835-25-4-11-35-0000